Even if you’ve owned a home for quite some time, you still might not be sure if you’re required to have homeowners insurance. It’s always a good idea to insure any of your major investments and purchases, but the legality of home insurance can be a complex subject. The experts at Altra Insurance Services, a …
Commercial auto insurance is an invaluable asset for any business regularly using vehicles for business-related purposes in one way or another. Surprisingly, it’s not unusual for commercial auto insurance rates to increase even if employees have good driving records. The reason is because the history of vehicle-related claims is only one of the factors that …
Continue reading “Factors that Can Raise the Cost of Commercial Auto Insurance”
Car insurance is one of the most expensive costs related to driving and automobile ownership. However, it’s a necessity that can save you money in the event of an accident or unforeseen situation, such as theft. If you’re like many people, you want to know if you can expect any deals on car insurance over …
Continue reading “Does Auto Insurance Typically Go Down Annually?”
A small single-story house is going to be less expensive to insure than a grand home with multiple stories, additions, and amenities. This same concept applies to any vehicles you may need insured—and keep in mind certain coverage is required. All this brings us to the topic of the most expensive cars to insure, a …
Reevaluating your car insurance coverage as your car ages is a great way to make sure you’re only paying for what you need. You might have heard that insurance coverage for older cars is more expensive, but this isn’t always true. Insurance companies offer a wide range of policies and coverage limits that can help …
Continue reading “Do Owners of Older Cars Need Comprehensive Insurance?”
Many people think the cost of car insurance goes down as soon as they pay off their car loans. This is true most of the time, and in some cases, auto insurance rates can drop dramatically after a car is paid off. Below, we offer a look at why insurance premiums often go down when …
Continue reading “Will My Insurance Premiums Go Down when I Pay Off My Car?”
If you own a business, you of course have to be concerned about protecting the welfare of your company and property, but you also take on some degree of responsibility for a range of people, including customers and employees. If unexpected dangers arise, these people can be affected in a variety of critical and often …
Continue reading “How to Obtain Insurance for Your Business”
Full coverage car insurance is so named because it provides a broader range of coverage than what’s typically included with the basic minimum coverage required to legally drive. This type of vehicle insurance is more of an investment than basic coverage, but it can be worth it as long as you know what you’ll be …
Continue reading “Does Full Coverage Auto Insurance Offer Good Value?”
Workers’ compensation is a type of insurance meant to help employers absorb costs associated with claims filed by employees who are injured while on the job. As is the case with other types of business insurance, there are different options available with workers’ comp coverage. Take a moment to learn more about the three types …
Continue reading “3 Kinds of Workers’ Compensation Coverage”
Homeowners insurance is a necessity for helping you mitigate the financial fallout that comes after a disaster. Although this is one of your most essential home expenses, it’s always nice to figure out a way to get a discount. Insurance companies often offer discounts when you reduce your risk as a homeowner, and these are …
Continue reading “Tips for Getting Discounts on Your Homeowners Insurance”
English 
Español