In San Diego, you’ll often hear people refer to a business license as a Business Tax Certificate. While most businesses will need to obtain this certificate, it’s common to not have an actual business license. Although commercial insurance is designed for businesses, it’s important to know you don’t have to have a license to get …
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The amounts insurance companies pay for a claim will vary based on the damage and the limits under your current policy. Before making a decision, it’s best to learn how the options suit your finances, vehicle, and the drivers within your household. Below are common auto insurance limits and ways to select the best options. …
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Knowing your car insurance history gives you insight into why you might receive a certain quote for a new policy. You may also need to furnish proof of insurance to demonstrate continuous coverage or financial responsibility as a driver. Although many insurance companies can look up a person’s policy and claim history, there might be …
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Buying a home is one of the most significant purchases you’ll make, and it comes with many factors on the checklist, including insurance. Although this type of coverage isn’t required within California, some lenders mandate it for security. The objective is to keep your home investment in good shape, whether you intend to sell the …
Continuar leyendo "Do You Pay Homeowners Insurance Up Front at Closing?"
Operating a business often requires the use of vehicles, and it’s common for companies to need to use rental cars for a variety of purposes. Although your company faces risks anytime an employee uses a vehicle in the course of performing his or her work duties, having auto insurance can minimize potential financial losses if …
Continuar leyendo "Does Commercial Insurance Cover Rental Cars? What You Need to Know"
Auto insurance is crucial to every driver, including young drivers, as it protects them and their families physically and financially if an accident occurs. The type of vehicle being operated will generally determine the options and costs available to young drivers. Continue reading to learn more about factors that can lead to the most affordable …
Continuar leyendo "The Cheapest Cars to Insure for Young Drivers & How to Save"
As you may already know, there are many types of auto insurance available to protect you and others from financial distress during unforeseen events. Knowing what’s covered by various policies can sometimes be hard to navigate, which is why it’s important to know you can lean on your insurance company for support. But it’s also …
Continuar leyendo "The Risks of Not Having Bodily Injury Coverage in Your Auto Insurance"
Earning a driver’s license is a rite of passage many people enjoy as teens. Whether you were older when you received your driving privileges or took your driver’s test on your 16th birthday, there’s no doubt that being able to operate a motor vehicle gives you greater independence. As with any privilege, driving also comes …
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Property damage or the loss of a home will likely result in you filing a claim, which needs to be processed, and if it’s approved, a financial disbursement will typically be made by your insurance company. This disbursement can be used for restoration or repairs, based on your needs and all that has been listed …
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Commercial business insurance safeguards your company from financial damages that could occur due to a wide range of issues. Most companies need at least liability insurance to cover the cost of injuries and property damage that could happen while running their businesses. Your company may also need commercial property insurance along with special policies for …
Continuar leyendo "Understanding Insurance Inspections for Businesses: What to Expect"
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