You may be reluctant to allow friends and family members to drive your car for quick errands or more prolonged situations, such as going on vacation or to and from work every day while waiting to have their vehicles repaired or purchase new ones. This hesitation isn’t due to the trustworthiness of the individual but …
It’s common for businesses to lease commercial property to use for regular operations and functions. If this applies to you, it’s possible to still be liable for damages if property you don’t own but use for business operations or purposes is damaged in some way. Therefore, it’s possible to insure commercial property you don’t own. …
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A homeowners insurance policy is designed to ease the financial burden of dealing with certain types of damage to your property. To provide sufficient coverage and determine appropriate payout amounts, insurance providers need to know the value of your insured property. For this reason, the answer to whether or not homeowners insurance is based on …
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Teaching your kid to drive is a rite of passage some parents look forward to, while others face it with apprehension. While it’s normal to be a little nervous about having your kid behind the wheel, you have the opportunity to help your child develop safe driving practices he or she will use for the …
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Car insurance is one of those nonnegotiable expenses you face as a driver. While many teens are covered by their parents’ plans, young adults often discover their insurance rates are higher than those for older adults they know. There’s a lot that goes into setting insurance rates, but age is often a factor. Sometime around …
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The appliances in your home make it possible to live comfortably and manage many of your daily activities. Today’s high-tech appliances can also be costly to replace, and having help with covering the cost of replacing them after a disaster helps you get back to living normally faster. As a general rule, your homeowners insurance …
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Motorcycle insurance is beneficial for many reasons, and it’s a legal requirement in California. Buying insurance protects your investment in the event of a wreck or theft and prevents certain legal consequences, such as incurring fines and having your license suspended for not having coverage. Many people worry about paying high premiums for coverage. However, …
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Purchasing insurance for your company is necessary because it can protect your employees as well as your products and services. However, the cost of the protection may be expensive, depending on your budget and the type of coverage you choose. Below are some of the reasons business insurance can be more costly than average and …
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The deductible for your auto insurance coverage is the amount you pay yourself before the insurance provider picks up the tab. Understandably, many vehicle owners prefer to have a deductible for car insurance that’s reasonable. As for what’s considered a good deductible, the answer depends on several factors specific to your situation, preferences, and needs, …
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The myth that insurance is higher for motorcycles seems to come from the idea that motorcyclists have a greater risk of experiencing motor vehicle accidents. However, you can rest assured you likely won’t need to spend more to insure a motorcycle. The cost for your insurance coverage comes down to multiple factors, and seeing how …
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