{"id":3678,"date":"2020-04-20T09:00:35","date_gmt":"2020-04-20T09:00:35","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=3678"},"modified":"2023-06-12T06:13:52","modified_gmt":"2023-06-12T06:13:52","slug":"making-a-homeowners-insurance-claim-if-doing-the-work-yourself","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/","title":{"rendered":"\u00bfPuedo conservar mi cheque de reclamo de seguro de hogar y hacer reparaciones yo mismo?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Si su casa necesita reparaciones debido a un desastre natural u otro evento cubierto por su seguro de propietarios, deber\u00e1 obtener varias cotizaciones de reparaci\u00f3n. Estas cotizaciones se entregan a su compa\u00f1\u00eda de seguros cuando presenta el reclamo. Con la popularidad cada vez mayor de los proyectos de bricolaje y la propiedad de vivienda, puede sentirse tentado a tomar lo que la compa\u00f1\u00eda de seguros est\u00e9 dispuesta a darle como pago por las reparaciones y luego hacer las reparaciones usted mismo. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Incluso podr\u00eda preguntar si mantener el cheque es legal. Aqu\u00ed est\u00e1n las respuestas a esa misma pregunta, dependiendo de las pr\u00e1cticas de su compa\u00f1\u00eda de seguros de hogar espec\u00edfica. Verifique su p\u00f3liza y los procedimientos de la compa\u00f1\u00eda de seguros con respecto a sus propias pr\u00e1cticas antes de seguir adelante con un reclamo sobre su seguro de propietarios. Los agentes experimentados de <\/span><span style=\"font-weight: 400;\">Altra Insurance Services, un proveedor l\u00edder de\u00a0<\/span><a href=\"https:\/\/altrainsurance.com\/homeownwers-insurance-san-diego\/\"><span style=\"font-weight: 400;\">seguro de vivienda San Diego<\/span><\/a><span style=\"font-weight: 400;\"> los residentes conf\u00edan en un servicio de alta calidad y una cobertura asequible, explique m\u00e1s.<\/span><\/p>\n<h2>S\u00ed, puede conservar el cheque y hacerlo usted mismo, pero ...<\/h2>\n<p><span style=\"font-weight: 400;\">En algunos casos, puede conservar el cheque que le env\u00eda la compa\u00f1\u00eda de seguros. Sin embargo, debe saber que si cambia el cheque, ha solidificado su reclamo y el pago de dicho reclamo al tomar el dinero. Si sigue adelante e intenta hacer reparaciones usted mismo y descubre que necesita contratar a un profesional, no tiene suerte si ya lo ha gastado en suministros. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Adem\u00e1s, una vez que cobra el cheque, no puede presentar un reclamo duplicado por el mismo problema de reparaci\u00f3n de la vivienda. Cobrar el cheque significa que acepta lo que le ofreci\u00f3 la compa\u00f1\u00eda de seguros, y la compa\u00f1\u00eda de seguros ya no le debe nada por ese reclamo o reparaci\u00f3n en particular. Si sus intentos de reparar su casa fallan o empeoran las cosas, no puede presentar otra reclamaci\u00f3n por el mismo problema. La compa\u00f1\u00eda de seguros lo culpar\u00eda por no contratar a un profesional, y no pagar\u00e1 por las fallas de bricolaje de un propietario.<\/span><\/p>\n<h2>No, no puede guardar el cheque<\/h2>\n<p><span style=\"font-weight: 400;\">Algunas compa\u00f1\u00edas de seguros son muy estrictas con sus definiciones cuando se trata de reparaci\u00f3n de viviendas. Tienen medidas de seguridad que evitan que los propietarios cambien cheques y conserven el dinero. Por ejemplo, algunas compa\u00f1\u00edas solicitar\u00e1n el nombre de la compa\u00f1\u00eda de reparaci\u00f3n que ha contratado, luego le enviar\u00e1n el cheque por correo con su nombre y el nombre de la compa\u00f1\u00eda de reparaci\u00f3n. Tanto usted como el contratista deber\u00e1n firmarlo para cobrarlo, y el dinero ir\u00e1 al bolsillo del contratista. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Otras compa\u00f1\u00edas de seguros solo har\u00e1n el cheque al contratista. Debe mostrar prueba de que ha asegurado los servicios del contratista (generalmente el contrato entre usted y el contratista). Nunca ve el cheque porque se env\u00eda por correo directamente al contratista responsable de completar las reparaciones de su hogar.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si no est\u00e1 seguro de su capacidad para hacer reparaciones en su hogar, es mejor dejarlo en manos de los profesionales. Tambi\u00e9n es inteligente trabajar con agentes de seguros que tienen la experiencia y los conocimientos necesarios para brindarle el mejor asesoramiento sobre sus necesidades \u00fanicas de seguros. Para un seguro de vivienda confiable y asequible, los propietarios de viviendas de San Diego saben que pueden confiar en Altra Insurance Services. Tambi\u00e9n proporcionamos inquilinos, comerciales, motocicletas y <\/span><a href=\"https:\/\/altrainsurance.com\/auto-insurance-san-diego\/\"><span style=\"font-weight: 400;\">San Diego car insurance.<\/span><\/a><span style=\"font-weight: 400;\"> Solicite una cotizaci\u00f3n gratis llamando hoy a uno de nuestros agentes amigables al 619-474-6666.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Si su casa necesita reparaciones debido a un desastre natural u otro evento cubierto por su seguro de propietarios, deber\u00e1 obtener varias cotizaciones de reparaci\u00f3n. Estas cotizaciones se entregan a su compa\u00f1\u00eda de seguros cuando presenta el reclamo. Con la creciente popularidad de los proyectos de bricolaje y la propiedad de vivienda, puede sentirse tentado a ... <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/altrainsurance.com\/es\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Can I Keep My Home Insurance Claim Check &#038; Make Repairs Myself?&#8221;<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":3687,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-3678","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-homeowners-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Can I Make Home Repairs &amp; Keep the Insurance Claim Money?<\/title>\n<meta name=\"description\" content=\"If your home has suffered damage, you may wonder if you can file a claim, make the repairs yourself, and keep the money. Here&#039;s the answer to that question.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can I Make Home Repairs &amp; Keep the Insurance Claim Money?\" \/>\n<meta property=\"og:description\" content=\"If your home has suffered damage, you may wonder if you can file a claim, make the repairs yourself, and keep the money. Here&#039;s the answer to that question.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/altrainsurance.com\/es\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/\" \/>\n<meta property=\"og:site_name\" content=\"ALTRA INSURANCE\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-20T09:00:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-12T06:13:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/altrainsurance.com\/wp-content\/uploads\/2020\/04\/Home-Insurance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"525\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Altra Insurance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Altra Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can I Make Home Repairs & Keep the Insurance Claim Money?","description":"If your home has suffered damage, you may wonder if you can file a claim, make the repairs yourself, and keep the money. Here's the answer to that question.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/altrainsurance.com\/es\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/","og_locale":"es_ES","og_type":"article","og_title":"Can I Make Home Repairs & Keep the Insurance Claim Money?","og_description":"If your home has suffered damage, you may wonder if you can file a claim, make the repairs yourself, and keep the money. Here's the answer to that question.","og_url":"https:\/\/altrainsurance.com\/es\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/","og_site_name":"ALTRA INSURANCE","article_published_time":"2020-04-20T09:00:35+00:00","article_modified_time":"2023-06-12T06:13:52+00:00","og_image":[{"width":525,"height":350,"url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2020\/04\/Home-Insurance.jpg","type":"image\/jpeg"}],"author":"Altra Insurance","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Altra Insurance","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/#article","isPartOf":{"@id":"https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/"},"author":{"name":"Altra Insurance","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"headline":"Can I Keep My Home Insurance Claim Check &#038; Make Repairs Myself?","datePublished":"2020-04-20T09:00:35+00:00","dateModified":"2023-06-12T06:13:52+00:00","mainEntityOfPage":{"@id":"https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/"},"wordCount":572,"commentCount":0,"image":{"@id":"https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2020\/04\/Home-Insurance.jpg","articleSection":["Homeowners Insurance"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/","url":"https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/","name":"Can I Make Home Repairs & Keep the Insurance Claim Money?","isPartOf":{"@id":"https:\/\/altrainsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/#primaryimage"},"image":{"@id":"https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2020\/04\/Home-Insurance.jpg","datePublished":"2020-04-20T09:00:35+00:00","dateModified":"2023-06-12T06:13:52+00:00","author":{"@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"description":"If your home has suffered damage, you may wonder if you can file a claim, make the repairs yourself, and keep the money. Here's the answer to that question.","breadcrumb":{"@id":"https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/#primaryimage","url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2020\/04\/Home-Insurance.jpg","contentUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2020\/04\/Home-Insurance.jpg","width":525,"height":350,"caption":"Can I Keep My Home Insurance Claim Check & Make Repairs Myself in San Diego, CA"},{"@type":"BreadcrumbList","@id":"https:\/\/altrainsurance.com\/making-a-homeowners-insurance-claim-if-doing-the-work-yourself\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/altrainsurance.com\/"},{"@type":"ListItem","position":2,"name":"Can I Keep My Home Insurance Claim Check &#038; Make Repairs Myself?"}]},{"@type":"WebSite","@id":"https:\/\/altrainsurance.com\/#website","url":"https:\/\/altrainsurance.com\/","name":"SEGURO ALTRA","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/altrainsurance.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1","name":"Altra Insurance","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","caption":"Altra Insurance"},"sameAs":["http:\/\/blog578"],"url":"https:\/\/altrainsurance.com\/es\/author\/blog578-2\/"}]}},"jetpack_featured_media_url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2020\/04\/Home-Insurance.jpg","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/3678","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/comments?post=3678"}],"version-history":[{"count":2,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/3678\/revisions"}],"predecessor-version":[{"id":5471,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/3678\/revisions\/5471"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media\/3687"}],"wp:attachment":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media?parent=3678"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/categories?post=3678"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/tags?post=3678"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}