{"id":4354,"date":"2021-12-17T09:00:21","date_gmt":"2021-12-17T09:00:21","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=4354"},"modified":"2023-01-05T09:37:44","modified_gmt":"2023-01-05T09:37:44","slug":"does-motorcycle-insurance-cost-more","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/does-motorcycle-insurance-cost-more\/","title":{"rendered":"\u00bfEs m\u00e1s caro el seguro de moto?"},"content":{"rendered":"

El mito de que el seguro es m\u00e1s alto para las motocicletas parece provenir de la idea de que los motociclistas tienen un mayor riesgo de sufrir accidentes automovil\u00edsticos. Sin embargo, puede estar seguro de que probablemente no necesitar\u00e1 gastar m\u00e1s para asegurar una motocicleta. El costo de la cobertura de su seguro se reduce a m\u00faltiples factores, y ver c\u00f3mo se unen para crear un precio para su p\u00f3liza lo ayuda a tomar decisiones informadas sobre qu\u00e9 tipo de motocicleta comprar y la cobertura que necesitar\u00e1.<\/p>\n

Sepa por qu\u00e9 el seguro suele ser menos costoso<\/h2>\n

Seguro de moto<\/a> suele ser m\u00e1s bajo que el seguro de autom\u00f3vil porque los costos de reparaci\u00f3n o reemplazo suelen ser menos costosos despu\u00e9s de un accidente. Las motocicletas tienden a tener menos piezas que necesitan reparaci\u00f3n y, por lo general, son m\u00e1s peque\u00f1as. Esto significa que un reclamo por accidente resultar\u00e1 en costos m\u00e1s bajos para la compa\u00f1\u00eda de seguros, que se transfieren a usted. Su compa\u00f1\u00eda de seguros tambi\u00e9n puede ofrecer diferentes tarifas en funci\u00f3n de si usa la motocicleta para sus viajes diarios al trabajo o para paseos de placer ocasionales. Si su motocicleta pasa la mayor parte del tiempo en el garaje, es posible que pueda obtener un precio m\u00e1s bajo para su p\u00f3liza.<\/p>\n

Espere pagar m\u00e1s por una motocicleta cara<\/h2>\n

Hay algunos casos en los que podr\u00eda esperar pagar lo mismo por su p\u00f3liza que por un autom\u00f3vil, y su prima podr\u00eda ser a\u00fan m\u00e1s alta si elige una motocicleta costosa. Algunas motocicletas tienen tanto valor como los autom\u00f3viles, y su compa\u00f1\u00eda de seguros tendr\u00e1 esto en cuenta cuando le den una cotizaci\u00f3n. Tal como lo har\u00eda con un autom\u00f3vil, puede esperar pagar m\u00e1s para cubrir una motocicleta nueva en comparaci\u00f3n con una con algunas millas acumuladas. Por otro lado, tener elementos de seguridad modernos, como una c\u00e1mara, podr\u00eda reducir el precio de su p\u00f3liza.<\/p>\n

Considere usar sus ahorros para cobertura adicional<\/h2>\n

Poder disfrutar de una prima m\u00e1s baja se siente bien, pero tambi\u00e9n debe recordar que los motociclistas a\u00fan corren un mayor riesgo de sufrir lesiones personales o tener que pagar reparaciones importantes despu\u00e9s de una colisi\u00f3n. Si encuentra que su p\u00f3liza de responsabilidad civil o integral es sorprendentemente asequible, considere usar algunos de sus ahorros para comprar cobertura adicional que ampl\u00ede la protecci\u00f3n que brinda su p\u00f3liza. Por ejemplo, es posible que desee agregar m\u00e1s cobertura para lesiones si planea viajar con pasajeros.<\/p>\n

Practique la conducci\u00f3n segura para mantener sus costos bajos<\/h2>\n

Una de las cosas m\u00e1s importantes que puede hacer para mantener bajos los precios de los seguros es seguir siempre las leyes de tr\u00e1nsito y practicar una conducci\u00f3n segura. Tambi\u00e9n puede hacer cosas que no exige la ley, como usar ropa de alta visibilidad o instalar c\u00e1maras en su bicicleta. Tomar cursos de seguridad vial a intervalos regulares tambi\u00e9n contribuye en gran medida a ayudarlo a mantener sus habilidades actualizadas y estar al tanto de cualquier cambio en las leyes de tr\u00e1nsito.<\/p>\n

Si est\u00e1 buscando un seguro de motocicleta confiable y asequible y un servicio al cliente de alta calidad, comun\u00edquese con los amables agentes de Altra Insurance Services. Nuestro experimentado equipo puede ayudarlo a satisfacer todas sus necesidades de seguros, incluidos los de propietarios de viviendas. seguro de auto chula vista<\/a>. Ll\u00e1menos hoy al (800) 719-9972.<\/p>","protected":false},"excerpt":{"rendered":"

El mito de que el seguro es m\u00e1s alto para las motocicletas parece provenir de la idea de que los motociclistas tienen un mayor riesgo de sufrir accidentes automovil\u00edsticos. Sin embargo, puede estar seguro de que probablemente no necesitar\u00e1 gastar m\u00e1s para asegurar una motocicleta. El costo de su cobertura de seguro se reduce a m\u00faltiples factores, y viendo c\u00f3mo... <\/p>\n

Continue reading “Is Motorcycle Insurance More Expensive?”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":4363,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-4354","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-motorcycle-insurance"],"yoast_head":"\nIs Insurance Higher on Motorcycles?<\/title>\n<meta name=\"description\" content=\"Many people think motorcycle insurance is more expensive than auto insurance, but that's a myth. 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