Commercial liability insurance is a necessity for businesses that are at risk for being sued by another company or a member of the public. Although your company can do its best to ensure nothing goes wrong, you should be prepared for unexpected issues that could arise over time. As a business owner, it’s good to …
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Living in California comes with the perk of knowing your credit score doesn’t impact your auto insurance rates. While state law protects you from being unable to afford insurance based on your credit score, there are other factors that influence how much you’ll pay for the premium. Taking a look at how insurance companies assess …
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Renewing your auto insurance policy could be a simple process, or it can lead to challenges, such as increased rates. Before agreeing, take the time to learn why your premium has increased, especially if nothing has seemingly changed. Below are some reasons car insurance rates can go up. Inflation When you received your current rate, …
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Insurance companies assess homeowners and their properties to determine if they have a high risk of filing claims. While being deemed a high-risk homeowner is cause for concern, you likely still have options for securing financial protection for common catastrophes. Knowing if you’re a higher risk according to insurance companies also helps you plan for …
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Repairing or replacing car windows and windshields can be expensive, depending on the type of damage. However, having full glass coverage can help you avoid this expense. Although full glass coverage is optional, it offers many advantages. What Is Full Glass Coverage? Hail, rocks, animals, construction products, tree branches, and various types of storms can …
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Commercial insurance is a necessary expense for businesses that can prevent financial ruin in the face of hardships. Insurance companies calculate the rates for commercial policies much like they do for personal ones. They’ll assess the company’s risk of needing to file a claim based on its industry and history of past claims. Naturally, certain …
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The thought of your furry friend ever harming another person is upsetting. Yet even the calmest dogs can bite when they’re provoked. Dog bites can often result in serious injuries that require medical treatment, especially if they get infected. Knowing whether your homeowners insurance covers dog bites can help you know how to proceed if …
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Having liability auto insurance is a requirement for California drivers. Yet many people who have blemishes on their driving records encounter challenges with obtaining high-risk auto insurance (also known as nonstandard car insurance). Insurance companies calculate a person’s risk using several factors, and having a poor driving history could limit your options for obtaining a …
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Many insurance policies have deductibles, since they’re a valuable aspect of a company’s expenses. Before selecting coverage that includes a deductible, you must understand how it applies to your business, what costs you’re responsible for, and other essential details. Keep reading to learn more about commercial insurance coverage that comes with a deductible, its cost, …
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Your auto insurance provider may not approve of an individual living in your home operating your vehicle, even if the person is old enough and has a legal driver’s license. Various factors can contribute to this, and the individual is prohibited from driving your vehicle, even in most emergencies. Keep reading as the experienced professionals …
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