The type of business you operate will determine the kind of insurance you must purchase, if any. However, even if your state doesn’t require insurance for your small business, it’s vital for your brand’s reputation and your company’s safety and finances. Below are some of the benefits you can receive when you buy insurance for …
Continue reading “Dangers of Operating a Small Business without Buying Insurance”
Auto accidents often happen so fast that you might not even be sure what happened at first. You may also sustain injuries that make it difficult to remember the course of events that led to the accident. Even if you think the accident was your fault, this might not necessarily be true. For this reason, …
Continue reading “How Can You Know if an Auto Accident Is Your Fault?”
Many drivers are surprised to hear they can be denied car insurance in some situations, and that often leads to serious problems down the road. In most areas, car insurance is a legal requirement, and driving without it could result in legal troubles or the loss of your license. Luckily, if insurance companies refuse to …
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Any vehicles used for business-related purposes need to be covered by commercial auto insurance, and traditional insurance is needed for personal vehicles. But it’s not always easy to entirely separate business and personal tasks involving a need to drive. For this reason, it can be helpful to gain some insight into commercial auto insurance and …
Continue reading “Is Personal Use Covered by a Commercial Auto Insurance Policy?”
Insurance coverage is well worth the money if you ever have an accident or run into another situation where you have a large financial need. However, seeing your rates go up can still feel frustrating. Insurance rates are determined by many different factors. Your age, driving record, and other personal characteristics are all carefully considered …
Continue reading “6 Surprising Things that Can Increase the Cost of Insurance”
Regardless of why an accident occurs on some type of commercial property, situations like this can have major legal and insurance-related consequences. You’re accepting some degree of liability just by opening your doors to the public on a regular basis and going about your normal business operations. Luckily, there are some steps you can take …
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Millions of car accidents occur each year. Some are minor, while others lead to significant damage and severe medical problems. It’s best to remain calm after the accident to avoid a panic attack or a confrontation. Below are some tips you should follow after getting in a car accident. Check on the Other Driver & …
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There are many clearly spelled out rules and guidelines that apply to home insurance and insurance in general, so it’s understandable to be a bit confused by some of the “unwritten rules” that tend to apply to home insurance. One of these is the 80 percent rule. Here’s what you need to know about it …
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As a business owner, it’s best to make sure your organization is insured against losses, from office space to equipment and other physical assets. With your business’s property, cargo, and other assets included in your insurance policy, you could avoid significant loss in the future as long as your claims are valid. However, commercial property …
Continue reading “What Are the Main Things Commercial Property Insurance Covers?”
Buying a property for the very first time can be perplexing, particularly when you’re attempting to decipher house-buying jargon. When learning about the sort of insurance you need to buy, don’t mix up home insurance and mortgage insurance. The experts at Altra Insurance Services, a leading provider of home insurance San Diego residents can rely on, explain how …
Continue reading “How Mortgage Insurance Is Different from Home Insurance”
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