{"id":913,"date":"2019-05-20T09:00:03","date_gmt":"2019-05-20T09:00:03","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=913"},"modified":"2022-09-09T14:16:59","modified_gmt":"2022-09-09T14:16:59","slug":"what-will-happen-if-someone-gets-bitten-by-my-dog","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/what-will-happen-if-someone-gets-bitten-by-my-dog\/","title":{"rendered":"\u00bfQu\u00e9 puedo esperar si mi perro muerde a alguien?"},"content":{"rendered":"

El sur de California, espec\u00edficamente Los \u00c1ngeles, sigue siendo la regi\u00f3n n\u00famero uno de la naci\u00f3n en t\u00e9rminos de incidentes de mordedura de perro. Seg\u00fan un informe publicado por una importante compa\u00f1\u00eda de seguros durante la Semana Nacional de Prevenci\u00f3n de Mordeduras de Perro, que tiene lugar en abril, m\u00e1s de estos reclamos se presentan en el Estado Dorado que en cualquier otro lugar. Durante la misma semana, el Servicio Postal de los Estados Unidos inform\u00f3 que la Ciudad de los \u00c1ngeles contin\u00faa ocupando el segundo lugar en t\u00e9rminos de incidentes de mordedura de perro sufridos por los transportistas postales. Estos informes incluso rastrean las razas caninas, y los pit bulls son los m\u00e1s propensos a estar involucrados en estos incidentes.<\/span>
\n<\/span>
\n<\/span>On an annual basis, more than 4 million dog bites are reported to hospitals, police departments, and insurance companies, but animal control experts believe quite a few go unreported because victims don\u2019t think they\u2019re serious enough. Biting is part of canine behavior, and it doesn\u2019t always have to be related to aggression. The professionals from Altra Insurance Services, a premier provider of renters, home, and <\/span>seguro de auto San Diego<\/span><\/a> los residentes conf\u00edan en una cobertura confiable y asequible, ofrecen lo siguiente que debe saber en caso de que su perro muerda a un humano.<\/span><\/p>\n

Tu perro no es responsable<\/h2>\n

Como se puede imaginar, responsabilizar al perro por morder no ser\u00eda l\u00f3gico. Por lo tanto, la carga de la responsabilidad recae en el due\u00f1o del perro, y esto es importante de reconocer en t\u00e9rminos de la gravedad del incidente. Una sola mordida mientras est\u00e1 en su presencia podr\u00eda considerarse un accidente. Sin embargo, como due\u00f1o de la mascota, se espera que controle a su perro para que no vuelva a morder. Una situaci\u00f3n que da como resultado m\u00faltiples picaduras podr\u00eda complicar las cosas si una investigaci\u00f3n determina que no pudo evitarlas.<\/span><\/p>\n

Usted es responsable de los gastos m\u00e9dicos y legales<\/h2>\n

La primera preocupaci\u00f3n en un incidente de mordedura de perro es la salud de la v\u00edctima. La segunda preocupaci\u00f3n es cu\u00e1nto costar\u00e1 el tratamiento. La mayor\u00eda de las p\u00f3lizas de seguro para propietarios cuentan con cobertura en caso de mordeduras de perros, y el rango de l\u00edmites de reclamo en 2019 es entre $100,000 y $300,000. Los gastos de tratamiento m\u00e9dico son los primeros reclamos que puede esperar que se presenten, ya sea por las v\u00edctimas o los centros de salud, seguidos de demandas civiles.<\/span><\/p>\n

Las p\u00f3lizas de seguro para inquilinos pueden proporcionar cobertura<\/h2>\n

Si usted es un inquilino en lugar de un propietario, su p\u00f3liza de seguro para inquilinos puede ofrecer una cobertura que lo proteja en caso de incidentes de mordedura de perro, y los l\u00edmites ser\u00e1n similares a los mencionados anteriormente. Esta es una buena raz\u00f3n para contactar a su agente de seguros y preguntar acerca de los planes de seguro de alquiler, pero es posible que tenga que lidiar con el problema de la raza canina.<\/span><\/p>\n

Puede ser afectado por excepciones y problemas de seguro<\/h2>\n

En California, la ley estatal previene la discriminaci\u00f3n por raza de perro. Sin embargo, esto no se extiende a las ordenanzas municipales o las regulaciones de las compa\u00f1\u00edas de seguros. Algunas aseguradoras pueden rechazar la cobertura de ciertas razas, me vienen a la mente pit bulls y Rottweilers, o pueden cobrar primas m\u00e1s altas. M\u00e1s importante a\u00fan, es posible que tenga que reconsiderar la propiedad del perro despu\u00e9s de uno o dos incidentes de mordedura de perro, ya que pueden aumentar exponencialmente sus propietarios o <\/span>el seguro para inquilinos<\/span> primas, e incluso pueden resultar en una cobertura rechazada para futuros incidentes.<\/span><\/p>\n

Si alquila o es due\u00f1o de su casa, si tiene un perro, consulte con su agente de seguros sobre la cobertura en caso de mordeduras de perro. Para propietarios de viviendas confiables y asequibles y <\/span>seguro para inquilinos San Diego<\/span><\/a>\u00a0residents know they can trust Altra Insurance Services. We also provide commercial, motorcycle, and\u00a0auto insurance. Receive a free quote by calling one of our friendly agents today at 619-474-6666.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

El sur de California, espec\u00edficamente Los \u00c1ngeles, sigue siendo la regi\u00f3n n\u00famero uno de la naci\u00f3n en t\u00e9rminos de incidentes de mordedura de perro. Seg\u00fan un informe publicado por una importante compa\u00f1\u00eda de seguros durante la Semana Nacional de Prevenci\u00f3n de Mordeduras de Perro, que tiene lugar en abril, m\u00e1s de estos reclamos se presentan en el Estado Dorado que en cualquier otro lugar. Durante la misma semana, ... <\/p>\n

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