{"id":449,"date":"2018-12-07T09:00:19","date_gmt":"2018-12-07T09:00:19","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=449"},"modified":"2024-05-14T13:00:32","modified_gmt":"2024-05-14T13:00:32","slug":"how-to-lower-car-insurance-premiums","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/how-to-lower-car-insurance-premiums\/","title":{"rendered":"Estrategias para reducir la prima de su seguro de auto"},"content":{"rendered":"

Pagar en exceso por el seguro de auto no es una situaci\u00f3n en la que a la mayor\u00eda de los conductores les gustar\u00eda verse, pero eso es exactamente lo que les sucede a muchos de ellos a\u00f1o tras a\u00f1o. Seg\u00fan la investigaci\u00f3n de 2018 realizada por JD Power & Associates y Credit Karma, el pago excesivo colectivo de las primas de seguros de autom\u00f3viles realizadas por los conductores en los Estados Unidos asciende a m\u00e1s de $21 mil millones anuales. Hay varias estrategias que los conductores pueden aplicar para ahorrar en sus p\u00f3lizas de seguro de auto. Aqu\u00ed hay cinco de los m\u00e1s efectivos.<\/span><\/p>\n

1. Contacte a su agente de seguros<\/h2>\n

Many people are in a hurry when purchasing Seguro de auto en San Diego<\/a>. At the auto dealership, for example, people often provide a minimum amount of information to the agent because they want to drive off the lot quickly. Don\u2019t be reluctant to contact your insurance agent to explain that you\u2019re looking to reduce your premium payments, but you should be prepared to provide more information and spend more time than you did at the lot.\u00a0<\/span><\/p>\n

Muchos proveedores de seguros ofrecen descuentos si re\u00fane todas sus necesidades de seguro. Preg\u00fantele a su agente si puede ahorrar dinero <\/span>eligiendo una compa\u00f1\u00eda para comprar tanto a sus propietarios o\u00a0el seguro para inquilinos. San Diego<\/a> La agencia de seguros, Altra Insurance, ofrece p\u00f3lizas de seguro asequibles que pueden ajustarse a su presupuesto.<\/p>\n

2. Hacer un pago de prima \u00fanica<\/h2>\n

Casi sin excepci\u00f3n, las compa\u00f1\u00edas de seguros cobrar\u00e1n m\u00e1s cuando opte por hacer pagos mensuales en lugar de hacer un pago de prima anual o semestral. Los costos asumidos por las aseguradoras al mantener una operaci\u00f3n de facturaci\u00f3n generalmente se transfieren a los conductores en sus primas de p\u00f3liza.<\/span><\/p>\n

3. Mantenga a los ladrones alejados<\/h2>\n

Si su autom\u00f3vil generalmente est\u00e1 estacionado en un garaje cubierto y seguro en su casa y en el trabajo, aseg\u00farese de informar a su agente de seguros sobre esta caracter\u00edstica de seguridad adicional, ya que puede calificarlo para un descuento reducido. Lo mismo ocurre con la instalaci\u00f3n de dispositivos antirrobo y sistemas de alarma confiables. El primer paso para prevenir el robo de autom\u00f3viles es evitar elegir un modelo que pueda ser robado. En el sur de California, el Honda Accord 2005 y el Honda Civic 2000 son como un dulce para los ladrones porque estos operadores los compran r\u00e1pidamente.<\/span><\/p>\n

4. Pregunte por descuentos en autos ecol\u00f3gicos<\/h2>\n

Algunas compa\u00f1\u00edas de seguros ofrecen primas m\u00e1s bajas a los conductores que est\u00e1n haciendo su parte para proteger el medio ambiente. Si est\u00e1 buscando un autom\u00f3vil nuevo o usado, preg\u00fantele a su agente sobre los descuentos relacionados con veh\u00edculos el\u00e9ctricos o h\u00edbridos enchufables. Otra ventaja de los autos ecol\u00f3gicos es que a menudo est\u00e1n equipados con tecnolog\u00eda de conducci\u00f3n adaptativa que tambi\u00e9n puede reducir su prima.<\/span><\/p>\n

5. Reduce tus deducibles y costos relacionados<\/h2>\n

Si necesita asistencia en carretera, servicio de bloqueo y reparaciones de veh\u00edculos con frecuencia, sus costos generales pueden reducirse con una prima m\u00e1s alta. Las pol\u00edticas de cobertura integral no son solo para los ricos. Pueden ayudarlo a ahorrar considerablemente en costos de emergencia y mantenimiento que pueden surgir como resultado de ser un conductor activo. Con las pol\u00edticas de cobertura total, no necesitar\u00e1 realizar pagos deducibles altos, y tambi\u00e9n ahorrar\u00e1 en gastos como asistencia en carretera y servicios temporales de alquiler de autom\u00f3viles.<\/span><\/p>\n

Nadie quiere pagar m\u00e1s de lo necesario por nada, incluso <\/span>seguro de auto. San Diego<\/span> drivers are already challenged by the area\u2019s high cost of living, so it makes sense to save money wherever possible. For reliable and affordable auto insurance National City<\/a>, comun\u00edquese con los agentes experimentados en <\/span>Servicios de seguros Altra. Llame a uno de nuestros amables representantes hoy al<\/span> (800) 719-9972 para averiguar c\u00f3mo puede ahorrar dinero en su seguro de auto.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Pagar en exceso por el seguro de auto no es una situaci\u00f3n en la que a la mayor\u00eda de los conductores les gustar\u00eda verse, pero eso es exactamente lo que les sucede a muchos de ellos a\u00f1o tras a\u00f1o. Seg\u00fan la investigaci\u00f3n de 2018 realizada por JD Power & Associates y Credit Karma, el pago excesivo colectivo de las primas de seguros de autom\u00f3viles realizadas por los conductores en los Estados Unidos asciende ... <\/p>\n

Continue reading “Strategies to Lower Your Auto Insurance Premium”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":459,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-449","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"\n5 Ways to Lower Your Car Insurance Premiums<\/title>\n<meta name=\"description\" content=\"Everyone wants to save money, and your auto insurance may be a good place to find savings. 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