{"id":4178,"date":"2021-10-15T09:00:56","date_gmt":"2021-10-15T09:00:56","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=4178"},"modified":"2023-01-05T10:10:11","modified_gmt":"2023-01-05T10:10:11","slug":"what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/","title":{"rendered":"Pasos a seguir en caso de cancelaci\u00f3n del seguro del hogar"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">El seguro de propietario de vivienda lo protege de la ruina financiera en caso de que ocurra un desastre mayor. Un prestamista tambi\u00e9n puede exigirle que lleve consigo <\/span><a href=\"https:\/\/altrainsurance.com\/homeownwers-insurance-san-diego\/\"><span style=\"font-weight: 400;\">Seguro para propietarios de casas<\/span><\/a><span style=\"font-weight: 400;\"> si est\u00e1 pagando una hipoteca. Recibir la noticia de que su p\u00f3liza ha sido cancelada es desalentador, pero hay algunas cosas que puede hacer para restablecerla y protegerse de da\u00f1os financieros durante este tiempo.<\/span><\/p>\n<h2>Conoce tus derechos<\/h2>\n<p><span style=\"font-weight: 400;\">En la mayor\u00eda de los estados, las compa\u00f1\u00edas de seguros deben cumplir con las leyes y reglamentos que protegen a los asegurados de decisiones precipitadas. Por ejemplo, las compa\u00f1\u00edas de seguros de California deben notificar a los titulares de p\u00f3lizas por escrito dentro de los 45 d\u00edas posteriores a la cancelaci\u00f3n o no renovaci\u00f3n. Si no lo hacen, se les podr\u00eda exigir que mantengan la p\u00f3liza activa hasta 45 d\u00edas despu\u00e9s de que realmente env\u00eden el aviso. En la mayor\u00eda de los casos, puede esperar que una compa\u00f1\u00eda de seguros siga las regulaciones, pero vale la pena verificar si la cancelaci\u00f3n de su seguro parece demasiado apresurada.<\/span><\/p>\n<h2>Averig\u00fce por qu\u00e9 se cancel\u00f3 su seguro<\/h2>\n<p><span style=\"font-weight: 400;\">Hay muchas razones por las que su p\u00f3liza puede ser cancelada. El m\u00e1s obvio es no pagar sus primas. Al igual que con cualquier otro tipo de servicio, una compa\u00f1\u00eda de seguros no est\u00e1 obligada a mantener su cobertura cuando no los est\u00e1 compensando por sus servicios.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Su seguro tambi\u00e9n podr\u00eda cancelarse debido a una inspecci\u00f3n fallida. Esto puede suceder si su casa es antigua o tiene un mal techo, ya que esto afecta a toda la propiedad. Su p\u00f3liza tambi\u00e9n puede ser rechazada para la renovaci\u00f3n si ha presentado demasiados reclamos o si tiene mal cr\u00e9dito. Descubrir lo que sucedi\u00f3 le brinda un punto de partida para solucionar el problema.<\/span><\/p>\n<h2>Verifique si una reparaci\u00f3n podr\u00eda restablecer su p\u00f3liza<\/h2>\n<p><span style=\"font-weight: 400;\">La mayor\u00eda de las veces, una compa\u00f1\u00eda de seguros preferir\u00eda mantenerlo como cliente. Los propietarios de viviendas a menudo agrupan varias p\u00f3lizas, lo que significa que su compa\u00f1\u00eda de seguros no quiere perder su negocio. Por esta raz\u00f3n, los proveedores de seguros tienden a restablecer las p\u00f3lizas una vez que se corrigen los problemas. Por ejemplo, es posible que simplemente deba pagar su prima por adelantado o ponerse al d\u00eda con sus pagos. O es posible que necesite reparar su techo o arreglar otras partes de su casa. Esto no solo podr\u00eda resultar en que se restablezca su p\u00f3liza, sino que tambi\u00e9n podr\u00eda conducir a tasas m\u00e1s bajas, ya que su casa ya no se considerar\u00e1 de tan alto riesgo.<\/span><\/p>\n<h2>Explore los planes para propietarios de viviendas de alto riesgo<\/h2>\n<p><span style=\"font-weight: 400;\">En algunos casos, a\u00fan puede ser considerado de alto riesgo sin importar lo que haga. Esto es com\u00fan para los propietarios que tienen casas en \u00e1reas que tienen un alto riesgo de desastres naturales, como incendios forestales o inundaciones. Si su hogar est\u00e1 en un \u00e1rea de alto riesgo, puede ser elegible para un tipo especial de plan de seguro destinado a que la cobertura est\u00e9 disponible para todos. Estos planes pueden tener tarifas m\u00e1s altas que las p\u00f3lizas promedio, pero vale la pena estar cubierto si ocurre un desastre.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Seguir los consejos anteriores puede ayudarlo si alguna vez se encuentra en la desagradable posici\u00f3n de que le cancelen el seguro de propietario de vivienda. Para obtener un seguro de vivienda asequible y confiable, los propietarios de viviendas de San Diego saben que pueden confiar en Altra Insurance Services. Tambi\u00e9n proporcionamos alquileres, comerciales, motocicletas y <\/span><a href=\"https:\/\/altrainsurance.com\/auto-insurance-chula-vista\/\"><span style=\"font-weight: 400;\">seguro de auto chula vista<\/span><\/a><span style=\"font-weight: 400;\">. Solicite una cotizaci\u00f3n gratis llamando a uno de nuestros amigables agentes hoy al (800) 719-9972.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>El seguro de propietario de vivienda lo protege de la ruina financiera en caso de que ocurra un desastre mayor. Un prestamista tambi\u00e9n puede exigirle que tenga un seguro de propietario de vivienda si est\u00e1 pagando una hipoteca. Recibir la noticia de que su p\u00f3liza ha sido cancelada es desalentador, pero hay algunas cosas que puede hacer para restablecerla... <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/altrainsurance.com\/es\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Steps to Take in Case of Cancelled Home Insurance&#8221;<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":4259,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-4178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-homeowners-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What to Do if Your Homeowners Insurance Is Cancelled<\/title>\n<meta name=\"description\" content=\"Having your home insurance cancelled can be frustrating, and getting a new policy can be challenging. Learn what to do if your home insurance is cancelled.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What to Do if Your Homeowners Insurance Is Cancelled\" \/>\n<meta property=\"og:description\" content=\"Having your home insurance cancelled can be frustrating, and getting a new policy can be challenging. Learn what to do if your home insurance is cancelled.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/altrainsurance.com\/es\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"ALTRA INSURANCE\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-15T09:00:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-05T10:10:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/10\/What-to-Do-if-Your-Homeowners-Insurance-Is-Cancelled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"525\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Altra Insurance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Altra Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What to Do if Your Homeowners Insurance Is Cancelled","description":"Having your home insurance cancelled can be frustrating, and getting a new policy can be challenging. Learn what to do if your home insurance is cancelled.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/altrainsurance.com\/es\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/","og_locale":"es_ES","og_type":"article","og_title":"What to Do if Your Homeowners Insurance Is Cancelled","og_description":"Having your home insurance cancelled can be frustrating, and getting a new policy can be challenging. Learn what to do if your home insurance is cancelled.","og_url":"https:\/\/altrainsurance.com\/es\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/","og_site_name":"ALTRA INSURANCE","article_published_time":"2021-10-15T09:00:56+00:00","article_modified_time":"2023-01-05T10:10:11+00:00","og_image":[{"width":525,"height":350,"url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/10\/What-to-Do-if-Your-Homeowners-Insurance-Is-Cancelled.jpg","type":"image\/jpeg"}],"author":"Altra Insurance","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Altra Insurance","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/#article","isPartOf":{"@id":"https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/"},"author":{"name":"Altra Insurance","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"headline":"Steps to Take in Case of Cancelled Home Insurance","datePublished":"2021-10-15T09:00:56+00:00","dateModified":"2023-01-05T10:10:11+00:00","mainEntityOfPage":{"@id":"https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/"},"wordCount":550,"commentCount":0,"image":{"@id":"https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/10\/What-to-Do-if-Your-Homeowners-Insurance-Is-Cancelled.jpg","articleSection":["Homeowners Insurance"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/","url":"https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/","name":"What to Do if Your Homeowners Insurance Is Cancelled","isPartOf":{"@id":"https:\/\/altrainsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/#primaryimage"},"image":{"@id":"https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/10\/What-to-Do-if-Your-Homeowners-Insurance-Is-Cancelled.jpg","datePublished":"2021-10-15T09:00:56+00:00","dateModified":"2023-01-05T10:10:11+00:00","author":{"@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"description":"Having your home insurance cancelled can be frustrating, and getting a new policy can be challenging. Learn what to do if your home insurance is cancelled.","breadcrumb":{"@id":"https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/#primaryimage","url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/10\/What-to-Do-if-Your-Homeowners-Insurance-Is-Cancelled.jpg","contentUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/10\/What-to-Do-if-Your-Homeowners-Insurance-Is-Cancelled.jpg","width":525,"height":350,"caption":"What to Do if Your Homeowners Insurance Is Cancelled in San Diego, CA"},{"@type":"BreadcrumbList","@id":"https:\/\/altrainsurance.com\/what-should-i-do-if-my-insurance-company-cancels-my-homeowners-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/altrainsurance.com\/"},{"@type":"ListItem","position":2,"name":"Steps to Take in Case of Cancelled Home Insurance"}]},{"@type":"WebSite","@id":"https:\/\/altrainsurance.com\/#website","url":"https:\/\/altrainsurance.com\/","name":"SEGURO ALTRA","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/altrainsurance.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1","name":"Altra Insurance","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","caption":"Altra Insurance"},"sameAs":["http:\/\/blog578"],"url":"https:\/\/altrainsurance.com\/es\/author\/blog578-2\/"}]}},"jetpack_featured_media_url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/10\/What-to-Do-if-Your-Homeowners-Insurance-Is-Cancelled.jpg","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/4178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/comments?post=4178"}],"version-history":[{"count":4,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/4178\/revisions"}],"predecessor-version":[{"id":6956,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/4178\/revisions\/6956"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media\/4259"}],"wp:attachment":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media?parent=4178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/categories?post=4178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/tags?post=4178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}