{"id":5634,"date":"2022-08-26T09:00:13","date_gmt":"2022-08-26T09:00:13","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=5634"},"modified":"2023-01-05T10:50:25","modified_gmt":"2023-01-05T10:50:25","slug":"cataract-surgery-and-car-insurance","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/cataract-surgery-and-car-insurance\/","title":{"rendered":"\u00bfCambiar\u00e1 mi seguro de autom\u00f3vil si me someto a una cirug\u00eda de cataratas?"},"content":{"rendered":"

Las cataratas pueden comenzar a desarrollarse alrededor de los 40 a\u00f1os en algunas personas. Sin embargo, la nubosidad y los cambios en la visi\u00f3n asociados con las cataratas a menudo se vuelven cada vez m\u00e1s notorios con la edad. Esto podr\u00eda presentar un problema para los conductores mayores cuando se trata de seguros de autom\u00f3viles. Esto es lo que necesita saber sobre el seguro del veh\u00edculo si finalmente se somete a una cirug\u00eda de cataratas.<\/span><\/p>\n

Debe cumplir con los requisitos de visi\u00f3n del DMV<\/h2>\n

Siempre que pueda cumplir con los requisitos de visi\u00f3n b\u00e1sicos del Departamento de Veh\u00edculos Motorizados despu\u00e9s de su cirug\u00eda de cataratas, deber\u00eda estar bien con su <\/span>seguro de auto en Chula Vista<\/span><\/a>. En cada estado, el DMV generalmente tiene ciertos requisitos m\u00ednimos de visi\u00f3n. Deber\u00e1 cumplir con estos requisitos despu\u00e9s de la cirug\u00eda para mantener su licencia v\u00e1lida.<\/span>
\n<\/span>
\n<\/span>Los requisitos espec\u00edficos del DMV para la vista var\u00edan seg\u00fan el estado. En California, deber\u00e1 tener una visi\u00f3n de al menos 20\/40 en ambos ojos o 20\/70 en un ojo y 20\/40 en el otro. Si vive en California y puede cumplir con este requisito despu\u00e9s de la cirug\u00eda de cataratas, debe tener un buen seguro.<\/span><\/p>\n

Los conductores mayores a menudo disfrutan de tarifas de seguro de autom\u00f3vil reducidas<\/h2>\n

Es comprensible que est\u00e9 preocupado por el posible impacto en las tarifas de su seguro de autom\u00f3vil despu\u00e9s de la cirug\u00eda. Vale la pena se\u00f1alar que muchos conductores mayores disfrutan de ahorros adicionales en el seguro del autom\u00f3vil cuando la cirug\u00eda de cataratas se convierte en una posibilidad. Esto se debe a que, en general, se considera que los conductores mayores son conductores m\u00e1s responsables que los m\u00e1s j\u00f3venes.<\/span><\/p>\n

Las tarifas de seguro pueden cambiar ligeramente<\/h2>\n

Si bien no es probable que su seguro cambie demasiado despu\u00e9s de la cirug\u00eda, puede haber algunos ajustes menores si su visi\u00f3n no se restablece por completo. Este tambi\u00e9n podr\u00eda ser el caso si hay algunas complicaciones con su cirug\u00eda ocular, aunque esto es raro dada la tecnolog\u00eda avanzada de hoy.\u00a0<\/span><\/p>\n

De acuerdo con Healthline.com, la lente intraocular insertada durante la cirug\u00eda de cataratas puede cambiar, lo que podr\u00eda afectar su visi\u00f3n lo suficiente como para alterar las tarifas de su seguro despu\u00e9s de su procedimiento si su visi\u00f3n todav\u00eda est\u00e1 afectada en alg\u00fan grado. Sin embargo, las complicaciones de esta naturaleza solo ocurren en el 0,2 al 3 por ciento de todos los procedimientos de cataratas realizados en los Estados Unidos.<\/span><\/p>\n

Realice pruebas de la vista antes y despu\u00e9s de su cirug\u00eda<\/h2>\n

Es probable que esto sea algo que su oftalm\u00f3logo o cirujano le pedir\u00e1 que haga de todos modos. Los resultados de las dos pruebas se pueden usar para demostrarle a su compa\u00f1\u00eda de seguros que su cirug\u00eda de cataratas fue exitosa. Si su visi\u00f3n mejora significativamente despu\u00e9s de la cirug\u00eda, es posible que incluso pueda renovar su p\u00f3liza a una tarifa con descuento. Este es m\u00e1s probable que sea el caso si tambi\u00e9n tiene un buen historial de manejo.<\/span><\/p>\n

Realice los ex\u00e1menes de manejo antes y despu\u00e9s de la cirug\u00eda tambi\u00e9n<\/h2>\n

Espere hasta que se haya recuperado por completo de la cirug\u00eda de cataratas para tomar el segundo examen de manejo. De esta manera, los resultados ser\u00e1n m\u00e1s precisos. Si la comparaci\u00f3n de los resultados de las dos pruebas muestra mejoras notables en sus habilidades de conducci\u00f3n, esto podr\u00eda ayudarlo a mantener o incluso reducir las tarifas de su seguro.<\/span><\/p>\n

Los conductores que buscan un seguro de autom\u00f3vil confiable y asequible deben comunicarse con los profesionales experimentados de Altra Insurance Services. Adem\u00e1s de la cobertura de autom\u00f3viles, ofrecemos una variedad de productos de seguros, incluidos negocios, propietarios de viviendas y\u00a0<\/span>seguro de moto<\/span><\/a>\u00a0para Chula Vista, National City y los residentes pueden llamar hoy a uno de nuestros amigables agentes al (619) 404-6311 para obtener una cotizaci\u00f3n gratis.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Las cataratas pueden comenzar a desarrollarse alrededor de los 40 a\u00f1os en algunas personas. Sin embargo, la nubosidad y los cambios en la visi\u00f3n asociados con las cataratas a menudo se vuelven cada vez m\u00e1s notorios con la edad. Esto podr\u00eda presentar un problema para los conductores mayores cuando se trata de seguros de autom\u00f3viles. Esto es lo que necesita saber sobre el seguro de veh\u00edculos si termina... <\/p>\n

Continue reading “Will My Auto Insurance Change if I Have Surgery for Cataracts?”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":5635,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-5634","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"\nDoes Having Cataract Surgery Affect Car Insurance?<\/title>\n<meta name=\"description\" content=\"Car insurance after cataract surgery isn't necessarily more costly. 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