{"id":3123,"date":"2019-12-06T09:00:16","date_gmt":"2019-12-06T09:00:16","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1806"},"modified":"2023-01-05T12:33:48","modified_gmt":"2023-01-05T12:33:48","slug":"what-isnt-covered-under-renters-insurance","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-renters-insurance\/","title":{"rendered":"\u00bfCu\u00e1les son algunas cosas que el seguro para inquilinos no cubrir\u00e1?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Moverse nunca es f\u00e1cil. De hecho, encontrar el lugar perfecto suele ser m\u00e1s f\u00e1cil que hacer el movimiento real. Pero cuando se muda, lo primero que debe hacer al alquilar un lugar para vivir es invertir en un seguro para inquilinos. El seguro para inquilinos es similar al seguro para propietarios de viviendas porque lo protege si se produce una lesi\u00f3n en su hogar o se rompe o le roban algo de valor. Sin embargo, a pesar de lo esencial que es el seguro para inquilinos, no cubre todo. Contin\u00faa leyendo para aprender qu\u00e9 <\/span><a href=\"https:\/\/altrainsurance.com\/renters-insurance-san-diego\/\"><span style=\"font-weight: 400;\">el seguro para inquilinos<\/span><\/a><span style=\"font-weight: 400;\"> no cubre<\/span><\/p>\n<h2>Desastres naturales<\/h2>\n<p><span style=\"font-weight: 400;\">Los desastres naturales pueden ocurrir en cualquier momento, por lo que es importante estar preparado. Si se pierde o da\u00f1a algo debido a un desastre natural, no estar\u00e1 cubierto por el seguro para inquilinos. Sin embargo, esto no significa que no pueda protegerse. Hay p\u00f3lizas de seguro separadas que puede comprar, como el seguro contra inundaciones. Tambi\u00e9n puede agregar una cl\u00e1usula adicional en su pol\u00edtica actual de inquilinos.<\/span><\/p>\n<h2>Art\u00edculos que no est\u00e1n documentados<\/h2>\n<p><span style=\"font-weight: 400;\">Una cosa que muchas personas tienden a pasar por alto es el hecho de que el seguro para inquilinos no cubre art\u00edculos que no han sido documentados. Sin ninguna prueba de que pose\u00eda lo que fue robado o destruido, realmente no hay nada que la compa\u00f1\u00eda de seguros pueda hacer. De hecho, cada vez que presenta un reclamo de seguro, est\u00e1 obligado a proporcionar la verificaci\u00f3n con los recibos. Para mantenerse cubierto, no tire ninguno de sus recibos y tome fotograf\u00edas de sus pertenencias.<\/span><\/p>\n<h2>Plagas<\/h2>\n<p><span style=\"font-weight: 400;\">Si hay algo que todo inquilino teme, es una infestaci\u00f3n de plagas. A las plagas les gusta hacerse bienvenidos en su hogar, lo que puede significar un desastre para sus pertenencias. Y si tener sus cosas personales destruidas por insectos o roedores no es lo suficientemente malo, su seguro de inquilinos no podr\u00e1 ayudarlo, ni cubrir\u00e1 el costo de un exterminador.<\/span><\/p>\n<h2>Da\u00f1o a la propiedad<\/h2>\n<p><span style=\"font-weight: 400;\">El seguro para inquilinos cubre da\u00f1os a sus pertenencias personales pero no da\u00f1os a la propiedad o al edificio. Si estos est\u00e1n da\u00f1ados, depende del seguro de su arrendador arreglarlo. Aseg\u00farese de informar cualquier contratiempo y da\u00f1os a su arrendador de inmediato. Adem\u00e1s, tenga en cuenta si su p\u00f3liza cubrir\u00e1 los da\u00f1os causados por otra persona en su hogar o por otra persona que viva en el edificio. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Al igual que el seguro para propietarios de viviendas, la cobertura del seguro para inquilinos variar\u00e1. Y con tantas variables, como el lugar donde vive e incluso el tama\u00f1o de su apartamento, siempre es inteligente comprar la mejor cobertura. Antes de tomar una decisi\u00f3n final, compare al menos dos o tres compa\u00f1\u00edas. Mientras que algunas compa\u00f1\u00edas ofrecen descuentos por agrupar diferentes tipos de cobertura, otras no. Aseg\u00farese de comprender los niveles m\u00ednimos y m\u00e1ximos de cobertura antes de decidir.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si est\u00e1 alquilando, aseg\u00farese de comprar un seguro para inquilinos que cubra la p\u00e9rdida o el da\u00f1o a sus pertenencias y lo proteja en caso de reclamos de responsabilidad civil derivados de lesiones en su hogar. Para un seguro de inquilino asequible y confiable, as\u00ed como otros tipos de cobertura, incluyendo motocicletas y <\/span><a href=\"https:\/\/altrainsurance.com\/auto-insurance-chula-vista\/\"><span style=\"font-weight: 400;\">seguro de auto chula vista<\/span><\/a><span style=\"font-weight: 400;\">, conf\u00ede en los agentes experimentados de Altra Insurance Services. Ll\u00e1menos hoy al<\/span> <span style=\"font-weight: 400;\">619-474-6666 para solicitar un presupuesto gratuito para cualquiera de sus necesidades de seguro.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Moverse nunca es f\u00e1cil. De hecho, encontrar el lugar perfecto suele ser m\u00e1s f\u00e1cil que hacer el movimiento real. Pero cuando se muda, lo primero que debe hacer al alquilar un lugar para vivir es invertir en un seguro para inquilinos. El seguro para inquilinos es similar al seguro para propietarios de viviendas porque lo protege si ocurre una lesi\u00f3n ... <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-renters-insurance\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;What Are Some Things Renters Insurance Won\u2019t Cover?&#8221;<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":1808,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-3123","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-renters-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Is Not Covered by Renters Insurance?<\/title>\n<meta name=\"description\" content=\"Renters need to be fully aware of exactly what\u2019s covered by their renters insurance. Here are several things renters insurance policies usually don\u2019t cover.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-renters-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Is Not Covered by Renters Insurance?\" \/>\n<meta property=\"og:description\" content=\"Renters need to be fully aware of exactly what\u2019s covered by their renters insurance. Here are several things renters insurance policies usually don\u2019t cover.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-renters-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"ALTRA INSURANCE\" \/>\n<meta property=\"article:published_time\" content=\"2019-12-06T09:00:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-05T12:33:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/request-a-quote.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1366\" \/>\n\t<meta property=\"og:image:height\" content=\"516\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Altra Insurance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Altra Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Is Not Covered by Renters Insurance?","description":"Renters need to be fully aware of exactly what\u2019s covered by their renters insurance. Here are several things renters insurance policies usually don\u2019t cover.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-renters-insurance\/","og_locale":"es_ES","og_type":"article","og_title":"What Is Not Covered by Renters Insurance?","og_description":"Renters need to be fully aware of exactly what\u2019s covered by their renters insurance. Here are several things renters insurance policies usually don\u2019t cover.","og_url":"https:\/\/altrainsurance.com\/es\/what-isnt-covered-under-renters-insurance\/","og_site_name":"ALTRA INSURANCE","article_published_time":"2019-12-06T09:00:16+00:00","article_modified_time":"2023-01-05T12:33:48+00:00","og_image":[{"width":1366,"height":516,"url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/request-a-quote.jpg","type":"image\/jpeg"}],"author":"Altra Insurance","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Altra Insurance","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/#article","isPartOf":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/"},"author":{"name":"Altra Insurance","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"headline":"What Are Some Things Renters Insurance Won\u2019t Cover?","datePublished":"2019-12-06T09:00:16+00:00","dateModified":"2023-01-05T12:33:48+00:00","mainEntityOfPage":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/"},"wordCount":534,"commentCount":0,"image":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/request-a-quote.jpg","articleSection":["Renters Insurance"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/","url":"https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/","name":"What Is Not Covered by Renters Insurance?","isPartOf":{"@id":"https:\/\/altrainsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/#primaryimage"},"image":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/request-a-quote.jpg","datePublished":"2019-12-06T09:00:16+00:00","dateModified":"2023-01-05T12:33:48+00:00","author":{"@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"description":"Renters need to be fully aware of exactly what\u2019s covered by their renters insurance. Here are several things renters insurance policies usually don\u2019t cover.","breadcrumb":{"@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/#primaryimage","url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/request-a-quote.jpg","contentUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/request-a-quote.jpg","width":1366,"height":516,"caption":"what isnt covered under renters insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/altrainsurance.com\/what-isnt-covered-under-renters-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/altrainsurance.com\/"},{"@type":"ListItem","position":2,"name":"What Are Some Things Renters Insurance Won\u2019t Cover?"}]},{"@type":"WebSite","@id":"https:\/\/altrainsurance.com\/#website","url":"https:\/\/altrainsurance.com\/","name":"SEGURO ALTRA","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/altrainsurance.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1","name":"Altra Insurance","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","caption":"Altra Insurance"},"sameAs":["http:\/\/blog578"],"url":"https:\/\/altrainsurance.com\/es\/author\/blog578-2\/"}]}},"jetpack_featured_media_url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/request-a-quote.jpg","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/3123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/comments?post=3123"}],"version-history":[{"count":3,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/3123\/revisions"}],"predecessor-version":[{"id":7064,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/3123\/revisions\/7064"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media\/1808"}],"wp:attachment":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media?parent=3123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/categories?post=3123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/tags?post=3123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}