{"id":3919,"date":"2021-05-24T09:00:29","date_gmt":"2021-05-24T09:00:29","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=3919"},"modified":"2023-01-05T11:04:16","modified_gmt":"2023-01-05T11:04:16","slug":"what-isnt-covered-under-car-insurance","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-car-insurance\/","title":{"rendered":"6 art\u00edculos que su seguro de autom\u00f3vil no cubrir\u00e1"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Aunque hay varios tipos de seguros de autom\u00f3viles para elegir, ninguna p\u00f3liza cubrir\u00e1 todo. Por lo tanto, debe aprender lo m\u00e1s posible sobre la cobertura y elegir seg\u00fan sus preferencias y necesidades. Al considerar sus opciones de seguro de autom\u00f3vil, los conductores de San Diego deben tener en cuenta las siguientes cosas que normalmente no est\u00e1n cubiertas por <\/span><a href=\"https:\/\/altrainsurance.com\/auto-insurance-san-diego\/\"><span style=\"font-weight: 400;\">San Diego auto insurance.<\/span><\/a><\/p>\n<h2>1. Aver\u00edas mec\u00e1nicas<\/h2>\n<p><span style=\"font-weight: 400;\">Muchos propietarios de autom\u00f3viles tienen la idea err\u00f3nea de que el seguro de autom\u00f3vil cubre los costos de mantenimiento t\u00edpicos. Sin embargo, las reparaciones como la transmisi\u00f3n o el reemplazo del motor no est\u00e1n cubiertas por la mayor\u00eda de las p\u00f3lizas. Deber\u00e1 comprar garant\u00edas mec\u00e1nicas para cubrir estos costos o hablar directamente con el fabricante sobre lo que maneja con respecto a las aver\u00edas y reparaciones de mantenimiento.<\/span><\/p>\n<h2>2. Personalizaci\u00f3n<\/h2>\n<p><span style=\"font-weight: 400;\">Tiene la capacidad de cambiar su autom\u00f3vil tanto como desee, lo que incluye agregar ruedas nuevas, asientos personalizados y m\u00e1s. Sin embargo, su proveedor de seguros de autom\u00f3viles no es responsable de los costos. Por lo tanto, solo realice cambios de personalizaci\u00f3n si su presupuesto lo cubre o si tiene otro tipo de cobertura adicional que incluya estos gastos.<\/span><\/p>\n<h2>3. Conductores no autorizados<\/h2>\n<p><span style=\"font-weight: 400;\">Cada vez que una persona se pone al volante de su veh\u00edculo, es mejor verificar la cobertura de seguro de la persona antes de permitirle conducir. La mayor\u00eda de las p\u00f3lizas de seguro de autom\u00f3viles no cubrir\u00e1n a los conductores adicionales a menos que esas personas est\u00e9n incluidas en su p\u00f3liza. Usted podr\u00eda enfrentar responsabilidades financieras severas si permite que un conductor adicional opere su veh\u00edculo y \u00e9l o ella tiene un accidente que da\u00f1a su autom\u00f3vil y\/u otros conductores y pasajeros.<\/span><\/p>\n<h2>4. Pertenencias de los pasajeros<\/h2>\n<p><span style=\"font-weight: 400;\">Si su veh\u00edculo ha sido robado o asaltado, el seguro de autom\u00f3vil no cubrir\u00e1 los costos de los art\u00edculos que pertenecen a un pasajero. Esto incluye anteojos de sol, carteras, computadoras port\u00e1tiles, dinero y varios accesorios. En la mayor\u00eda de los casos, la cobertura integral no cubre los costos de las pertenencias personales de los asegurados. Sin embargo, algunos proveedores de seguros para inquilinos y propietarios cubrir\u00e1n los costos de sus pertenencias.<\/span><\/p>\n<h2>5. Desgaste normal y rotura<\/h2>\n<p><span style=\"font-weight: 400;\">Las garant\u00edas extendidas son excelentes porque pueden ofrecer cobertura m\u00e1s all\u00e1 de un marco de tiempo promedio. Sin embargo, el desgaste normal no suele estar cubierto por el seguro de autom\u00f3vil. Su autom\u00f3vil puede estar en mal estado debido a la conducci\u00f3n de ida y vuelta al trabajo, pero una p\u00f3liza de seguro no cubre estos gastos. Si elige usar su veh\u00edculo para viajes compartidos u otros servicios de transporte, cualquier da\u00f1o causado por trabajar con estas organizaciones no est\u00e1 cubierto por el seguro de autom\u00f3vil. Sin embargo, la compa\u00f1\u00eda puede ofrecer protecci\u00f3n adicional por costos adicionales.<\/span><\/p>\n<h2>6. Actividad ilegal<\/h2>\n<p><span style=\"font-weight: 400;\">Conducir bajo la influencia de drogas y cantidades espec\u00edficas de alcohol es ilegal y podr\u00eda aumentar el riesgo de un accidente o lesiones graves. Si ha da\u00f1ado su veh\u00edculo u otro autom\u00f3vil mientras estaba bajo la influencia, su proveedor de seguros de autom\u00f3viles tiene derecho a denegar un reclamo. Otras actividades ilegales incluyen robos y accidentes intencionales o fingidos. Adem\u00e1s de que se le niegue su reclamo, podr\u00eda enfrentar graves consecuencias legales y posiblemente perder su licencia, ser multado o enfrentar tiempo en la c\u00e1rcel.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cuando necesite asesoramiento sobre qu\u00e9 tipo de cobertura de autom\u00f3vil necesita, conf\u00ede en Altra Insurance para ser su gu\u00eda. Lo ayudaremos a elegir la cobertura de seguro adecuada para usted para que pueda disfrutar de la tranquilidad. Ya sea que necesiten seguro de auto, seguro de motocicleta o de alta calidad <\/span><a href=\"https:\/\/altrainsurance.com\/auto-insurance-chula-vista\/\"><span style=\"font-weight: 400;\">seguro de auto en chula vista<\/span><\/a>.<span style=\"font-weight: 400;\"> Los residentes locales saben que pueden confiar en nosotros para brindarles una cobertura confiable y asequible. Ll\u00e1menos al (800) 719-9972 o solicite una cotizaci\u00f3n en l\u00ednea ahora.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Aunque hay varios tipos de seguros de autom\u00f3viles para elegir, ninguna p\u00f3liza cubrir\u00e1 todo. Por lo tanto, debe aprender lo m\u00e1s posible sobre la cobertura y elegir seg\u00fan sus preferencias y necesidades. Al considerar sus opciones de seguro de autom\u00f3vil, los conductores de San Diego deben tener en cuenta las siguientes cosas que... <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-car-insurance\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;6 Items Your Car Insurance Won\u2019t Cover&#8221;<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":3920,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3919","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>6 Things that Aren\u2019t Covered by Auto Insurance<\/title>\n<meta name=\"description\" content=\"Drivers need to be fully aware of exactly what\u2019s covered by their auto insurance policy. 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Here are several things car insurance policies usually don\u2019t cover.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-car-insurance\/","og_locale":"es_ES","og_type":"article","og_title":"6 Things that Aren\u2019t Covered by Auto Insurance","og_description":"Drivers need to be fully aware of exactly what\u2019s covered by their auto insurance policy. Here are several things car insurance policies usually don\u2019t cover.","og_url":"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-car-insurance\/","og_site_name":"ALTRA INSURANCE","article_published_time":"2021-05-24T09:00:29+00:00","article_modified_time":"2023-01-05T11:04:16+00:00","og_image":[{"width":525,"height":350,"url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/05\/Mechanical-Breakdown.jpg","type":"image\/jpeg"}],"author":"Altra Insurance","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Altra Insurance","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/#article","isPartOf":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/"},"author":{"name":"Altra Insurance","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"headline":"6 Items Your Car Insurance Won\u2019t Cover","datePublished":"2021-05-24T09:00:29+00:00","dateModified":"2023-01-05T11:04:16+00:00","mainEntityOfPage":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/"},"wordCount":582,"commentCount":0,"image":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/05\/Mechanical-Breakdown.jpg","articleSection":["Auto Insurance"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/","url":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/","name":"6 Things that Aren\u2019t Covered by Auto Insurance","isPartOf":{"@id":"https:\/\/altrainsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/#primaryimage"},"image":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/05\/Mechanical-Breakdown.jpg","datePublished":"2021-05-24T09:00:29+00:00","dateModified":"2023-01-05T11:04:16+00:00","author":{"@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"description":"Drivers need to be fully aware of exactly what\u2019s covered by their auto insurance policy. 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