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It’s common for businesses to lease commercial property to use for regular operations and functions. If this applies to you, it’s possible to still be liable for damages if property you don’t own but use for business operations or purposes is damaged in some way. Therefore, it’s possible to insure commercial property you don’t own. …

A homeowners insurance policy is designed to ease the financial burden of dealing with certain types of damage to your property. To provide sufficient coverage and determine appropriate payout amounts, insurance providers need to know the value of your insured property. For this reason, the answer to whether or not homeowners insurance is based on …

Car insurance is one of those nonnegotiable expenses you face as a driver. While many teens are covered by their parents’ plans, young adults often discover their insurance rates are higher than those for older adults they know. There’s a lot that goes into setting insurance rates, but age is often a factor. Sometime around …

Motorcycle insurance is beneficial for many reasons, and it’s a legal requirement in California. Buying insurance protects your investment in the event of a wreck or theft and prevents certain legal consequences, such as incurring fines and having your license suspended for not having coverage. Many people worry about paying high premiums for coverage. However, …

The deductible for your auto insurance coverage is the amount you pay yourself before the insurance provider picks up the tab. Understandably, many vehicle owners prefer to have a deductible for car insurance that’s reasonable. As for what’s considered a good deductible, the answer depends on several factors specific to your situation, preferences, and needs, …

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