{"id":4990,"date":"2022-07-08T09:00:37","date_gmt":"2022-07-08T09:00:37","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=4990"},"modified":"2026-05-22T10:03:26","modified_gmt":"2026-05-22T10:03:26","slug":"what-should-i-avoid-saying-to-a-claims-adjuster","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/what-should-i-avoid-saying-to-a-claims-adjuster\/","title":{"rendered":"Cosas que no debe decir a los ajustadores de reclamos"},"content":{"rendered":"

El trabajo principal de un ajustador de reclamos de seguros es evaluar su reclamo y determinar si tiene m\u00e9rito. Esta es tambi\u00e9n la persona que juega un papel clave en la determinaci\u00f3n de lo que est\u00e1 cubierto, qui\u00e9n es responsable de cualquier da\u00f1o resultante, el grado de responsabilidad de la empresa y otros factores que pueden tener un impacto significativo en lo que sucede con su reclamo. Definitivamente, debe ser honesto con un ajustador de reclamos, pero hay algunas cosas que no debe decir mientras discute su reclamo. Aqu\u00ed hay algunos consejos de los profesionales de Altra Insurance, proveedores de autom\u00f3viles, comerciales y seguro de vivienda San Diego<\/a> los residentes conf\u00edan en un servicio confiable y de alta calidad.<\/p>\n

Cualquier cosa sobre falla potencial<\/h2>\n

No debe discutir nada sobre su posible culpa, ni debe admitir ning\u00fan grado de culpa. Un ajustador de reclamos, por la naturaleza de su trabajo, busca cualquier cosa que pueda reducir la responsabilidad de la compa\u00f1\u00eda. Cualquier cosa que pueda considerarse una admisi\u00f3n de negligencia de su parte puede afectar su reclamo. Esto significa evitar cualquiera de las siguientes declaraciones:<\/p>\n

\u2022 \"Lo siento \u2026\"
\n\u2022 \u201cNo vi a la otra persona o veh\u00edculo\u2026\u201d
\n\u2022 \u201cPudo haber sido mi culpa\u2026\u201d<\/p>\n

Cualquier cosa especulativa sobre lo que ocurri\u00f3<\/h2>\n

Evite hacer suposiciones sobre lo que \"podr\u00eda haber\" o \"probablemente\" sucedido, especialmente si no est\u00e1 completamente seguro. Las declaraciones que involucran especulaciones de su parte pueden terminar no siendo lo que una investigaci\u00f3n del asunto sugiere o muestra que realmente ocurri\u00f3. Si esto sucede, las declaraciones inconsistentes podr\u00edan presentar algunas dificultades con su reclamo.<\/p>\n

Cualquier cosa espec\u00edfica sobre su salud actual<\/h2>\n

“How are you?” is a common question an adjuster may ask as a matter of courtesy, which is understandable. However, if you answer in a way that provides details about your current health-related status, this information may be used against you, especially if any injuries you may have sustained end up being more serious later on. This is important, since part of the compensation you receive typically covers:<\/p>\n

\u2022 Dolor y sufrimiento
\n\u2022 Gastos m\u00e9dicos iniciales
\n\u2022 Posibles costos futuros de tratamiento y recuperaci\u00f3n<\/p>\n

Cualquier cosa sobre problemas de salud preexistentes<\/h2>\n

No discuta nada sobre sus lesiones existentes, si es posible, ni sobre condiciones en curso o preexistentes. Una de las cosas que hace un ajustador es tratar de tener una idea general de qu\u00e9 tipo de gastos m\u00e9dicos pueden estar relacionados con su reclamo. Ser demasiado comunicativo podr\u00eda afectar lo que se considera parte de su reclamo y lo que no. Por ejemplo, si menciona problemas continuos con dolor lumbar y su reclamo es sobre un accidente que involucr\u00f3 lesiones en la misma \u00e1rea, se podr\u00eda suponer que su malestar actual est\u00e1 relacionado con sus problemas anteriores.<\/p>\n

Cualquier cosa sobre el registro de su estado de cuenta<\/h2>\n

Las v\u00edctimas de accidentes no est\u00e1n legalmente obligadas a permitir que los ajustadores de reclamos registren sus declaraciones. Incluso si el accidente no fue culpa suya, por lo general no se puede retractar de nada de lo que diga en una declaraci\u00f3n grabada. Adem\u00e1s, es posible que la naturaleza de sus lesiones o las circunstancias involucradas no est\u00e9n claras al principio. Si se le pregunta sobre la grabaci\u00f3n de su estado de cuenta, rechace cort\u00e9smente y contin\u00fae su conversaci\u00f3n con el ajustador.<\/p>\n

Whether you\u2019ve been in an accident or not, it\u2019s important to make sure you have high-quality insurance to protect yourself in the future. If you need affordable, reliable insurance, look no further than the trustworthy pros at Altra Insurance Services. We can take care of a variety of your insurance needs, including auto, motorcycle, homeowners, business, and Auto insurance Chula Vista<\/a>. Ll\u00e1menos hoy al (619) 404-6311 para obtener m\u00e1s informaci\u00f3n sobre nuestros productos de seguros de alta calidad y nuestro servicio impecable.<\/p>","protected":false},"excerpt":{"rendered":"

El trabajo principal de un ajustador de reclamos de seguros es evaluar su reclamo y determinar si tiene m\u00e9rito. Esta es tambi\u00e9n la persona que juega un papel clave en la determinaci\u00f3n de lo que est\u00e1 cubierto, qui\u00e9n es responsable de los da\u00f1os resultantes, el grado de responsabilidad de la empresa y otros factores que pueden tener un impacto significativo... <\/p>\n

Continue reading “Things You Shouldn\u2019t Say to Claims Adjusters”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":4991,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-4990","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-miscellaneous"],"yoast_head":"\nWhat Should You Not Say to a Claims Adjuster?<\/title>\n<meta name=\"description\" content=\"If you\u2019re filing an insurance claim, you should choose your words carefully and thoughtfully. Here are some things you shouldn't say to a claims adjuster.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/what-should-i-avoid-saying-to-a-claims-adjuster\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Should You Not Say to a Claims Adjuster?\" \/>\n<meta property=\"og:description\" content=\"If you\u2019re filing an insurance claim, you should choose your words carefully and thoughtfully. 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