{"id":452,"date":"2018-12-10T09:00:22","date_gmt":"2018-12-10T09:00:22","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=452"},"modified":"2026-10-01T10:04:25","modified_gmt":"2026-10-01T10:04:25","slug":"why-you-need-renters-insurance","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/why-you-need-renters-insurance\/","title":{"rendered":"\u00bfRealmente necesita un seguro para inquilinos?"},"content":{"rendered":"

Como inquilino, ya paga el alquiler, los servicios p\u00fablicos y posiblemente otras tarifas, como dep\u00f3sitos por mascotas y tarifas de estacionamiento. Si bien agregar otro gasto a su presupuesto mensual puede no parecer muy emocionante, un <\/span>el seguro para inquilinos<\/span> policy offers valuable protection at a low price. Just as you probably wouldn’t own a home without the protection of <\/span>Seguro para propietarios de casas<\/span><\/a>, you shouldn’t rent without coverage.\u00a0<\/span>Here\u2019s the importance of renters insurance San Diego residents often neglect.<\/p>\n

La p\u00f3liza de su arrendador no lo cubre<\/h2>\n

Si cuenta con el seguro de su arrendador para cubrirlo si algo le sucede a sus pertenencias, se encontrar\u00e1 con una sorpresa desagradable. La p\u00f3liza de seguro de su arrendador cubre todo lo que posee el arrendador, incluido el edificio, los accesorios y cualquier propiedad personal que el arrendador tenga en el edificio. Si hay un incendio, robo, da\u00f1os por agua o cualquier otro evento cubierto, solo una p\u00f3liza de inquilinos pagar\u00e1 los da\u00f1os a sus pertenencias.<\/span><\/p>\n

No solo cubre tus pertenencias<\/h2>\n

Renters insurance covers your personal property against covered losses such as fire, theft, and water damage. Along with personal property coverage<\/a>, a renters policy can also cover high-value scheduled property such as jewelry, living expenses if your home is uninhabitable after a covered loss, and liability coverage if you\u2019re sued.<\/span><\/p>\n

La cobertura de responsabilidad civil est\u00e1 incluida<\/h2>\n

If someone is hurt at your home, both you and your landlord may be held legally responsible for the person\u2019s injuries. In fact, the person who occupies the property is usually held responsible for injuries at the home, not the landlord. A renters insurance policy includes liability coverage that helps you pay for legal expenses, medical expenses, and other damages if you\u2019re sued. Most policies come with $100,000 in protection against liability claims, including claims involving dog bites, slip-and-fall accidents, and more.<\/span><\/p>\n

El seguro para inquilinos es asequible<\/h2>\n

Because the home itself isn’t covered by renters insurance, a renters policy is affordable and usually costs just $10 to $20 per month, compared to more than $80 per month for homeowners insurance. For the cost of two lattes or a pizza delivery, you can protect yourself against the very real risks of fire, burglary, and more with a comprehensive renters insurance policy. Imagine what would happen if another tenant accidentally started a fire<\/a><\/strong> in his or her unit that spread to your home. With a renters insurance policy, you can enjoy peace of mind knowing you\u2019ll be covered for your belongings and have somewhere to live while the building is being repaired.<\/span><\/p>\n

Su arrendador puede requerirlo<\/h2>\n

No deber\u00eda tener dificultades para encontrar un propietario dispuesto a alquilarle sin seguro, pero cada vez es m\u00e1s com\u00fan que los propietarios exijan que los inquilinos tengan una cantidad m\u00ednima de cobertura de seguro. Como condici\u00f3n de su contrato de arrendamiento, es posible que deba llevar una cantidad espec\u00edfica de propiedad personal y cobertura de responsabilidad personal. Su arrendador tambi\u00e9n puede requerir que \u00e9l o ella sea nombrado como el asegurado secundario en la propiedad como el propietario legal.<\/span><\/p>\n

Si est\u00e1 alquilando, no asuma que la p\u00f3liza de seguro de su arrendador cubre su propiedad o asume responsabilidad por accidentes en su hogar. Aseg\u00farese de comprar un seguro para inquilinos que cubra la p\u00e9rdida o el da\u00f1o a sus pertenencias y lo proteja en caso de reclamos de responsabilidad civil derivados de lesiones en su hogar. Para un seguro de inquilino asequible y confiable, as\u00ed como otros tipos de cobertura, como motocicletas y <\/span>seguro de auto chula vista<\/span><\/a>. Local residents trust the experienced agents at Altra Insurance Services. Call us today at<\/span> (800) 719-9972 para solicitar un presupuesto gratuito para cualquiera de sus necesidades de seguro.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Como inquilino, ya paga el alquiler, los servicios p\u00fablicos y posiblemente otras tarifas, como dep\u00f3sitos por mascotas y tarifas de estacionamiento. Si bien agregar otro gasto a su presupuesto mensual puede no parecer muy emocionante, una p\u00f3liza de seguro para inquilinos ofrece una valiosa protecci\u00f3n a un precio bajo. As\u00ed como probablemente no ser\u00eda due\u00f1o de una casa sin la protecci\u00f3n de ... <\/p>\n

Continue reading “Do You Really Need Renter’s Insurance?”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":460,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-452","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-renters-insurance"],"yoast_head":"\nReasons to Buy Renters Insurance | Altra Insurance<\/title>\n<meta name=\"description\" content=\"Many renters think they don't need insurance because they don't own their homes, but that isn't true. 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