A Check Point Research report issued in 2021 found cyberattacks had increased by 75 percent over the previous year. This is just one of several reasons cyber insurance can be a smart coverage option for businesses. While it’s often the larger-scale data breaches that grab much of the spotlight, smaller businesses can benefit just as …
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Some businesses have company vehicles regularly used by employees for deliveries, client visits, and other tasks. These cars or trucks can be insured in a way that provides added peace of mind for everyone involved. An effective way to keep commercial vehicle insurance costs in check once coverage is in place is to encourage safe …
The hand position that’s ideal for driving depends mainly on your preferred steering technique. The National Highway Traffic Safety Administration (NHTSA) identifies three main methods or techniques commonly used to steer a vehicle. To give you a better idea of what’s best for your hand position when you’re behind the wheel, the auto insurance experts …
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Hazard insurance is an important part of a standard homeowners policy, which is why these two terms are often assumed to mean pretty much the same thing. Hazard insurance isn’t a separate policy, but the nature of the coverage is different from the other parts of a basic policy. We clear things up below by …
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All businesses need to take reasonable steps to mitigate risks and liabilities, including ones that apply to in-person visitors and employees. Although offices are generally considered safer working environments with lower risks of accidents and injuries, there are still some potential hazards and risks that should be minimized as much as possible in office settings. …
The many benefits of driving where you need to go are balanced out by some degree of risk, partly because of the many factors that can contribute to vehicle accidents. Not all of them are controllable or predictable, but what you can do is be a safer and more informed driver. The professionals at Altra …
Continue reading “In Which Freeway Lane Do Most Accidents Occur?”
There are nearly 40 million small businesses in the United States, according to the Small Business Administration. If you’re hoping to launch one of your own, it’s a dream that can become a workable reality with the right approach to planning and preparation. We offer some tips and suggestions below to help you achieve the …
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Regardless of who may be at fault for a car accident, the first priority should be dealing with the more immediate concerns, such as any injuries that may have been sustained. Once you get past this point, the next step generally recommended is to contact your insurance company and report the accident. As for how …
Continue reading “Time Limits for Reporting Auto Accidents to Insurance Companies”
Many people are looking to save money these days. If you’re a homeowner, you may assume an effective way to do this is to lower your deductible if you prefer to also lower your monthly home insurance premium payments. In most cases, though, lower deductibles generally equal higher premiums. Below, we go over the basics …
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According to a survey conducted by a leading insurance provider in 2010, nearly 95 percent of small business owners believed they were sufficiently protected against potential risks. However, only slightly half of those same businesses actually had coverage appropriate for their risks. Today, we’re going over what to consider as you determine how much to …
Continue reading “What Amount Should You Plan to Spend for Business Insurance?”
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