{"id":4015,"date":"2021-07-12T09:00:26","date_gmt":"2021-07-12T09:00:26","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=4015"},"modified":"2022-08-12T12:36:37","modified_gmt":"2022-08-12T12:36:37","slug":"what-should-i-do-if-an-accident-happens-on-my-business-premises","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/what-should-i-do-if-an-accident-happens-on-my-business-premises\/","title":{"rendered":"Qu\u00e9 hacer si hay un accidente en su negocio"},"content":{"rendered":"

Independientemente de por qu\u00e9 ocurre un accidente en alg\u00fan tipo de propiedad comercial, situaciones como esta pueden tener importantes consecuencias legales y relacionadas con el seguro. Est\u00e1 aceptando cierto grado de responsabilidad con solo abrir sus puertas al p\u00fablico de manera regular y realizar sus operaciones comerciales normales. Afortunadamente, hay algunos pasos que puede tomar para mitigar los posibles riesgos de responsabilidad si ocurre un accidente en la propiedad de su negocio.<\/span><\/p>\n

Buscar asistencia m\u00e9dica o proporcionar ayuda<\/h2>\n

El primer paso a tomar es verificar a la(s) persona(s) afectada(s). Si es posible, brinde cualquier asistencia inmediata que pueda ser apropiada (p. ej., ayudar a la persona a levantarse o llevarla a un lugar m\u00e1s seguro). Adem\u00e1s, solicite asistencia m\u00e9dica, incluso si parece que otras personas cercanas ya lo han hecho.<\/span><\/p>\n

Re\u00fana tanta informaci\u00f3n como sea posible<\/h2>\n

No dude en acercarse o hablar con la parte lesionada si es posible hacerlo despu\u00e9s de que ocurri\u00f3 el accidente. No est\u00e1s admitiendo culpabilidad al tomar esta acci\u00f3n. De hecho, normalmente se considera perfectamente razonable acercarse cort\u00e9smente a la persona afectada, ofrecerle ayuda y pedirle informaci\u00f3n b\u00e1sica. En cuanto a qu\u00e9 tipo de informaci\u00f3n recopilar despu\u00e9s de que haya ocurrido un accidente en la propiedad de su negocio, esta lista debe incluir: <\/span>
\n<\/span>
\n<\/span>\u2022 Informaci\u00f3n personal de la persona lesionada (p. ej., nombre, informaci\u00f3n de contacto)<\/span>
\n<\/span>\u2022 Declaraciones de empleados que presenciaron el incidente<\/span>
\n<\/span>\u2022 Declaraciones de otros clientes o transe\u00fantes que puedan haber presenciado el accidente<\/span><\/p>\n

Documentar todo<\/h2>\n

Despu\u00e9s de buscar la asistencia m\u00e9dica adecuada para la(s) persona(s) afectada(s), haga un esfuerzo para documentar todo. Adem\u00e1s de las declaraciones de los empleados y otros testigos, esta documentaci\u00f3n podr\u00eda incluir: <\/span>
\n<\/span>
\n<\/span>\u2022 Cualquier secuencia de video capturada por c\u00e1maras en sus instalaciones<\/span>
\n<\/span>\u2022 Cualquier cosa que pueda haber sido capturada en tel\u00e9fonos por empleados o testigos<\/span>
\n<\/span>\u2022 Las manifestaciones que haya podido realizar el afectado<\/span><\/p>\n

P\u00f3ngase en contacto con su compa\u00f1\u00eda de seguros<\/h2>\n

Otro paso que debe tomar lo antes posible si ocurre un accidente en su lugar de trabajo es comunicarse con su compa\u00f1\u00eda de seguros. Si pospones dejar que tu <\/span>seguro de negocio<\/span><\/a> proveedor sepa sobre el accidente, puede haber algunos problemas m\u00e1s adelante, especialmente si su p\u00f3liza tiene requisitos de tiempo espec\u00edficos para informar ciertos incidentes. Incluso si el accidente es menor, sigue siendo una buena idea informar a su compa\u00f1\u00eda de seguros que algo sucedi\u00f3.<\/span><\/p>\n

Tome los mismos pasos si una empleada se lesiona<\/h2>\n

Tambi\u00e9n es posible que un accidente en la propiedad de su negocio involucre a un empleado. Con situaciones como esta, los pasos discutidos anteriormente a\u00fan se aplicar\u00edan. Si el empleado afectado opta por presentar un reclamo de compensaci\u00f3n laboral, cualquier documentaci\u00f3n relacionada ser\u00e1 especialmente importante.<\/span><\/p>\n

Corrija cualquier problema que pueda haber contribuido al accidente<\/h2>\n

Finally, if the accident was due to some type of structural flaw or other issues with your property, address those issues. For instance, this may mean putting up better signage, fixing loose rails or sidewalks with cracks, or instituting new policies for cleaning up spills or floor moisture.\u00a0<\/span><\/p>\n

Para los due\u00f1os de negocios, el seguro comercial es una necesidad absoluta porque operar un negocio significa asumir ciertos tipos de riesgo. Para seguros comerciales asequibles y fiables, as\u00ed como para propietarios de viviendas, inquilinos, motocicletas y <\/span>seguro de auto San Diego<\/span><\/a>. Los residentes locales recurren a los profesionales de confianza de Altra Insurance Services. Comun\u00edquese con nosotros hoy al (800) 719-9972 para saber c\u00f3mo podemos satisfacer todas sus necesidades de seguro.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Independientemente de por qu\u00e9 ocurre un accidente en alg\u00fan tipo de propiedad comercial, situaciones como esta pueden tener importantes consecuencias legales y relacionadas con el seguro. Est\u00e1 aceptando cierto grado de responsabilidad con solo abrir sus puertas al p\u00fablico de manera regular y realizar sus operaciones comerciales normales. Por suerte, hay algunos pasos que puedes seguir... <\/p>\n

Continue reading “What to Do if There\u2019s an Accident at Your Business”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":4016,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-4015","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-commercial-insurance"],"yoast_head":"\nSteps to Take if an Accident Occurs on Your Business Property<\/title>\n<meta name=\"description\" content=\"At some point, an accident may occur at your business, and it's crucial to know the steps you need to take. 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