One of the most expensive purchases you’ll ever make in your life is a residential property. Therefore, you want to do everything necessary to protect this significant investment, including finding the right home insurance policy. Coverage will vary from state to state, property to property, and provider to provider. Still, there are tips you can …
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Interruptions can put businesses in financial trouble, making business insurance essential. With the right coverage, your company may be entitled to compensation for missed rent payments, employee payroll, and other expenses affected due to a disaster that causes your company to shut down temporarily or lose income. Learning more about business interruption insurance can help …
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Today’s vehicles are designed and built with safety measures and parts that can reduce the risk of fires and other serious dangers, especially those that can occur during car accidents. However, fires can still occur. Read on to learn about some of the most common causes of car fires so you can keep your vehicle …
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Occasionally doing work from home typically doesn’t count as a home-based business for legal or insurance purposes. However, if you decide to start selling cookies out of your kitchen, you’re in business. There are some gray areas that can make it more difficult to determine if you have a home-based business and whether or not …
Business travel has become increasingly common as companies strive to thrive within the global economy. While traveling might be essential for conducting research or closing a deal, it does come with an increased risk of accidental injuries. Business travel accident insurance is designed to compensate people who get hurt while traveling for business purposes. When …
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It’s safe to assume you don’t want to have your car’s battery go bad at the worst possible time. Not being mindful of what’s happening with your car’s battery increases your odds of being in an accident, which could affect your insurance rates. As winter arrives, being without a working battery can be even more …
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When you have a single-family residence that’s not used for rentals, there’s always the potential for something to go wrong. Therefore, it only stands to reason insurance is necessary when multiple people are involved, which is essentially what you’re doing with Airbnb. Take a moment to learn about what kind of insurance you need if …
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When you’re busy going where you need to go, the last thing on your mind is the oil in your car. However, it does need to be changed regularly—between 7,500 and 10,000 miles is the general recommendation. There are other factors to consider as well, which we go over below. Driving Frequency This is one …
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In legal terms, malpractice is defined as a “negligent professional activity or action.” Since this definition can be a little vague, let’s take a moment to discuss what can be considered a business malpractice and how such actions can affect your commercial insurance. It’s worth noting that malpractice refers to actions taken individually by employees …
It’s nice to share big news with someone. However, if that “someone” happens to be your insurance company, whether or not you share depends on what you have in mind. This certainly applies to home renovations. The short answer is yes, there are benefits to letting your insurance company know, especially if we’re talking about …
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