Solar panels are a great way to reduce your carbon footprint and save money on your electricity bills. But before you install them on your roof, you may wonder how they affect your home insurance. Will your premiums go up? Will your coverage change? Will you need a special policy? Here are some answers to …
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Your exhaust system is more than just a pipe that carries the engine fumes out of your car. It’s also responsible for reducing noise, emissions, and backpressure as well as optimizing engine performance and fuel efficiency. That’s why a damaged exhaust system can have serious consequences for your car and your safety. The insurance experts …
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Drunk driving is a serious offense that can have severe consequences for your driving record, your criminal record, and your wallet. According to the National Highway Traffic Safety Administration (NHTSA), 10,142 people died in alcohol-impaired driving crashes in 2019, accounting for 28 percent of all traffic fatalities in the U.S. But the human cost isn’t …
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When it comes to home insurance claims, the roof is one of the most important parts of a house. If you’ve recently filed a claim for roof damage, you may be wondering what to expect from the insurance adjuster who will inspect your roof. The adjuster’s job is to assess the extent and cause of …
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Commercial general liability insurance is one of the first policies businesses select for security, especially for protection against third-party liabilities. In many cases, this type of insurance can increase the odds of your company succeeding instead of failing due to product liability, property damage, or accidental injuries. Below are factors and examples that can help …
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You’re on a mission to save money on your car insurance, so you’re exploring the discounts offered, and you’re wondering if you qualify for a low-mileage discount. Here’s what insurers consider low mileage and how much you can reduce your premiums. Low-Mileage Discount Guidelines From an insurer’s perspective, the less you drive, the lower your …
Your vehicle insurance number (VIN) is a helpful identification tool every car owner should understand. The VIN is a string of 17 letters and numbers that are unique to your vehicle. Just as you use your social security number to identify yourself, you can use your car’s VIN number to fill out legal documents and …
Home insurance is always beneficial, and insurance policies typically offer contents insurance to cover your appliances. These policies are beneficial in the event of loss, theft, or damage to your devices, including items you take out of the house. Read on to learn about contents insurance and appliance coverage to determine what type of policy …
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Even though pickup trucks aren’t big-rig buses or 18-wheelers, some states like California consider these trucks commercial vehicles. In actuality, the combination of the weight rating and gross vehicle weight can define a commercial vehicle, not just the latter. The type of transportation the pickup truck provides is also one of the main reasons for …
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As a smart car owner, you know it’s vital to maintain your vehicle’s motor oil. You understand proper lubrication will curb engine dirt, metal friction, and overheating. Still, you’re unsure if you should check the oil when the engine is hot or cold. The professionals from Altra Insurance Services, a premier provider of Auto insurance …
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