{"id":3135,"date":"2020-02-03T09:00:01","date_gmt":"2020-02-03T09:00:01","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1900"},"modified":"2022-08-25T07:23:22","modified_gmt":"2022-08-25T07:23:22","slug":"is-auto-insurance-cheaper-for-older-models","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/is-auto-insurance-cheaper-for-older-models\/","title":{"rendered":"\u00bfEl seguro de autom\u00f3vil es menos costoso para veh\u00edculos antiguos?"},"content":{"rendered":"

\u00bfEst\u00e1 pensando en comprar un autom\u00f3vil nuevo o usado y se pregunta cu\u00e1l es m\u00e1s barato de asegurar? En la mayor\u00eda de los casos, es m\u00e1s barato asegurar un autom\u00f3vil m\u00e1s antiguo que uno nuevo. Desde la perspectiva de la compa\u00f1\u00eda de seguros, es m\u00e1s barato reparar y reemplazar un autom\u00f3vil m\u00e1s antiguo que un veh\u00edculo nuevo, especialmente un autom\u00f3vil deportivo nuevo o uno con mucha potencia. Por esa raz\u00f3n, las primas de seguro para un autom\u00f3vil viejo o usado, incluso si tiene solo unos pocos a\u00f1os, pueden ser menos costosas que las de un veh\u00edculo nuevo.<\/span><\/p>\n

Las piezas y la mano de obra suelen ser menos costosas para los autom\u00f3viles m\u00e1s antiguos<\/h2>\n

Si tiene un accidente en un autom\u00f3vil antiguo, los costos de reparaci\u00f3n a menudo ser\u00e1n m\u00e1s bajos porque las piezas del mercado de accesorios pueden obtenerse de los distribuidores de piezas de autom\u00f3viles y dep\u00f3sitos de chatarra. Su compa\u00f1\u00eda de seguros de autom\u00f3viles toma esto en consideraci\u00f3n cuando suscribe su p\u00f3liza para determinar el monto de la prima mensual.<\/span><\/p>\n

Es m\u00e1s barato reemplazar un auto antiguo<\/h2>\n

Los autos m\u00e1s viejos tienen un valor de mercado m\u00e1s bajo que los autos nuevos. Por ejemplo, un autom\u00f3vil nuevo puede valer decenas de miles de d\u00f3lares durante a\u00f1os despu\u00e9s de que lo compre, lo que significa que la compa\u00f1\u00eda de seguros tendr\u00eda que emitir un cheque mucho m\u00e1s grande si su autom\u00f3vil fuera declarado p\u00e9rdida total despu\u00e9s de un accidente. Por el contrario, un autom\u00f3vil usado solo puede valer cinco o diez mil d\u00f3lares en el momento del accidente, lo que resulta en un cheque mucho m\u00e1s peque\u00f1o si el autom\u00f3vil se declara una p\u00e9rdida total. los <\/span>Seguro de auto en San Diego<\/span><\/a> La compa\u00f1\u00eda toma en cuenta el valor de mercado de su autom\u00f3vil cuando redacta su p\u00f3liza de seguro de autom\u00f3vil.<\/span><\/p>\n

No necesitas tanto seguro<\/h2>\n

Si se paga su autom\u00f3vil anterior, no necesita tanto seguro porque el \u00fanico seguro requerido por ley es la responsabilidad, que paga la reparaci\u00f3n o el reemplazo del veh\u00edculo del otro conductor si se determina que usted es el conductor culpable . Cuando tiene un autom\u00f3vil nuevo o usado que todav\u00eda est\u00e1 pagando, su instituci\u00f3n financiera le exigir\u00e1 que tenga p\u00f3lizas de responsabilidad civil, colisi\u00f3n y seguro integral en el veh\u00edculo, lo que podr\u00eda aumentar el costo de su prima mensual en cientos de d\u00f3lares al mes.<\/span><\/p>\n

Cuando necesitan autom\u00f3viles, inquilinos, comerciales o <\/span>seguro de vivienda, San Diego<\/span><\/a> los residentes recurren a <\/span>Los agentes experimentados de Altra Insurance Services. Llame a uno de nuestros representantes amistosos hoy al 619-474-6666 para saber c\u00f3mo puede ahorrar dinero en su seguro de auto.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

\u00bfEst\u00e1 pensando en comprar un autom\u00f3vil nuevo o usado y se pregunta cu\u00e1l es m\u00e1s barato de asegurar? En la mayor\u00eda de los casos, es m\u00e1s barato asegurar un autom\u00f3vil m\u00e1s antiguo que uno nuevo. Desde la perspectiva de la compa\u00f1\u00eda de seguros, es m\u00e1s barato reparar y reemplazar un autom\u00f3vil m\u00e1s antiguo que un veh\u00edculo nuevo, especialmente un autom\u00f3vil deportivo nuevo o ... <\/p>\n

Continue reading “Is Car Insurance Less Expensive for Older Vehicles?”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":1907,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3135","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"\nAre Older Cars Cheaper to Insure?<\/title>\n<meta name=\"description\" content=\"One factor to consider when you\u2019re buying a car is the price of insuring it. 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