{"id":3919,"date":"2021-05-24T09:00:29","date_gmt":"2021-05-24T09:00:29","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=3919"},"modified":"2026-10-01T09:52:05","modified_gmt":"2026-10-01T09:52:05","slug":"what-isnt-covered-under-car-insurance","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-car-insurance\/","title":{"rendered":"6 art\u00edculos que su seguro de autom\u00f3vil no cubrir\u00e1"},"content":{"rendered":"

Aunque hay varios tipos de seguros de autom\u00f3viles para elegir, ninguna p\u00f3liza cubrir\u00e1 todo. Por lo tanto, debe aprender lo m\u00e1s posible sobre la cobertura y elegir seg\u00fan sus preferencias y necesidades. Al considerar sus opciones de seguro de autom\u00f3vil, los conductores de San Diego deben tener en cuenta las siguientes cosas que normalmente no est\u00e1n cubiertas por <\/span>San Diego auto insurance.<\/span><\/a><\/p>\n

1. Aver\u00edas mec\u00e1nicas<\/h2>\n

Many car owners are under the misconception that auto insurance covers typical maintenance costs. However, repairs like a transmission or engine replacement<\/a> <\/strong>aren\u2019t covered under most policies. You\u2019ll need to purchase mechanical warranties to cover these costs or speak directly to the manufacturer about what it covers regarding maintenance breakdowns and repairs.<\/span><\/p>\n

2. Personalizaci\u00f3n<\/h2>\n

Tiene la capacidad de cambiar su autom\u00f3vil tanto como desee, lo que incluye agregar ruedas nuevas, asientos personalizados y m\u00e1s. Sin embargo, su proveedor de seguros de autom\u00f3viles no es responsable de los costos. Por lo tanto, solo realice cambios de personalizaci\u00f3n si su presupuesto lo cubre o si tiene otro tipo de cobertura adicional que incluya estos gastos.<\/span><\/p>\n

3. Conductores no autorizados<\/h2>\n

Cada vez que una persona se pone al volante de su veh\u00edculo, es mejor verificar la cobertura de seguro de la persona antes de permitirle conducir. La mayor\u00eda de las p\u00f3lizas de seguro de autom\u00f3viles no cubrir\u00e1n a los conductores adicionales a menos que esas personas est\u00e9n incluidas en su p\u00f3liza. Usted podr\u00eda enfrentar responsabilidades financieras severas si permite que un conductor adicional opere su veh\u00edculo y \u00e9l o ella tiene un accidente que da\u00f1a su autom\u00f3vil y\/u otros conductores y pasajeros.<\/span><\/p>\n

4. Pertenencias de los pasajeros<\/h2>\n

If your vehicle has been stolen or broken into, auto insurance won\u2019t cover the costs for items that belong to a passenger. This includes sunglasses, purses, laptops, money, and various accessories. In most cases, comprehensive coverage doesn\u2019t cover the costs for the personal belongings of policyholders. However, some renters and homeowners insurance providers<\/a> <\/strong>will cover the costs of your belongings.<\/span><\/p>\n

5. Desgaste normal y rotura<\/h2>\n

Extended warranties are excellent because they can offer coverage beyond an average time frame. However, normal wear and tear isn\u2019t typically covered by auto insurance. Your car may be in bad shape due to driving back and forth to work, but an insurance policy doesn\u2019t cover these expenses. If you choose to use your vehicle for rideshare or other various transportation services, any damage done from working with these organizations isn\u2019t covered by auto insurance. However, the company may offer additional protection for extra costs.<\/span><\/p>\n

6. Actividad ilegal<\/h2>\n

Conducir bajo la influencia de drogas y cantidades espec\u00edficas de alcohol es ilegal y podr\u00eda aumentar el riesgo de un accidente o lesiones graves. Si ha da\u00f1ado su veh\u00edculo u otro autom\u00f3vil mientras estaba bajo la influencia, su proveedor de seguros de autom\u00f3viles tiene derecho a denegar un reclamo. Otras actividades ilegales incluyen robos y accidentes intencionales o fingidos. Adem\u00e1s de que se le niegue su reclamo, podr\u00eda enfrentar graves consecuencias legales y posiblemente perder su licencia, ser multado o enfrentar tiempo en la c\u00e1rcel.<\/span><\/p>\n

Cuando necesite asesoramiento sobre qu\u00e9 tipo de cobertura de autom\u00f3vil necesita, conf\u00ede en Altra Insurance para ser su gu\u00eda. Lo ayudaremos a elegir la cobertura de seguro adecuada para usted para que pueda disfrutar de la tranquilidad. Ya sea que necesiten seguro de auto, seguro de motocicleta o de alta calidad <\/span>seguro de auto en chula vista<\/span><\/a>. Los residentes locales saben que pueden confiar en nosotros para brindarles una cobertura confiable y asequible. Ll\u00e1menos al (800) 719-9972 o solicite una cotizaci\u00f3n en l\u00ednea ahora.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Aunque hay varios tipos de seguros de autom\u00f3viles para elegir, ninguna p\u00f3liza cubrir\u00e1 todo. Por lo tanto, debe aprender lo m\u00e1s posible sobre la cobertura y elegir seg\u00fan sus preferencias y necesidades. Al considerar sus opciones de seguro de autom\u00f3vil, los conductores de San Diego deben tener en cuenta las siguientes cosas que... <\/p>\n

Continue reading “6 Items Your Car Insurance Won\u2019t Cover”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":3920,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3919","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"\n6 Things that Aren\u2019t Covered by Auto Insurance<\/title>\n<meta name=\"description\" content=\"Drivers need to be fully aware of exactly what\u2019s covered by their auto insurance policy. 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Here are several things car insurance policies usually don\u2019t cover.","og_url":"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-car-insurance\/","og_site_name":"ALTRA INSURANCE","article_published_time":"2021-05-24T09:00:29+00:00","article_modified_time":"2026-10-01T09:52:05+00:00","og_image":[{"width":525,"height":350,"url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/05\/Mechanical-Breakdown.jpg","type":"image\/jpeg"}],"author":"Altra Insurance","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Altra Insurance","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/#article","isPartOf":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/"},"author":{"name":"Altra Insurance","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"headline":"6 Items Your Car Insurance Won\u2019t Cover","datePublished":"2021-05-24T09:00:29+00:00","dateModified":"2026-10-01T09:52:05+00:00","mainEntityOfPage":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/"},"wordCount":582,"commentCount":0,"image":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/05\/Mechanical-Breakdown.jpg","articleSection":["Auto Insurance"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/","url":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/","name":"6 Things that Aren\u2019t Covered by Auto Insurance","isPartOf":{"@id":"https:\/\/altrainsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/#primaryimage"},"image":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-car-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2021\/05\/Mechanical-Breakdown.jpg","datePublished":"2021-05-24T09:00:29+00:00","dateModified":"2026-10-01T09:52:05+00:00","author":{"@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"description":"Drivers need to be fully aware of exactly what\u2019s covered by their auto insurance policy. 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