{"id":641,"date":"2019-02-15T09:00:06","date_gmt":"2019-02-15T09:00:06","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=641"},"modified":"2024-05-14T12:26:35","modified_gmt":"2024-05-14T12:26:35","slug":"lyft-uber-extra-auto-insurance","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/lyft-uber-extra-auto-insurance\/","title":{"rendered":"\u00bfNecesito un seguro adicional para conducir para Uber o Lyft?"},"content":{"rendered":"

Como conductor de Uber o Lyft, es importante comprender c\u00f3mo funciona la cobertura del seguro. Si est\u00e1 involucrado en un accidente, su p\u00f3liza de seguro de autom\u00f3vil regular probablemente no lo cubrir\u00e1 si la aplicaci\u00f3n de viaje compartido est\u00e1 abierta. Cuando tiene un conductor en el veh\u00edculo, Uber o Lyft ofrecen cobertura de responsabilidad, pero tiene l\u00edmites. Para la protecci\u00f3n que necesita, es una buena idea comprar una p\u00f3liza de seguro adicional llamada seguro de viaje compartido que lo cubra cuando Uber \/ Lyft y su seguro regular no lo hagan.<\/span><\/p>\n

Su cobertura personal de autom\u00f3viles puede no ser v\u00e1lida<\/h2>\n

Most personal car insurance policies don\u2019t cover driving for a rideshare service\u2014these policies usually contain a list of exclusions such as “driving for hire.” Your personal <\/span>seguro de auto National City<\/span><\/a> will cover you when you\u2019re in your vehicle but not logged into the Uber or Lyft app. The most important gray area in terms of liability as a rideshare driver is when you\u2019re driving with the rideshare app open but you haven\u2019t been matched with a passenger. In some states, you\u2019re covered by your personal seguro de auto. San Diego<\/span> los conductores deben tener en cuenta que en California, su pol\u00edtica personal ya no se aplica, y debe tener una pol\u00edtica de viaje compartido para la cobertura, o Uber o Lyft deben intervenir para pagar un accidente. Durante esta fase, Uber o Lyft no pagar\u00e1n por sus lesiones o da\u00f1os a su autom\u00f3vil si tiene la culpa, y su seguro personal no es necesario a menos que tenga cobertura de viaje compartido.<\/span><\/p>\n

Uber y Lyft brindan cobertura limitada mientras conducen<\/h2>\n

Una vez que haya aceptado una solicitud de viaje y est\u00e9 en camino para recoger al pasajero, tendr\u00e1 cobertura de responsabilidad a trav\u00e9s de Uber o Lyft. Esta cobertura de responsabilidad solo pagar\u00e1 por lesiones o da\u00f1os a la propiedad de otros. No cubrir\u00e1 sus propias lesiones o da\u00f1os a su veh\u00edculo. Uber y Lyft tienen los mismos l\u00edmites de responsabilidad: $50,000 por persona por accidente, $100,000 por accidente y $25,000 en da\u00f1os a la propiedad. Una vez que acepte un viaje, Uber y Lyft brindan una cobertura de responsabilidad civil de $1 millones que se aplica a lesiones y da\u00f1os a la propiedad sufridos por los clientes en su autom\u00f3vil u otros veh\u00edculos si se lo encuentra culpable del accidente. A\u00fan no estar\u00e1 cubierto por lesiones personales o da\u00f1os a la propiedad que sufra.<\/span><\/p>\n

Seguro de auto compartido<\/h2>\n

Debido a que todav\u00eda hay \u00e1reas grises cuando se trata de cobertura de seguro como conductor de viajes compartidos, especialmente cuando se trata de pagar sus propias lesiones y da\u00f1os a la propiedad en caso de accidente, un n\u00famero creciente de compa\u00f1\u00edas de seguros han comenzado a ofrecer p\u00f3lizas amigables para viajes compartidos. Este tipo de p\u00f3liza puede cubrirlo mientras conduce sin un conductor compatible o durante toda su experiencia de viaje compartido a un costo mucho m\u00e1s bajo que una p\u00f3liza de seguro de autom\u00f3vil comercial.<\/span><\/p>\n

If you aren\u2019t sure whether your personal auto insurance policy covers driving for ridesharing companies, don\u2019t hesitate to ask your insurance agent. If you need affordable, reliable car insurance, look no further than the trustworthy pros at Altra Insurance Services. We can take care of a variety of your insurance needs, including motorcycle, homeowners, and <\/span>seguro de negocios en San Diego<\/span><\/a> as well as surety bonds insurance San Diego. Ll\u00e1menos hoy al (800) 719-9972 para obtener m\u00e1s informaci\u00f3n sobre nuestros productos de seguros de alta calidad y nuestro servicio impecable.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Como conductor de Uber o Lyft, es importante comprender c\u00f3mo funciona la cobertura del seguro. Si est\u00e1 involucrado en un accidente, su p\u00f3liza de seguro de autom\u00f3vil regular probablemente no lo cubrir\u00e1 si la aplicaci\u00f3n de viaje compartido est\u00e1 abierta. Cuando tiene un conductor en el veh\u00edculo, Uber o Lyft ofrecen cobertura de responsabilidad, pero tiene l\u00edmites. ... <\/p>\n

Continue reading “Do I Need Additional Insurance to Drive for Uber or Lyft?”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":662,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-641","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"\nDo I Need Insurance to Drive for Uber or Lyft?<\/title>\n<meta name=\"description\" content=\"Drivers for rideshare services may need to buy extra car insurance. 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