{"id":4057,"date":"2021-08-06T09:00:43","date_gmt":"2021-08-06T09:00:43","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=4057"},"modified":"2022-08-11T07:02:34","modified_gmt":"2022-08-11T07:02:34","slug":"does-my-general-liability-coverage-include-lawsuits","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/does-my-general-liability-coverage-include-lawsuits\/","title":{"rendered":"\u00bfLas demandas est\u00e1n cubiertas por el seguro de responsabilidad civil general?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Cuando se trata de poseer y operar un negocio, debe proteger a los empleados, visitantes y consumidores de su empresa de accidentes y lesiones. En algunas situaciones, un tercero podr\u00eda demandar por da\u00f1os personales, da\u00f1os corporales y m\u00e1s. Sin embargo, tener un seguro podr\u00eda mantener tu negocio protegido en estos casos. El tipo de seguro que compre determinar\u00e1 lo que est\u00e1 cubierto. Los expertos en seguros de <\/span><span style=\"font-weight: 400;\">Altra Insurance<\/span><span style=\"font-weight: 400;\"> ofrecer detalles sobre el seguro de responsabilidad general y si cubre demandas.<\/span><\/p>\n<h2>Infracci\u00f3n de copyright<\/h2>\n<p><span style=\"font-weight: 400;\">Incluso con el equipo de ventas, producci\u00f3n y dise\u00f1o m\u00e1s creativo, podr\u00eda haber una instancia en la que sus productos y servicios sean similares a otros. Aunque esto no sea intencional, una organizaci\u00f3n competidora podr\u00eda demandar a su empresa por infracci\u00f3n de derechos de autor. Este tipo de demanda puede generar gastos financieros significativos, incluidos honorarios legales, compensaci\u00f3n monetaria y costos relacionados con el cambio de marca de su empresa. El fallo puede ordenarle que deje de vender sus productos y servicios, lo cual es otra p\u00e9rdida. Con la cobertura de seguro de responsabilidad civil general, podr\u00eda evitar contratiempos importantes durante y despu\u00e9s de dichas demandas.<\/span><\/p>\n<h2>Consumidores y Visitantes<\/h2>\n<p><span style=\"font-weight: 400;\">Casi todas las empresas dependen de los clientes para comprar sus productos y servicios. Incluso si las personas ingresan a su tienda u oficina para preguntar sobre su marca pero no realizan compras, si sufren da\u00f1os o da\u00f1os personales, pueden presentar demandas contra su establecimiento y necesitar\u00e1 el dinero para Cubrir los honorarios legales y otros costos de la lucha contra las demandas. Por lo tanto, es necesario obtener un seguro de responsabilidad civil general para proteger su negocio en caso de reclamos de terceros.<\/span><\/p>\n<h2>Difamaci\u00f3n<\/h2>\n<p><span style=\"font-weight: 400;\">El marketing es fundamental para atraer nuevos clientes y mantener clientes leales. El tipo de publicidad de sus pr\u00e1cticas comerciales variar\u00e1 de un a\u00f1o a otro y de un producto a otro. De todos modos, es necesario evitar la informaci\u00f3n incorrecta, especialmente cuando se trata de competidores. El uso de la palabra o frase incorrecta podr\u00eda dar lugar a una demanda por difamaci\u00f3n contra su empresa. Sin embargo, el seguro de responsabilidad general generalmente cubre estos reclamos y podr\u00eda evitar que su empresa sufra una p\u00e9rdida financiera significativa.<\/span><\/p>\n<h2>Lo que no est\u00e1 cubierto<\/h2>\n<p><span style=\"font-weight: 400;\">Aunque el seguro de responsabilidad general cubre muchas cosas, como gastos m\u00e9dicos, reclamos publicitarios contra su negocio y demandas por da\u00f1os a la propiedad, no cubre todos los reclamos. Las lesiones de los empleados, los accidentes automovil\u00edsticos comerciales, los actos ilegales de los miembros del equipo, los errores del servicio profesional y otros reclamos no est\u00e1n cubiertos por la mayor\u00eda de las p\u00f3lizas de seguro de responsabilidad general. Los costos judiciales, los juicios y los acuerdos de estas demandas recaer\u00e1n \u00fanicamente en su organizaci\u00f3n, as\u00ed como en los socios y, posiblemente, en los inversionistas de su empresa. Otro factor a considerar es el monto de la cobertura de su p\u00f3liza y si eso cambia cada a\u00f1o. Por lo general, no se permite extender el l\u00edmite de una p\u00f3liza para cubrir el costo de una demanda, a menos que tenga una cobertura como un seguro general comercial.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Es vital proteger su empresa de peligros evitables, y el seguro comercial es una de las herramientas m\u00e1s valiosas que puede utilizar para salvaguardar la salud financiera de su empresa. Cuando se trata de <\/span><a href=\"https:\/\/altrainsurance.com\/business-insurance-san-diego\/\"><span style=\"font-weight: 400;\">seguro comercial, San Diego<\/span><\/a><span style=\"font-weight: 400;\"> los due\u00f1os de negocios pueden consultar a los profesionales de Altra Insurance para obtener un buen consejo basado en a\u00f1os de experiencia en la industria de seguros. Llame a uno de nuestros agentes expertos hoy al (800) 719-9972 para analizar todas y cada una de sus necesidades de seguro.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Cuando se trata de poseer y operar un negocio, debe proteger a los empleados, visitantes y consumidores de su empresa de accidentes y lesiones. En algunas situaciones, un tercero podr\u00eda demandar por da\u00f1os personales, da\u00f1os corporales y m\u00e1s. Sin embargo, tener un seguro podr\u00eda mantener tu negocio protegido en estos casos. El tipo de seguro que compre... <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/altrainsurance.com\/es\/does-my-general-liability-coverage-include-lawsuits\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Are Lawsuits Covered by General Liability Insurance?&#8221;<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":4058,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-4057","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-commercial-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Does General Liability Cover Lawsuits?<\/title>\n<meta name=\"description\" content=\"While it&#039;s vital to have liability insurance, it doesn\u2019t cover every situation that may come up. Learn whether general liability insurance covers lawsuits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/does-my-general-liability-coverage-include-lawsuits\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does General Liability Cover Lawsuits?\" \/>\n<meta property=\"og:description\" content=\"While it&#039;s vital to have liability insurance, it doesn\u2019t cover every situation that may come up. Learn whether general liability insurance covers lawsuits.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/altrainsurance.com\/es\/does-my-general-liability-coverage-include-lawsuits\/\" \/>\n<meta property=\"og:site_name\" content=\"ALTRA INSURANCE\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-06T09:00:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-11T07:02:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/08\/Lawsuits.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"525\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Altra Insurance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Altra Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Does General Liability Cover Lawsuits?","description":"While it's vital to have liability insurance, it doesn\u2019t cover every situation that may come up. Learn whether general liability insurance covers lawsuits.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/altrainsurance.com\/es\/does-my-general-liability-coverage-include-lawsuits\/","og_locale":"es_ES","og_type":"article","og_title":"Does General Liability Cover Lawsuits?","og_description":"While it's vital to have liability insurance, it doesn\u2019t cover every situation that may come up. Learn whether general liability insurance covers lawsuits.","og_url":"https:\/\/altrainsurance.com\/es\/does-my-general-liability-coverage-include-lawsuits\/","og_site_name":"ALTRA INSURANCE","article_published_time":"2021-08-06T09:00:43+00:00","article_modified_time":"2022-08-11T07:02:34+00:00","og_image":[{"width":525,"height":350,"url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/08\/Lawsuits.jpg","type":"image\/jpeg"}],"author":"Altra Insurance","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Altra Insurance","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/#article","isPartOf":{"@id":"https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/"},"author":{"name":"Altra Insurance","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"headline":"Are Lawsuits Covered by General Liability Insurance?","datePublished":"2021-08-06T09:00:43+00:00","dateModified":"2022-08-11T07:02:34+00:00","mainEntityOfPage":{"@id":"https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/"},"wordCount":544,"commentCount":0,"image":{"@id":"https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/08\/Lawsuits.jpg","articleSection":["Business &amp; Commercial Insurance"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/","url":"https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/","name":"Does General Liability Cover Lawsuits?","isPartOf":{"@id":"https:\/\/altrainsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/#primaryimage"},"image":{"@id":"https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/08\/Lawsuits.jpg","datePublished":"2021-08-06T09:00:43+00:00","dateModified":"2022-08-11T07:02:34+00:00","author":{"@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"description":"While it's vital to have liability insurance, it doesn\u2019t cover every situation that may come up. Learn whether general liability insurance covers lawsuits.","breadcrumb":{"@id":"https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/#primaryimage","url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/08\/Lawsuits.jpg","contentUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/08\/Lawsuits.jpg","width":525,"height":350,"caption":"General Liability Insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/altrainsurance.com\/does-my-general-liability-coverage-include-lawsuits\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/altrainsurance.com\/"},{"@type":"ListItem","position":2,"name":"Are Lawsuits Covered by General Liability Insurance?"}]},{"@type":"WebSite","@id":"https:\/\/altrainsurance.com\/#website","url":"https:\/\/altrainsurance.com\/","name":"SEGURO ALTRA","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/altrainsurance.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1","name":"Altra Insurance","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","caption":"Altra Insurance"},"sameAs":["http:\/\/blog578"],"url":"https:\/\/altrainsurance.com\/es\/author\/blog578-2\/"}]}},"jetpack_featured_media_url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/08\/Lawsuits.jpg","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/4057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/comments?post=4057"}],"version-history":[{"count":2,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/4057\/revisions"}],"predecessor-version":[{"id":5409,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/4057\/revisions\/5409"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media\/4058"}],"wp:attachment":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media?parent=4057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/categories?post=4057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/tags?post=4057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}