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Most people do their best to drive safely and avoid accidents, even fender benders. However, these incidents can happen, impacting your wellbeing, vehicle, and insurance premiums. Below, the experienced professionals from Altra Insurance, the leading providers of auto insurance San Diego drivers trust for reliable, high-quality service, explain whether a small fender bender will raise …

Laws vary across the country, but most states require businesses with a specific number of employees to provide workers’ compensation insurance. These benefits were established to provide medical care reimbursement, wage replacement, and more to staff members who experience work-related injuries or illnesses. Below are some of the reasons why, in addition to commercial insurance, …

If the car accident you were just in wasn’t your fault, this is certainly good news. However, as relief sets in, you may start to wonder whether or not a fender-bender or other motor vehicle accident that didn’t involve any fault of your own could affect your car insurance rates. After all, accidents and related …

Protecting your business is essential for its success. Therefore, whether you own a small restaurant or a large manufacturing enterprise, you need the best types of protection, including commercial property insurance. There are various types of policies to consider based on the assets, budget, and kind of organization you run. Below are some of the …

People often purchase car insurance to comply with local laws and protect other people. However, you might not be fully aware of how car insurance coverage works. Many people assume the coverage follows the driver, yet the truth is that an auto policy typically applies to the vehicle. Exploring the different scenarios that affect auto …

Understandably, many homeowners prefer to put off having a new roof installed for as long as possible. Still, if your roof is older and frequently in need of repairs, there are some possible home insurance perks you could enjoy from a new roof. One of these is the possibility of lower premiums. Here’s what you …

Commercial property owners and business owners—who aren’t always one and the same—need some degree of insurance to be better prepared for unexpected occurrences. If you’re in the process of weighing your options with property insurance for a commercial building or space, you may have questions about who’s responsible for this type of coverage. Here’s what …

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