Having at least liability insurance is a requirement for California drivers, and you can add on additional forms of coverage to fit your needs for financial security. Most insurance policies last for 6 or 12 months, and it’s important to know when yours ends so you can make the appropriate arrangements for coverage. Taking a …
It’s best to not drive under the influence, whether it’s due to alcohol intoxication or because of medications, either prescribed or over-the-counter drugs. Driving under the influence can raise the risk of license suspensions and other limitations as well as increased rates for auto insurance coverage. If you already have a DUI, here are some …
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Commercial leases often include terms that require tenants to acquire insurance coverage for the time they’re renting a property. While every commercial property owner or manager can include different requirements, there are a few that are fairly standard. Knowing about these business insurance requirements helps you plan your company’s budget and know you have proper …
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After an auto accident happens, whether you’re at fault or not, it’s best to remain calm, call the police, take photos of the incident and your vehicle, and stay safe. Afterward, you’ll need to file an insurance claim, and although it’s a necessary step, it shouldn’t be as challenging as the accident itself was. Continue …
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An auto insurance policy comes with a declarations page that provides a clear understanding of what’s involved with maintaining and using the coverage. Typically, you’ll receive the declarations page at the beginning of a new policy, and insurance companies send out revised ones during renewal periods. Since the declarations page outlines all of the details …
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The Fair Access to Insurance Requirements (FAIR) plan is designed to provide property owners with general fire insurance when they may not be able to get policies within the traditional market. Despite popular belief, the program isn’t funded by taxes or the government. Instead, California’s private insurance companies fund the program in response to the …
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Property damage and theft, employee injuries, liabilities, and various business interruptions can lead to significant losses for a company, making commercial insurance vital. Before selecting a policy, it would be best to learn as much as possible about your options, including typical exclusions. Below are more details explaining the average provisions in a commercial insurance …
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Auto insurance is a lifesaver when you experience an accident that causes property damage and personal injuries. If you’ve ever been in even a minor fender bender, then you know how quickly the costs can add up. While auto insurance policies can pay out thousands of dollars in compensation for covered accidents, there’s a limit …
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Some of the most well-known payment structures for auto insurance are monthly installments, quarterly payments, and full payment. The latter comes with many advantages, from fewer bills to potential discounts. Continue reading to learn what it means when your car insurance policy is paid in full and how that could benefit you without compromising your …
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Insurance coverage for loss and damage to your home, including belongings such as furniture and clothing, could save you a lot of money and reduce stress in the future. There are different policies to choose from, such as full coverage. Below are some benefits of full-value insurance and reasons you should select this option. Must-Have …
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