An auto insurance endorsement, or rider, is simply an addition or modification to your current insurance policy. As a driver, situations come up where the most basic auto insurance policy may not cover all of your needs. While everyone should have comprehensive and liability auto insurance, it might also be necessary to choose coverage endorsements …
Continuar leyendo "Understanding Insurance Endorsements for Cars"
California drivers are required to purchase liability auto insurance that includes coverage for personal injuries. Unfortunately, serious accidents that result in severe injuries can sometimes lead to medical bills that are more than the average policy covers. When this happens, you have several options for obtaining compensation to help with your recovery. This list can …
Continuar leyendo "What to Do when Medical Bills Exceed Your Auto Insurance Limits"
Owning a home or condo is a major investment that allows you to begin earning equity that bolsters your financial standing. However, there are also concerns about home ownership that could impact your finances. House fires, burglaries, and other catastrophes pose a risk to your financial status if you don’t have the funds available to …
Continuar leyendo "Homeowners Insurance vs. Condo Insurance: What’s the Difference?"
Getting a DUI is a life-changing moment that can impact every facet of your life. While you can avoid a DUI by opting not to drink and get behind the wheel, it’s possible you or someone you love now realizes your mistake. Exploring how long a DUI will impact your ability to get the best …
Continuar leyendo "How Long Will a DUI Impact Commercial Auto Insurance?"
Car insurance companies assess a potential policyholder’s risks by checking a variety of factors. While other states allow auto insurance providers to deny policies to applicants with bad credit, drivers in California don’t have to worry about this issue. Although your credit history is a good indicator of your financial responsibility, it isn’t fair to …
Continuar leyendo "Can Bad Credit Prevent You from Getting Car Insurance?"
Making regular car insurance payments is part of being a responsible driver. While you hopefully won’t need to file a claim, it’s important to know financial protection is available if you need to cover the costs of property damage or personal injuries. As a vehicle owner, you may look for opportunities to save on auto …
Continuar leyendo "How Car Insurance Dividends Work & How They Can Save You Money"
During the home construction process, unexpected events could occur and cause financial losses. Although the issues can be minimal, it’s best to have coverage in the event these risks occur. Continue reading to learn more about obtaining homeowners insurance while the property is under construction and the advantages that come with it. Collateral Protection Safeguarding …
Continuar leyendo "Can You Insure a Home Under Construction? What You Need to Know"
In San Diego, you’ll often hear people refer to a business license as a Business Tax Certificate. While most businesses will need to obtain this certificate, it’s common to not have an actual business license. Although commercial insurance is designed for businesses, it’s important to know you don’t have to have a license to get …
Continuar leyendo "Can You Get Business Insurance without a License in San Diego?"
Most people never think about their car insurance history until someone asks for it. You’re switching to a new insurer, and the quote comes back higher than you expected. A new company wants proof that you’ve been insured without a gap. You bought a car after a few years without one, and now you’re trying …
Buying a home is one of the most significant purchases you’ll make, and it comes with many factors on the checklist, including insurance. Although this type of coverage isn’t required in California, some lenders mandate it for security. The objective is to keep your home investment in good shape, whether you intend to sell the …
Continuar leyendo "Do You Pay Homeowners Insurance Up Front at Closing?"
Español 
English