{"id":3122,"date":"2019-12-02T09:00:14","date_gmt":"2019-12-02T09:00:14","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1795"},"modified":"2022-08-30T07:21:08","modified_gmt":"2022-08-30T07:21:08","slug":"what-to-know-about-multicar-insurance-policies","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/","title":{"rendered":"\u00bfC\u00f3mo puedo asegurar m\u00e1s de un autom\u00f3vil con una p\u00f3liza \u00fanica?"},"content":{"rendered":"

Comprender el seguro de auto puede ser complicado, considerando la variedad de tipos de cobertura, qu\u00e9 excluyen esos tipos de cobertura y qu\u00e9 tipos de veh\u00edculos, como motocicletas, remolques y veh\u00edculos de gran tama\u00f1o, requieren pol\u00edticas espec\u00edficas. Uno pensar\u00eda que agregar un veh\u00edculo adicional har\u00eda las cosas m\u00e1s complicadas, pero sorprendentemente, no cambia mucho. <\/span><\/p>\n

\u00bfC\u00f3mo obtengo una pol\u00edtica de autom\u00f3viles m\u00faltiples?<\/h2>\n

Algunas compa\u00f1\u00edas de seguros requieren que ambos autos est\u00e9n en la misma direcci\u00f3n y que los propietarios est\u00e9n relacionados de alguna manera (por ejemplo, hermanos, padres o c\u00f3nyuges). Otros simplemente requieren que ambas partes vivan en la misma direcci\u00f3n. El requisito principal que no cambia es que debe tener m\u00e1s de un veh\u00edculo de pasajeros asegurado bajo la misma p\u00f3liza. Para configurar una p\u00f3liza para varios veh\u00edculos, necesitar\u00e1 tener el VIN y la informaci\u00f3n del titular del derecho de retenci\u00f3n para cada veh\u00edculo junto con los n\u00fameros de licencia de conducir de los respectivos conductores. Algunas compa\u00f1\u00edas de seguros tambi\u00e9n ofrecen descuentos para p\u00f3lizas de autom\u00f3viles m\u00faltiples, con un l\u00edmite de 4 a 5 autom\u00f3viles. <\/span><\/p>\n

\u00bfQu\u00e9 reglas suelen aplicarse?<\/h2>\n

Al configurar la cobertura de los veh\u00edculos, existen algunas reglas b\u00e1sicas que las compa\u00f1\u00edas de seguros suelen establecer. En primer lugar, generalmente requieren que los l\u00edmites para su responsabilidad y la cobertura de motorista sin seguro sean los mismos. Estos l\u00edmites de cobertura b\u00e1sicamente determinan la cantidad m\u00e1xima que cubrir\u00e1 su seguro en caso de que sea responsable por un accidente o en un accidente con una parte no asegurada. Esto se hace principalmente para mantener las cosas simples, ya que tener l\u00edmites diferentes para cada veh\u00edculo podr\u00eda generar confusi\u00f3n al tratar con reclamos. Sin embargo, todas las dem\u00e1s coberturas o complementos se pueden cambiar para adaptarse a las necesidades de cada controlador individual. Estos incluyen cobertura de colisi\u00f3n, integral y de alquiler, ya que esas coberturas no son requeridas por la ley estatal. <\/span>
\n<\/span>
\n<\/span>La otra regla es que todos los veh\u00edculos deben considerarse veh\u00edculos de pasajeros. Por ejemplo, no puede tener una motocicleta y un veh\u00edculo de pasajeros en una p\u00f3liza de autom\u00f3viles m\u00faltiples. Necesitar\u00eda dos pol\u00edticas separadas, ya que las pol\u00edticas de motocicletas son ligeramente diferentes de <\/span>Seguro de auto en San Diego<\/span><\/a> pol\u00edticas Dejando a un lado esas dos reglas, establecer una pol\u00edtica de veh\u00edculos m\u00faltiples es b\u00e1sicamente lo mismo que una pol\u00edtica de veh\u00edculo \u00fanico, excepto que hay m\u00e1s de un veh\u00edculo.<\/span><\/p>\n

\u00bfQu\u00e9 sucede en un accidente?<\/h2>\n

Cuando tiene un accidente y tiene una pol\u00edtica de autom\u00f3viles m\u00faltiples, las cosas se desarrollan exactamente igual que con una pol\u00edtica de autom\u00f3vil \u00fanico. Se aplica la cobertura del veh\u00edculo en el accidente, por lo que si tiene cobertura de colisi\u00f3n con un deducible $200, debe pagar el primer $200, y el resto est\u00e1 cubierto por el seguro. Dado que todos los veh\u00edculos est\u00e1n agrupados en una sola pol\u00edtica, un aumento de la tarifa para un veh\u00edculo aumentar\u00eda el costo de toda la pol\u00edtica, aunque la evaluaci\u00f3n del riesgo para los otros veh\u00edculos en esa pol\u00edtica permanecer\u00eda sin cambios. Si alguien en su p\u00f3liza es propenso a sufrir accidentes, puede hacer que esa persona sea eliminada de la p\u00f3liza, pero como resultado puede perder cualquier descuento para varios autom\u00f3viles.\u00a0<\/span><\/p>\n

Ya sea que necesiten un seguro de autom\u00f3vil confiable y asequible o una motocicleta, negocio o motocicleta confiable\u00a0<\/span>seguro de vivienda, San Diego<\/span><\/a>\u00a0los residentes recurren a Altra Insurance Services. Para una cobertura de alta calidad y un servicio incomparable, comun\u00edquese con nuestros agentes experimentados. Ll\u00e1menos hoy al 619-474-6666 para saber c\u00f3mo puede ahorrar dinero en todas sus necesidades de seguro.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Comprender el seguro de auto puede ser complicado, considerando la variedad de tipos de cobertura, qu\u00e9 excluyen esos tipos de cobertura y qu\u00e9 tipos de veh\u00edculos, como motocicletas, remolques y veh\u00edculos de gran tama\u00f1o, requieren pol\u00edticas espec\u00edficas. Uno pensar\u00eda que agregar un veh\u00edculo adicional har\u00eda las cosas m\u00e1s complicadas, pero sorprendentemente, no cambia mucho. \u00bfC\u00f3mo consigo un autom\u00f3vil m\u00faltiple ... <\/p>\n

Continue reading “How Can I Insure More than One Car on a Single Policy?”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":1802,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3122","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"\nHow Does Insurance Work if You Have Multiple Vehicles?<\/title>\n<meta name=\"description\" content=\"Many families have more than one vehicle on a single auto insurance policy, and they can often save money as a result. Here\u2019s how multi-car policies work.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Does Insurance Work if You Have Multiple Vehicles?\" \/>\n<meta property=\"og:description\" content=\"Many families have more than one vehicle on a single auto insurance policy, and they can often save money as a result. Here\u2019s how multi-car policies work.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/\" \/>\n<meta property=\"og:site_name\" content=\"ALTRA INSURANCE\" \/>\n<meta property=\"article:published_time\" content=\"2019-12-02T09:00:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-30T07:21:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/RENTERS-INSURANCE.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1366\" \/>\n\t<meta property=\"og:image:height\" content=\"516\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Altra Insurance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Altra Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Does Insurance Work if You Have Multiple Vehicles?","description":"Many families have more than one vehicle on a single auto insurance policy, and they can often save money as a result. Here\u2019s how multi-car policies work.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/","og_locale":"es_ES","og_type":"article","og_title":"How Does Insurance Work if You Have Multiple Vehicles?","og_description":"Many families have more than one vehicle on a single auto insurance policy, and they can often save money as a result. Here\u2019s how multi-car policies work.","og_url":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/","og_site_name":"ALTRA INSURANCE","article_published_time":"2019-12-02T09:00:14+00:00","article_modified_time":"2022-08-30T07:21:08+00:00","og_image":[{"width":1366,"height":516,"url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/RENTERS-INSURANCE.jpg","type":"image\/jpeg"}],"author":"Altra Insurance","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Altra Insurance","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/#article","isPartOf":{"@id":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/"},"author":{"name":"Altra Insurance","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"headline":"How Can I Insure More than One Car on a Single Policy?","datePublished":"2019-12-02T09:00:14+00:00","dateModified":"2022-08-30T07:21:08+00:00","mainEntityOfPage":{"@id":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/"},"wordCount":547,"commentCount":0,"image":{"@id":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/RENTERS-INSURANCE.jpg","articleSection":["Auto Insurance"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/","url":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/","name":"How Does Insurance Work if You Have Multiple Vehicles?","isPartOf":{"@id":"https:\/\/altrainsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/#primaryimage"},"image":{"@id":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/RENTERS-INSURANCE.jpg","datePublished":"2019-12-02T09:00:14+00:00","dateModified":"2022-08-30T07:21:08+00:00","author":{"@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"description":"Many families have more than one vehicle on a single auto insurance policy, and they can often save money as a result. Here\u2019s how multi-car policies work.","breadcrumb":{"@id":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/#primaryimage","url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/RENTERS-INSURANCE.jpg","contentUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/RENTERS-INSURANCE.jpg","width":1366,"height":516,"caption":"renters insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/altrainsurance.com\/es\/what-to-know-about-multicar-insurance-policies\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/altrainsurance.com\/"},{"@type":"ListItem","position":2,"name":"How Can I Insure More than One Car on a Single Policy?"}]},{"@type":"WebSite","@id":"https:\/\/altrainsurance.com\/#website","url":"https:\/\/altrainsurance.com\/","name":"SEGURO ALTRA","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/altrainsurance.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1","name":"Altra Insurance","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","caption":"Altra Insurance"},"sameAs":["http:\/\/blog578"],"url":"https:\/\/altrainsurance.com\/es\/author\/blog578-2\/"}]}},"jetpack_featured_media_url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/RENTERS-INSURANCE.jpg","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/3122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/comments?post=3122"}],"version-history":[{"count":3,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/3122\/revisions"}],"predecessor-version":[{"id":5654,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/3122\/revisions\/5654"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media\/1802"}],"wp:attachment":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media?parent=3122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/categories?post=3122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/tags?post=3122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}