Ordinary vehicles are sometimes classified as commercial ones for insurance purposes. One type of vehicle that can fall into this category is a pickup truck. Simply owning a pickup doesn’t mean it will be considered a commercial vehicle, but there are some factors that can change how a vehicle is classified. Here’s what you need …
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State governments normally determine the primary insurance requirements for businesses. That said, if you run a business, there are insurance requirements that will be specific to your situation, although all businesses are typically required to have certain types of insurance. Here’s a closer look at the state-based insurance requirements that apply to businesses as well …
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One thing about cars has never changed over the years: they’re designed to be driven. But if you have a vehicle you’re not driving frequently because it’s a secondary car or one you simply don’t need to use as much anymore, certain problems could develop as it sits. Below, the experienced professionals from Altra Insurance …
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From covering a new teen driver or a grown child still living with you to helping out a family member or friend who regularly uses your vehicle, there are many valid reasons to have another driver included on your car insurance policy. However, there are times when it makes sense practically and financially to remove …
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While fewer cars are being stolen each year in the United States, car theft remains a major problem. More than 700,000 vehicles were stolen in 2018, and, on average, more than 2,000 cars are stolen every day. Every driver should take this problem seriously, especially when deciding what new car to purchase. Some models are …
Dents and dings happen frequently to cars. Often, the causes for these dents are unknown. If you have full coverage, your insurance may cover a dent. However, it’s important to understand if filing a claim is truly worth it. Here’s some advice from the insurance experts at Altra Insurance Services, providers of reliable, affordable car insurance …
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If your home is in need of repairs due to a natural disaster or another event covered by your homeowners insurance, you’ll need to get several repair quotes. These quotes are given to your insurance company when you file the claim. With the ever-increasing popularity of DIY projects and homeownership, you may be tempted to …
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Commercial general liability insurance is a type of broad-scale liability insurance intended for businesses. Essentially, it’s a form of insurance that covers all the common sorts of liability claims a business might encounter during typical operations. Just about any company can benefit from commercial general liability insurance, but it’s particularly helpful for a few specific …
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Everyone who owns a home needs to have homeowners insurance. The financial costs of not having it are astronomical if something happens, so you cannot afford not to have it. But as with other types of insurance, you should periodically shop around to ensure you’re getting the best deal. The following are some factors that …
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Unexpected expenses are going to come up when running a business. To protect yourself, business insurance is crucial. In case of a disaster, lawsuit, or other event, the right business insurance can prevent you from going out of business. Determine the Type of Insurance You Need Getting business insurance starts with deciding which type of …
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