Most people do their best to drive safely and avoid accidents, even fender benders. However, these incidents can happen, impacting your wellbeing, vehicle, and insurance premiums. Below, the experienced professionals from Altra Insurance, the leading providers of auto insurance San Diego drivers trust for reliable, high-quality service, explain whether a small fender bender will raise …
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Laws vary across the country, but most states require businesses with a specific number of employees to provide workers’ compensation insurance. These benefits were established to provide medical care reimbursement, wage replacement, and more to staff members who experience work-related injuries or illnesses. Below are some of the reasons why, in addition to commercial insurance, …
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Homeowners insurance protects you from financial ruin in the event a major disaster happens. You may also be required by a lender to carry homeowners insurance if you’re paying on a mortgage. Receiving the news that your policy has been cancelled is disheartening, but there are some things you can do to get it reinstated …
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If the car accident you were just in wasn’t your fault, this is certainly good news. However, as relief sets in, you may start to wonder whether or not a fender-bender or other motor vehicle accident that didn’t involve any fault of your own could affect your car insurance rates. After all, accidents and related …
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Protecting your business is essential for its success. Therefore, whether you own a small restaurant or a large manufacturing enterprise, you need the best types of protection, including commercial property insurance. There are various types of policies to consider based on the assets, budget, and kind of organization you run. Below are some of the …
Continue reading “What Are the Primary Things My Commercial Property Insurance Covers?”
Roadside emergencies never come at a good time. While many car problems are preventable, you may still find yourself experiencing a serious issue on the road. Knowing what to do when your car breaks down prevents the issue from getting worse, and you’ll be able to keep yourself safe while you address the problem. The …
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People often purchase car insurance to comply with local laws and protect other people. However, you might not be fully aware of how car insurance coverage works. Many people assume the coverage follows the driver, yet the truth is that an auto policy typically applies to the vehicle. Exploring the different scenarios that affect auto …
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Understandably, many homeowners prefer to put off having a new roof installed for as long as possible. Still, if your roof is older and frequently in need of repairs, there are some possible home insurance perks you could enjoy from a new roof. One of these is the possibility of lower premiums. Here’s what you …
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Commercial property owners and business owners—who aren’t always one and the same—need some degree of insurance to be better prepared for unexpected occurrences. If you’re in the process of weighing your options with property insurance for a commercial building or space, you may have questions about who’s responsible for this type of coverage. Here’s what …
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Car insurance is an absolute necessity for the vast majority of drivers, but those policies are limited in some aspects. While the average policy will help you pay for auto accident repairs, medical bills, and liability issues, some drivers might be surprised to hear everything isn’t going to be covered. There are a few potential …
Continue reading “3 Limits in a Typical Auto Insurance Policy”
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