{"id":431,"date":"2018-11-23T09:00:48","date_gmt":"2018-11-23T09:00:48","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=431"},"modified":"2023-01-05T12:31:25","modified_gmt":"2023-01-05T12:31:25","slug":"advantages-of-renting-vs-owning","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/advantages-of-renting-vs-owning\/","title":{"rendered":"6 ventajas de alquilar en lugar de comprar su casa"},"content":{"rendered":"

No es probable que el debate interminable sobre los m\u00e9ritos de comprar una casa versus pagar el alquiler por el espacio de la vivienda se acabe pronto. Por un lado del debate, la propiedad de la vivienda es uno de los elementos del sue\u00f1o americano, una construcci\u00f3n econ\u00f3mica que probablemente ha visto mejores d\u00edas. Al otro lado del debate, es dif\u00edcil olvidar que la Gran Recesi\u00f3n podr\u00eda haberse evitado si m\u00e1s personas aceptaran continuar pagando el alquiler en lugar de sacar hipotecas que no pod\u00edan pagar.\u00a0<\/span>
\n<\/span>
\n<\/span>El sue\u00f1o de la propiedad es un poco sobrevendido, pero esto no significa que deba retirarse permanentemente. El alquiler tiene sentido para muchos residentes del sur de California, particularmente cuando considera los siguientes beneficios.<\/span><\/p>\n

1. Costos de seguro m\u00e1s bajos<\/h2>\n

Seguro para propietarios de casas<\/a> policies in California tend to feature higher premiums because of property values. For the most part, mortgage borrowers are obligated to pay for HOI policies with minimum coverage determined by lenders. However, this is not the case for <\/span>renters insurance. <\/span>San Diego renters insurance<\/span><\/a> policies tend to be far more flexible and affordable.<\/span><\/p>\n

2. Menos costos iniciales<\/h2>\n

La industria de bienes ra\u00edces estadounidense es un gigante econ\u00f3mico financiado por compradores de viviendas que enfrentan costos considerables cuando adquieren propiedades. Los costos est\u00e1ndar de un contrato de alquiler, que generalmente incluyen el pago del primer y el \u00faltimo mes, as\u00ed como un dep\u00f3sito de seguridad, son considerablemente m\u00e1s bajos que los pagos iniciales y las tarifas de cierre de hipotecas.<\/span><\/p>\n

3. Menos incertidumbre econ\u00f3mica<\/h2>\n

Los inquilinos saben que el valor de sus contratos de arrendamiento probablemente aumentar\u00e1 cuando renueven o extiendan sus t\u00e9rminos, pero los propietarios nunca saben si los valores de sus propiedades subir\u00e1n o bajar\u00e1n. Los prestatarios hipotecarios pueden terminar yendo al rev\u00e9s o bajo el agua en sus pr\u00e9stamos, pero esto no puede sucederle a los inquilinos.<\/span><\/p>\n

4. No hay responsabilidad sobre los impuestos inmobiliarios<\/h2>\n

Los impuestos sobre la propiedad en el sur de California se encuentran entre los m\u00e1s altos de los EE. UU., Pero esto no es algo por lo que los inquilinos tengan que preocuparse demasiado. Si bien el costo de los impuestos sobre bienes inmuebles a menudo se refleja en los pagos mensuales de alquiler, los inquilinos no tienen que preocuparse por financiar cuentas de dep\u00f3sito en garant\u00eda o por presentar grav\u00e1menes fiscales contra la propiedad.<\/span><\/p>\n

5. Menores costos de mantenimiento<\/h2>\n

Dependiendo de las condiciones y disposiciones de los contratos de alquiler, los inquilinos pueden no tener que preocuparse por reemplazar las bombillas. Los problemas de mantenimiento de los que tienen que preocuparse los inquilinos no son nada en comparaci\u00f3n con lo que se espera que los propietarios cuiden. El \u00fanico inconveniente que pueden enfrentar los inquilinos a este respecto es que no se les permite realizar mejoras importantes en sus espacios de vida.<\/span><\/p>\n

6. Mejores ubicaciones para inquilinos<\/h2>\n

El mercado de alquiler es muy competitivo. Para este efecto, los desarrolladores de condominios y complejos de apartamentos tienden a buscar los lugares m\u00e1s atractivos y convenientes para sus proyectos. Se espera que los posibles compradores de vivienda que deseen vivir en el centro de todo paguen considerablemente m\u00e1s por ubicaciones privilegiadas. De lo contrario, tendr\u00e1n que conformarse con los suburbios y los viajes m\u00e1s largos.<\/span><\/p>\n

If you need reliable and affordable renters or homeowners insurance, reach out to Altra Insurance Services. We also provide commercial, motorcycle, and <\/span>seguro de auto chula vista<\/span><\/a>. Local residents can call one of our friendly agents at (800) 719-9972 for a free quote.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

No es probable que el debate interminable sobre los m\u00e9ritos de comprar una casa versus pagar el alquiler por el espacio de la vivienda se acabe pronto. Por un lado del debate, la propiedad de la vivienda es uno de los elementos del sue\u00f1o americano, una construcci\u00f3n econ\u00f3mica que probablemente ha visto mejores d\u00edas. En el otro lado de \u2026 <\/p>\n

Continue reading “6 Advantages of Renting Instead of Buying Your Home”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":442,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-431","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-renters-insurance"],"yoast_head":"\n6 Advantages of Renting a Home Instead of Owning<\/title>\n<meta name=\"description\" content=\"Homeowners claim there are more than a few benefits to the decision to purchase a home. 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