{"id":3136,"date":"2020-02-10T09:00:51","date_gmt":"2020-02-10T09:00:51","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1908"},"modified":"2023-01-05T11:39:05","modified_gmt":"2023-01-05T11:39:05","slug":"insurance-for-home-based-business","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/insurance-for-home-based-business\/","title":{"rendered":"\u00bfMi negocio familiar est\u00e1 cubierto por mi seguro de propietarios?"},"content":{"rendered":"

Trabajar desde la comodidad de su hogar es uno de los mejores aspectos del mundo digital actual. Tambi\u00e9n puede ganar dinero y reducir los costos de transporte. Sin embargo, al igual que cualquier otro negocio, algunos riesgos est\u00e1n asociados con \u00e9l. Siga leyendo para saber si su seguro de propietarios cubre su empresa comercial.<\/span><\/p>\n

La cobertura<\/h2>\n

El seguro de hogar cubrir\u00e1 parte de su propiedad en caso de desastres naturales y otros da\u00f1os. Sin embargo, hay algunos activos comerciales espec\u00edficos que el seguro de hogar no cubre en absoluto, incluidos archivos, dispositivos tecnol\u00f3gicos y otros equipos profesionales. Por esta raz\u00f3n, podr\u00eda experimentar p\u00e9rdidas antes de que su negocio repunte. Por ejemplo, pagar\u00e1 por lesiones de empleados, da\u00f1os a la propiedad y demandas. No olvide que tambi\u00e9n perder\u00e1 datos que son esenciales para sus clientes. Por lo tanto, necesitas <\/span>seguro de negocio<\/span><\/a> eso puede protegerlo de los riesgos.<\/span><\/p>\n

P\u00f3lizas de seguro para negocios en el hogar<\/h2>\n

El mejor enfoque es comprar un seguro por separado para su negocio en el hogar. Estas son algunas de las opciones que puede considerar para su empresa:<\/span><\/p>\n

\u2022 P\u00f3liza de propietarios de negocios: este tipo de seguro cubrir\u00e1 la estructura de su hogar, as\u00ed como la p\u00e9rdida de inventario e ingresos. La pol\u00edtica tambi\u00e9n protege los equipos que son cr\u00edticos para la operaci\u00f3n de su negocio. <\/span>
\n<\/span>\u2022 Responsabilidad civil general: este tipo de seguro lo protege de los gastos que vienen con demandas presentadas por sus empleados por cuestiones como negligencia y lesiones en el lugar de trabajo. El seguro lo ayudar\u00e1 a cubrir los costos, como honorarios de abogados y reclamos de compensaci\u00f3n.<\/span><\/p>\n

Planes de seguro adicionales<\/h2>\n

Puede ajustar la cobertura del seguro seg\u00fan su industria. Si su computadora port\u00e1til tiene informaci\u00f3n confidencial y confidencial almacenada, necesita un seguro de violaci\u00f3n de datos en caso de que alguien la robe. Este tipo de seguro es a\u00fan m\u00e1s esencial si ha almacenado datos importantes de clientes, especialmente informaci\u00f3n de tarjetas de cr\u00e9dito, en su computadora.<\/span><\/p>\n

El seguro de responsabilidad profesional cubre las p\u00e9rdidas incurridas si elimina archivos importantes por error. Adem\u00e1s, si pierde datos debido a virus o mal funcionamiento del software, el seguro de responsabilidad profesional puede ayudarlo a pagar los honorarios legales y lo protege en caso de reclamos basados en errores y omisiones.<\/span><\/p>\n

La responsabilidad del producto es otro tipo de cobertura de seguro que necesita si vende alimentos, ropa u otros productos desde su hogar. De esta manera, si los clientes se quejan de que su producto no funciona correctamente, estar\u00e1 financieramente seguro y preparado en caso de demandas.<\/span><\/p>\n

Los propietarios de negocios en el hogar deben asegurarse de protegerse comprando la cobertura de seguro adecuada. Para un seguro comercial asequible y confiable, as\u00ed como para propietarios de viviendas, inquilinos, motocicletas y\u00a0<\/span>auto insurance Chula Vista,<\/span><\/a>\u00a0call on the trustworthy professionals at Altra Insurance Services. Reach out to us today at 619-474-6666 to learn how we can satisfy all your insurance needs.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Trabajar desde la comodidad de su hogar es uno de los mejores aspectos del mundo digital actual. Tambi\u00e9n puede ganar dinero y reducir los costos de transporte. Sin embargo, al igual que cualquier otro negocio, algunos riesgos est\u00e1n asociados con \u00e9l. Siga leyendo para saber si su seguro de propietarios cubre su empresa comercial. La cobertura ... <\/p>\n

Continue reading “Is My Home Business Covered by My Homeowners Insurance?”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":3261,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-3136","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-commercial-insurance"],"yoast_head":"\nDoes My Homeowners Insurance Cover My Business?<\/title>\n<meta name=\"description\" content=\"If you work from your home, you should learn about the type of insurance coverage you\u2019ll need. 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