{"id":3140,"date":"2020-02-21T09:00:38","date_gmt":"2020-02-21T09:00:38","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1927"},"modified":"2024-09-30T12:41:20","modified_gmt":"2024-09-30T12:41:20","slug":"primary-things-that-lead-to-business-interruption","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/primary-things-that-lead-to-business-interruption\/","title":{"rendered":"Las 5 razones principales para la interrupci\u00f3n del negocio"},"content":{"rendered":"

Es imposible dirigir un negocio sin la interrupci\u00f3n ocasional. Lo que m\u00e1s importa es que su organizaci\u00f3n tenga un plan para lidiar con las consecuencias. La \u00fanica soluci\u00f3n que asegura que la empresa permanecer\u00e1 en el negocio despu\u00e9s del evento es tener <\/span>seguro de negocio. San Diego<\/a><\/span>\u00a0Los due\u00f1os de negocios deben conocer las cinco causas m\u00e1s comunes de interrupci\u00f3n de negocios y c\u00f3mo impactan a las compa\u00f1\u00edas.<\/span><\/p>\n

1. Incendios y explosiones<\/h2>\n

Los incendios y las explosiones son las amenazas m\u00e1s comunes para la continuidad del negocio. Revise su cobertura actual para asegurarse de que la p\u00f3liza cubra estos peligros. Si no, vale la pena agregar planes complementarios o cobertura adicional. De lo contrario, toda su operaci\u00f3n podr\u00eda fallar si experimenta un incendio o una explosi\u00f3n graves.<\/span><\/p>\n

2. Desastres naturales<\/h2>\n

Nada puede eliminar las operaciones de una empresa como un desastre natural. Las amenazas naturales que pueden poner en peligro a una empresa son bien conocidas en la mayor\u00eda de las \u00e1reas e incluyen huracanes, tornados y otros eventos clim\u00e1ticos importantes. En el caso de un hurac\u00e1n u otro desastre significativo, a menudo la \u00fanica forma posible de continuar operando el negocio es mediante la reconstrucci\u00f3n o la reubicaci\u00f3n. Cualquiera de estas soluciones requiere grandes cantidades de capital o dependencia de un pago de seguro.<\/span><\/p>\n

3. Fallas del proveedor y procesos ajustados<\/h2>\n

Los procesos lean y las fallas a nivel de proveedor tambi\u00e9n pueden hacer que una empresa falle r\u00e1pidamente. Existen numerosas estrategias para mitigar el riesgo de la cadena de suministro, y vale la pena implementarlas. Tambi\u00e9n es posible comprar un seguro espec\u00edfico de falla del proveedor, y puede valer la pena la inversi\u00f3n. Dependiendo de lo arriesgada que sea la situaci\u00f3n, un seguro adicional es la mejor manera de protegerse contra un cierre completo. <\/span><\/p>\n

4. Incidentes cibern\u00e9ticos<\/h2>\n

El mundo empresarial conectado ofrece muchos beneficios, pero tambi\u00e9n tiene algunos inconvenientes importantes. En particular, los ataques cibern\u00e9ticos son una amenaza constante que puede causar un da\u00f1o financiero incre\u00edble a las organizaciones. El seguro cibern\u00e9tico es la forma principal de mitigar el da\u00f1o de un ataque en toda regla. Con la cobertura adecuada, una empresa puede esperar resistir las secuelas de una intrusi\u00f3n o pirater\u00eda importante. Los ciberataques contin\u00faan ganando popularidad y complejidad. Es un momento ideal para agregar un seguro cibern\u00e9tico, especialmente si su organizaci\u00f3n est\u00e1 conectada en red y utiliza Internet para llevar a cabo un gran porcentaje de sus negocios.<\/span><\/p>\n

5. Desglose de maquinaria<\/h2>\n

Las empresas que conf\u00edan en las m\u00e1quinas para producir productos pueden fallar si las m\u00e1quinas se descomponen demasiado r\u00e1pido o se deterioran hasta el punto de no retorno. Cuando existe una amenaza como esta, vale la pena tener un seguro de aver\u00eda de maquinaria. Esa cobertura espec\u00edfica cubrir\u00e1 da\u00f1os inesperados y repentinos a las m\u00e1quinas. La compa\u00f1\u00eda de seguros pagar\u00e1 para reemplazar la maquinaria, lo que mantendr\u00e1 el negocio funcionando sin problemas.<\/span><\/p>\n

Ser propietario de una empresa implica asumir ciertos tipos de riesgo, pero operar sin un seguro de interrupci\u00f3n comercial es un riesgo que no debe asumir. Los peligros enumerados anteriormente son solo algunos de los factores que hacen que este tipo de cobertura sea una necesidad absoluta para muchas empresas. Para seguros comerciales y comerciales confiables y asequibles, as\u00ed como para propietarios de viviendas, inquilinos, motocicletas y\u00a0<\/span>seguro de auto en chula vista<\/span><\/a>, comun\u00edquese con los profesionales experimentados de Altra Insurance Services. Ll\u00e1menos hoy al 619-474-6666 para averiguar c\u00f3mo podemos satisfacer todas sus necesidades de seguro.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

It’s impossible to run a business without the occasional interruption. What matters most is that your organization has a plan in place to deal with the fallout. The only solution that ensures the company will stay in business after the event is having proper business insurance. San Diego\u00a0business owners should be aware of the five … <\/p>\n

Continue reading “Top 5 Reasons for Business Interruption”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":3262,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-3140","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commercial-insurance"],"yoast_head":"\n5 Most Common Causes of Business Interruption<\/title>\n<meta name=\"description\" content=\"In the event of a disaster, your business could face major interruptions in service and income. 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