{"id":918,"date":"2019-05-24T09:00:23","date_gmt":"2019-05-24T09:00:23","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=918"},"modified":"2022-09-09T13:43:40","modified_gmt":"2022-09-09T13:43:40","slug":"comprehensive-insurance-coverage","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/comprehensive-insurance-coverage\/","title":{"rendered":"\u00bfQu\u00e9 cubre el seguro integral?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">El seguro integral a veces se conoce como &quot;distinto al seguro de colisi\u00f3n&quot; y cubre el costo del da\u00f1o causado a su autom\u00f3vil que est\u00e1 fuera de su control. Las restricciones, limitaciones y elementos calificados bajo este tipo de p\u00f3liza pueden variar, pero a continuaci\u00f3n se detallan algunos incidentes y accidentes comunes que generalmente est\u00e1n cubiertos por el plan integral. <\/span><a href=\"https:\/\/altrainsurance.com\/auto-insurance-san-diego\/\"><span style=\"font-weight: 400;\">seguro de auto San Diego<\/span><\/a><span style=\"font-weight: 400;\"> compra de conductores.<\/span><\/p>\n<h2>Robo<\/h2>\n<p><span style=\"font-weight: 400;\">Los ladrones pueden robar su veh\u00edculo mientras est\u00e1 dentro de su casa o haciendo recados. Si le roban su autom\u00f3vil, lo primero que debe hacer es llamar a la polic\u00eda y hacer un informe. Su proveedor de seguro de auto necesitar\u00e1 una copia de este documento legal cuando presente un reclamo. La cobertura generalmente se aplica a:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Igniciones da\u00f1adas<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Ventanas rotas<\/span><\/li>\n<li>Puertas rotas o cerraduras del maletero<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">En muchos casos, el veh\u00edculo puede recuperarse y puede haber poco o ning\u00fan da\u00f1o. Si no se encuentra el autom\u00f3vil, el titular de la p\u00f3liza tiene derecho al valor del veh\u00edculo. Si un autom\u00f3vil sufre vandalismo debido al robo, un seguro integral puede cubrir los costos de reparaci\u00f3n. Sin embargo, el seguro integral de autom\u00f3viles no cubrir\u00e1 las p\u00e9rdidas de art\u00edculos personales dentro del veh\u00edculo. La cobertura solo se aplica a funciones autom\u00e1ticas o elementos que son permanentes o preinstalados.<\/span><\/p>\n<h2>Incidentes relacionados con el clima<\/h2>\n<p><span style=\"font-weight: 400;\">Si su parabrisas est\u00e1 agrietado porque una tormenta caus\u00f3 que rocas u otros objetos grandes golpearan su veh\u00edculo, debe presentar un reclamo a su proveedor de seguros de inmediato. Bajo el seguro integral de autom\u00f3viles, algunos da\u00f1os causados por el clima est\u00e1n cubiertos, dependiendo del incidente. Otro ejemplo ser\u00eda un \u00e1rbol que se caiga y rompa su autom\u00f3vil o cause otro da\u00f1o significativo al veh\u00edculo. Los factores de reclamo y los montos de cobertura generalmente incluyen el tipo de da\u00f1o, los costos de las reparaciones y otros l\u00edmites de cobertura detallados en su p\u00f3liza actual.<\/span><\/p>\n<h2>Fuego<\/h2>\n<p><span style=\"font-weight: 400;\">La mayor\u00eda de las p\u00f3lizas de propietarios de viviendas no cubren un veh\u00edculo da\u00f1ado en un incendio, incluso si el autom\u00f3vil est\u00e1 estacionado dentro del garaje o en el camino de entrada. Sin embargo, el seguro integral de autom\u00f3viles puede incluir una variedad de incidentes, como da\u00f1os causados por un incendio. Aunque la mayor\u00eda de las p\u00f3lizas de seguro de autom\u00f3viles no cubren problemas mec\u00e1nicos, un incendio podr\u00eda ser una excepci\u00f3n. La pol\u00edtica podr\u00eda cubrir los costos de reparaci\u00f3n de un motor defectuoso, dependiendo de su valor real y otros factores.<\/span><\/p>\n<h2>Da\u00f1o animal<\/h2>\n<p><span style=\"font-weight: 400;\">Se sabe que los ciervos, los alces y otros animales corren por las calles y carreteras, causando da\u00f1os significativos a un veh\u00edculo si son golpeados. Si bien golpear al animal ser\u00eda una colisi\u00f3n, el da\u00f1o causado por desviarse para evitar al animal se considerar\u00eda integral, por lo general, ambos est\u00e1n cubiertos. Otros incidentes con animales pueden ocurrir fuera de la carretera. Por ejemplo, el cableado de su veh\u00edculo puede da\u00f1arse debido a que un animal mastica los cables. Este tipo de incidente generalmente est\u00e1 cubierto por un seguro integral de autom\u00f3viles. El monto depende de su deducible, los montos de cobertura y el tipo de da\u00f1o causado.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Drivers who are searching for reliable, affordable auto insurance should reach out to the experienced professionals at Altra Insurance Services. In addition to auto coverage, we offer a variety of insurance policies, including motorcycle, homeowners, and\u00a0<\/span><a href=\"https:\/\/altrainsurance.com\/business-insurance-san-diego\/\"><span style=\"font-weight: 400;\">seguro de negocios en San Diego<\/span><\/a><span style=\"font-weight: 400;\">\u00a0Los residentes pueden llamar a uno de nuestros agentes amigables hoy al 619-474-6666 para obtener un presupuesto gratuito.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>El seguro integral a veces se conoce como &quot;distinto al seguro de colisi\u00f3n&quot; y cubre el costo del da\u00f1o causado a su autom\u00f3vil que est\u00e1 fuera de su control. Las restricciones, limitaciones y elementos calificados bajo este tipo de p\u00f3liza pueden variar, pero a continuaci\u00f3n se detallan algunos incidentes y accidentes comunes que generalmente est\u00e1n cubiertos por el seguro integral de autom\u00f3viles San ... <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/altrainsurance.com\/es\/comprehensive-insurance-coverage\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;What Does Comprehensive Insurance Cover?&#8221;<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":1025,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-918","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Is Comprehensive Insurance? - Altra Insurance<\/title>\n<meta name=\"description\" content=\"Comprehensive auto insurance covers some types of damage not resulting from a collision. Read on to learn what most comprehensive insurance policies cover.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/comprehensive-insurance-coverage\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Is Comprehensive Insurance? - Altra Insurance\" \/>\n<meta property=\"og:description\" content=\"Comprehensive auto insurance covers some types of damage not resulting from a collision. 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