{"id":4155,"date":"2021-09-27T09:00:10","date_gmt":"2021-09-27T09:00:10","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=4155"},"modified":"2022-08-10T11:11:34","modified_gmt":"2022-08-10T11:11:34","slug":"does-insurance-cover-a-vehicle-or-a-driver","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/","title":{"rendered":"\u00bfEl seguro de autom\u00f3vil sigue a los autos oa los conductores?"},"content":{"rendered":"

Las personas a menudo compran seguros de autom\u00f3viles para cumplir con las leyes locales y proteger a otras personas. Sin embargo, es posible que no est\u00e9 completamente al tanto de c\u00f3mo funciona la cobertura de seguro de autom\u00f3vil. Mucha gente asume que la cobertura sigue al conductor, sin embargo, la verdad es que una p\u00f3liza de autom\u00f3vil generalmente se aplica al veh\u00edculo. Explorando los diferentes escenarios que afectan seguro de auto San Diego<\/a> la cobertura lo ayuda a comprender su responsabilidad financiera en caso de un accidente.<\/span><\/p>\n

Comprenda por qu\u00e9 el seguro de autom\u00f3vil a menudo sigue al autom\u00f3vil<\/h2>\n

La mayor\u00eda <\/span>seguro de auto<\/span> Las p\u00f3lizas ofrecen cobertura que paga por cualquier lesi\u00f3n o da\u00f1o a la propiedad que ocurra si alguien tiene un accidente mientras conduce su veh\u00edculo. Si bien esto es cierto la mayor parte del tiempo, querr\u00e1 asegurarse de que la situaci\u00f3n se ajuste a lo que cubre su p\u00f3liza. En la mayor\u00eda de los casos, una p\u00f3liza de seguro de autom\u00f3vil cubrir\u00e1 a un conductor que ya figura en su p\u00f3liza, como un c\u00f3nyuge u otro familiar que viva en su residencia. Tambi\u00e9n puede cubrir a los conductores que no figuran en la lista, siempre que les haya dado permiso para conducir su veh\u00edculo y se ajuste a escenarios normales, como ayudarlo a conducir en un viaje por carretera de larga distancia. Sin embargo, no es probable que cubra los da\u00f1os causados \u200b\u200bpor un conductor adolescente que us\u00f3 el autom\u00f3vil sin su permiso.<\/span><\/p>\n

Piense con cuidado antes de permitir que otro conductor use su autom\u00f3vil<\/h2>\n

Si bien es probable que su p\u00f3liza cubra a otros conductores, un accidente puede afectar su futura cobertura de seguro. Por lo general, las tarifas del seguro de autom\u00f3vil aumentar\u00e1n debido a que se considera que su veh\u00edculo tiene un mayor riesgo de sufrir otro accidente. El accidente a menudo se incluir\u00e1 en su registro de seguro, tal como lo har\u00eda si hubiera conducido usted mismo. Dado que las acciones de un conductor pueden afectarlo durante a\u00f1os en el futuro, querr\u00e1 tener cuidado antes de permitir que cualquier persona conduzca su veh\u00edculo.<\/span><\/p>\n

Sepa cu\u00e1ndo su p\u00f3liza de seguro lo sigue<\/h2>\n

En algunos casos, su cobertura de seguro lo sigue. Esto podr\u00eda ser cierto si est\u00e1 utilizando un veh\u00edculo de alquiler y tiene cobertura para conducir estos autom\u00f3viles en su p\u00f3liza. Algunos conductores tambi\u00e9n compran tipos especiales de seguros que se ofrecen a las personas que no tienen autom\u00f3vil. El seguro de autom\u00f3vil para no propietarios llena los vac\u00edos que pueden existir en la p\u00f3liza del propietario de un veh\u00edculo. Por ejemplo, es posible que el otro conductor no tenga suficiente cobertura de motorista sin seguro para pagar sus lesiones si tiene un accidente con alguien que no tiene seguro. Este tipo de p\u00f3liza est\u00e1 dise\u00f1ada para seguirlo sin importar qu\u00e9 autom\u00f3vil conduzca.<\/span><\/p>\n

Est\u00e9 siempre al tanto de la cobertura de un veh\u00edculo<\/h2>\n

Si bien la mayor\u00eda de las p\u00f3lizas siguen al autom\u00f3vil, puede haber variaciones importantes en la cantidad de cobertura que se ofrece a otros conductores. Tampoco puede estar seguro de si alguien tiene la cobertura de seguro adecuada cuando toma prestado el veh\u00edculo de la persona a menos que lo solicite. Antes de prestar o pedir prestado un autom\u00f3vil, t\u00f3mese un momento para revisar las p\u00f3lizas de seguro de cada persona para asegurarse de comprender completamente c\u00f3mo es probable que se cubra un accidente.<\/span><\/p>\n

Si necesita un seguro de autom\u00f3vil asequible y confiable, no busque m\u00e1s all\u00e1 de los profesionales confiables de Altra Insurance Services. Podemos ocuparnos de una variedad de sus necesidades de seguro, incluidos seguros para motocicletas, propietarios de viviendas y negocios, as\u00ed como tambi\u00e9n <\/span>bonos de garant\u00eda<\/span><\/a>. Ll\u00e1menos hoy al (800) 719-9972 para obtener m\u00e1s informaci\u00f3n sobre nuestros productos de seguros de alta calidad y nuestro servicio impecable.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Las personas a menudo compran seguros de autom\u00f3viles para cumplir con las leyes locales y proteger a otras personas. Sin embargo, es posible que no est\u00e9 completamente al tanto de c\u00f3mo funciona la cobertura de seguro de autom\u00f3vil. Mucha gente asume que la cobertura sigue al conductor, sin embargo, la verdad es que una p\u00f3liza de autom\u00f3vil generalmente se aplica al veh\u00edculo. Explorando los diferentes escenarios que afectan el auto... <\/p>\n

Continue reading “Does Auto Insurance Follow Cars or Drivers?”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":4156,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-4155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"\nDoes Car Insurance Follow the Car or the Driver?<\/title>\n<meta name=\"description\" content=\"The answer to whether insurance follows the car or the driver isn't going to be the same for every driver, but generally, auto insurance follows the car.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does Car Insurance Follow the Car or the Driver?\" \/>\n<meta property=\"og:description\" content=\"The answer to whether insurance follows the car or the driver isn't going to be the same for every driver, but generally, auto insurance follows the car.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/\" \/>\n<meta property=\"og:site_name\" content=\"ALTRA INSURANCE\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-27T09:00:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-10T11:11:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/09\/Auto-Insurance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"525\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Altra Insurance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Altra Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Does Car Insurance Follow the Car or the Driver?","description":"The answer to whether insurance follows the car or the driver isn't going to be the same for every driver, but generally, auto insurance follows the car.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/","og_locale":"es_ES","og_type":"article","og_title":"Does Car Insurance Follow the Car or the Driver?","og_description":"The answer to whether insurance follows the car or the driver isn't going to be the same for every driver, but generally, auto insurance follows the car.","og_url":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/","og_site_name":"ALTRA INSURANCE","article_published_time":"2021-09-27T09:00:10+00:00","article_modified_time":"2022-08-10T11:11:34+00:00","og_image":[{"width":525,"height":350,"url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/09\/Auto-Insurance.jpg","type":"image\/jpeg"}],"author":"Altra Insurance","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Altra Insurance","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/#article","isPartOf":{"@id":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/"},"author":{"name":"Altra Insurance","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"headline":"Does Auto Insurance Follow Cars or Drivers?","datePublished":"2021-09-27T09:00:10+00:00","dateModified":"2022-08-10T11:11:34+00:00","mainEntityOfPage":{"@id":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/"},"wordCount":564,"commentCount":0,"image":{"@id":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/09\/Auto-Insurance.jpg","articleSection":["Auto Insurance"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/","url":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/","name":"Does Car Insurance Follow the Car or the Driver?","isPartOf":{"@id":"https:\/\/altrainsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/#primaryimage"},"image":{"@id":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/09\/Auto-Insurance.jpg","datePublished":"2021-09-27T09:00:10+00:00","dateModified":"2022-08-10T11:11:34+00:00","author":{"@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"description":"The answer to whether insurance follows the car or the driver isn't going to be the same for every driver, but generally, auto insurance follows the car.","breadcrumb":{"@id":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/#primaryimage","url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/09\/Auto-Insurance.jpg","contentUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/09\/Auto-Insurance.jpg","width":525,"height":350,"caption":"Does Car Insurance Follow the Car or the Driver in San Diego, CA"},{"@type":"BreadcrumbList","@id":"https:\/\/altrainsurance.com\/es\/does-insurance-cover-a-vehicle-or-a-driver\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/altrainsurance.com\/"},{"@type":"ListItem","position":2,"name":"Does Auto Insurance Follow Cars or Drivers?"}]},{"@type":"WebSite","@id":"https:\/\/altrainsurance.com\/#website","url":"https:\/\/altrainsurance.com\/","name":"SEGURO ALTRA","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/altrainsurance.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1","name":"Altra Insurance","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","caption":"Altra Insurance"},"sameAs":["http:\/\/blog578"],"url":"https:\/\/altrainsurance.com\/es\/author\/blog578-2\/"}]}},"jetpack_featured_media_url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/09\/Auto-Insurance.jpg","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/4155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/comments?post=4155"}],"version-history":[{"count":2,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/4155\/revisions"}],"predecessor-version":[{"id":5381,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/4155\/revisions\/5381"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media\/4156"}],"wp:attachment":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media?parent=4155"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/categories?post=4155"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/tags?post=4155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}