{"id":3977,"date":"2021-06-21T09:00:58","date_gmt":"2021-06-21T09:00:58","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=3977"},"modified":"2022-08-12T13:59:11","modified_gmt":"2022-08-12T13:59:11","slug":"how-to-lower-auto-insurance-premiums","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/how-to-lower-auto-insurance-premiums\/","title":{"rendered":"Formas de reducir lo que paga por el seguro de autom\u00f3vil"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Antes de ponerse al volante de un veh\u00edculo, siempre debe tener un seguro de autom\u00f3vil para protegerlo a usted, a los pasajeros, a otros conductores y a los peatones en caso de accidente. Hay una variedad de opciones de p\u00f3lizas disponibles, incluidas aquellas con tasas m\u00e1s bajas. A continuaci\u00f3n hay consejos que puede usar para encontrar una cobertura de alta calidad que cueste menos.<\/span><\/p>\n<h2>Busque y compare precios<\/h2>\n<p><span style=\"font-weight: 400;\">Ir con una gran empresa no siempre es la mejor opci\u00f3n, especialmente cuando se buscan primas bajas. Una marca conocida podr\u00eda tener tarifas m\u00e1s altas simplemente por su popularidad. Por lo tanto, antes de elegir un plan de seguro de autom\u00f3vil, siempre debe darse una vuelta para comparar precios y encontrar las mejores ofertas. En algunos casos, un proveedor puede igualar los precios m\u00e1s bajos que ve en otra empresa. Esta es siempre una excelente estrategia para usar al renovar su plan de seguro actual.<\/span><\/p>\n<h2>Aumentar el monto del deducible<\/h2>\n<p><span style=\"font-weight: 400;\">Muchos conductores eligen deducibles m\u00e1s bajos en lugar de centrarse en las tarifas reales, pero eso podr\u00eda costar m\u00e1s dinero a largo plazo. Para evitar esto, es posible que desee elegir un deducible m\u00e1s alto para obtener una prima m\u00e1s baja. Antes de cambiar a un plan con un deducible m\u00e1s alto, hable con su proveedor de seguros sobre los costos y pregunte qu\u00e9 opciones est\u00e1n disponibles. Encontrar una tarifa m\u00e1s baja tambi\u00e9n podr\u00eda reducir su renuencia a presentar reclamos, independientemente de cu\u00e1n peque\u00f1os sean.<\/span><\/p>\n<h2>Encuentra descuentos<\/h2>\n<p><span style=\"font-weight: 400;\">Muchas compa\u00f1\u00edas de seguros tienen ofertas especiales para nuevos clientes, como primas m\u00e1s bajas y obsequios. Por lo general, puede encontrar estos descuentos en sus sitios web o p\u00e1ginas de redes sociales. Si no puede encontrar ninguna oferta en l\u00ednea, a veces todo lo que tiene que hacer es preguntar, y los representantes de seguros pueden buscar las ofertas especiales actuales y aplicar una a su plan, incluidas las opciones con tarifas de seguro m\u00e1s bajas. Adem\u00e1s, si tiene varias p\u00f3lizas, como auto y <\/span><a href=\"https:\/\/altrainsurance.com\/homeownwers-insurance-san-diego\/\"><span style=\"font-weight: 400;\">seguro de hogar<\/span><\/a><span style=\"font-weight: 400;\">, con el mismo proveedor, la empresa puede ofrecerle un paquete por su lealtad y negocios.<\/span><\/p>\n<h2>Tome un curso de manejo defensivo<\/h2>\n<p><span style=\"font-weight: 400;\">Si su historial de manejo est\u00e1 causando que su prima de seguro aumente, ser\u00eda una buena idea tomar un curso de manejo defensivo para reducir la tarifa. Muchas empresas ofrecen descuentos cuando los clientes completan este tipo de cursos, que pueden tomarse en l\u00ednea o en persona. Ser\u00eda mejor llamar a su proveedor de seguros o al departamento local de veh\u00edculos motorizados para recibir m\u00e1s informaci\u00f3n.<\/span><\/p>\n<h2>Mejore su puntuaci\u00f3n de cr\u00e9dito<\/h2>\n<p><span style=\"font-weight: 400;\">Si bien su historial de manejo es un factor importante cuando se trata de las tarifas de seguros de autom\u00f3viles, su puntaje de cr\u00e9dito tambi\u00e9n juega un papel importante. Por lo tanto, debe aumentar su calificaci\u00f3n para reducir las probabilidades de primas altas. La mejor manera de limpiar su historial crediticio es solicitar su informe crediticio a las tres principales agencias de informes crediticios y revisar los registros para asegurarse de que todos los listados sean precisos. Cuando sea posible, pague las deudas y trate de usar efectivo en lugar de cr\u00e9dito.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nadie quiere pagar m\u00e1s de lo necesario por nada, incluido el seguro de autom\u00f3vil. Los conductores de San Diego ya enfrentan el desaf\u00edo del alto costo de vida del \u00e1rea, por lo que tiene sentido ahorrar dinero siempre que sea posible. Para asequible, confiable <\/span><a href=\"https:\/\/altrainsurance.com\/auto-insurance-san-diego\/\"><span style=\"font-weight: 400;\">Seguro de auto en San Diego<\/span><\/a><span style=\"font-weight: 400;\">, comun\u00edquese con los agentes experimentados en <\/span><span style=\"font-weight: 400;\">Servicios de seguros Altra. Llame a uno de nuestros amables representantes hoy al<\/span> <span style=\"font-weight: 400;\">(800) 719-9972 para averiguar c\u00f3mo puede ahorrar dinero en su seguro de auto.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Antes de ponerse al volante de un veh\u00edculo, siempre debe tener un seguro de autom\u00f3vil para protegerlo a usted, a los pasajeros, a otros conductores y a los peatones en caso de accidente. Hay una variedad de opciones de p\u00f3lizas disponibles, incluidas aquellas con tasas m\u00e1s bajas. A continuaci\u00f3n hay consejos que puede usar para encontrar una cobertura de alta calidad que cueste menos. \u2026 <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/altrainsurance.com\/es\/how-to-lower-auto-insurance-premiums\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Ways to Reduce What You Pay for Auto Insurance&#8221;<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":3978,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3977","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Can I Qualify for Lower Car Insurance Rates?<\/title>\n<meta name=\"description\" content=\"There are several simple ways for drivers to save money on car insurance. Read on for tips on how you can reduce the amount you pay for your auto insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/how-to-lower-auto-insurance-premiums\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Can I Qualify for Lower Car Insurance Rates?\" \/>\n<meta property=\"og:description\" content=\"There are several simple ways for drivers to save money on car insurance. Read on for tips on how you can reduce the amount you pay for your auto insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/altrainsurance.com\/es\/how-to-lower-auto-insurance-premiums\/\" \/>\n<meta property=\"og:site_name\" content=\"ALTRA INSURANCE\" \/>\n<meta property=\"article:published_time\" content=\"2021-06-21T09:00:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-12T13:59:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/06\/Lower-Car-Insurance-Rates.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"525\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Altra Insurance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Altra Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Can I Qualify for Lower Car Insurance Rates?","description":"There are several simple ways for drivers to save money on car insurance. 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