{"id":3117,"date":"2019-10-11T09:00:37","date_gmt":"2019-10-11T09:00:37","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1482"},"modified":"2024-05-10T13:37:54","modified_gmt":"2024-05-10T13:37:54","slug":"what-to-know-about-car-insurance-for-a-teenager","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/what-to-know-about-car-insurance-for-a-teenager\/","title":{"rendered":"5 consejos para comprar seguro de autom\u00f3vil para adolescentes"},"content":{"rendered":"

Puede ser un poco aterrador entregarle las llaves a su adolescente reci\u00e9n licenciado. Este miedo es comprensible. Conducir puede ser peligroso para los adolescentes. Una compa\u00f1\u00eda de seguros de autom\u00f3viles informa que los conductores de 16 a\u00f1os tienen una probabilidad de 1 en 15 de verse involucrados en un accidente dentro de su primer a\u00f1o al volante. N\u00fameros como estos resaltan la importancia de una buena cobertura de seguro de auto para su adolescente. Aqu\u00ed hay cinco cosas importantes a considerar al elegir <\/span>Seguro de auto en San Diego<\/span><\/a> para su conductor adolescente<\/span>\u00a0<\/span><\/p>\n

Buenas calificaciones<\/h2>\n

Su adolescente ahora tiene una raz\u00f3n m\u00e1s para estudiar y trabajar duro en la escuela. Los descuentos variar\u00e1n de una compa\u00f1\u00eda de seguros a otra, pero generalmente puede esperar un descuento del 5 al 10 por ciento en las primas de seguro para un adolescente que muestra un buen historial de asistencia y mantiene un promedio de calificaciones de 3.0. Los beneficios de la educaci\u00f3n cuando se trata de p\u00f3lizas de seguro de auto para adolescentes no terminan ah\u00ed. Tambi\u00e9n se puede obtener un descuento considerable cuando su hijo adolescente completa una clase de educaci\u00f3n vial.\u00a0<\/span><\/p>\n

El coche<\/h2>\n

El autom\u00f3vil que conduce su hijo tendr\u00e1 un profundo efecto en el precio que paga por su seguro. No preste atenci\u00f3n a las leyendas urbanas sobre el efecto del color del autom\u00f3vil en la tarifa del seguro. Sin embargo, el a\u00f1o, la marca y el modelo del autom\u00f3vil que conduce su hijo adolescente pueden ayudar a la agencia de seguros a decidir la tarifa que paga. Los costos de seguro para autom\u00f3viles nuevos son m\u00e1s altos que las tarifas para autom\u00f3viles usados. Adem\u00e1s, el precio del seguro aumenta con el valor del autom\u00f3vil. Un autom\u00f3vil de alta potencia que acelere r\u00e1pidamente tambi\u00e9n aumentar\u00e1 el costo de comprar un seguro de autom\u00f3vil para su hijo adolescente.\u00a0<\/span><\/p>\n

Deducible<\/h2>\n

El deducible es el gasto de bolsillo que pagar\u00e1 en caso de que su hijo adolescente se vea involucrado en un accidente. A primera vista, puede parecer un poco contradictorio querer aumentar este gasto. Sin embargo, si elige un deducible m\u00e1s alto, el costo mensual para asegurar que su hijo adolescente sea m\u00e1s bajo. Por ejemplo, si tiene un deducible de $1,000, un doblador de defensa menor probablemente no requerir\u00e1 una llamada a su compa\u00f1\u00eda de seguros porque el costo para reparar el da\u00f1o ser\u00eda menor que el deducible. En contraste, un accidente mayor probablemente har\u00eda que el $1,000 que tiene que contribuir a las reparaciones parezca intrascendente.\u00a0<\/span><\/p>\n

Pol\u00edtica<\/h2>\n

Hay algunos casos en los que mantener a su hijo adolescente en su p\u00f3liza no ser\u00e1 la mejor opci\u00f3n. Sin embargo, puede pagar menos para asegurar a su hijo adolescente si lo agrega a su p\u00f3liza de seguro existente. A\u00fan puede hacer que su adolescente le pague cada mes por su parte de la factura si le preocupa ense\u00f1arle a ser responsable financieramente.<\/span><\/p>\n

Proveedor de seguros<\/h2>\n

No todas las compa\u00f1\u00edas de seguros de autom\u00f3viles son iguales. Debe hablar con algunos de ellos antes de tomar una decisi\u00f3n para saber que est\u00e1 obteniendo la mejor tarifa posible. Adem\u00e1s, experimente con diferentes escenarios cuando solicite cotizaciones. Cambie los detalles, como el autom\u00f3vil que conducir\u00e1 su hijo y la cantidad deducible para ver cu\u00e1nto se ven afectadas las primas mensuales.<\/span><\/p>\n

An experienced insurance agent can provide you with all the information you need about getting the right auto coverage for your teenager. If you\u2019re looking for <\/span>affordable auto insurance in National City<\/span><\/a> and high-quality service, call on the trustworthy agents from Altra Insurance Services. We can also provide you with motorcycle, renters, and seguro de hogar<\/span><\/a>. Local residents should give us a call today at 619-474-6666.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Puede ser un poco aterrador entregarle las llaves a su adolescente reci\u00e9n licenciado. Este miedo es comprensible. Conducir puede ser peligroso para los adolescentes. Una compa\u00f1\u00eda de seguros de autom\u00f3viles informa que los conductores de 16 a\u00f1os tienen una probabilidad de 1 en 15 de verse involucrados en un accidente dentro de su primer a\u00f1o al volante. N\u00fameros como ... <\/p>\n

Continue reading “5 Tips for Buying Car Insurance for Teenagers”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":3243,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"\n5 Considerations When Choosing Auto Insurance for Teenagers<\/title>\n<meta name=\"description\" content=\"Every teenage driver must have auto insurance, but choosing coverage can be complicated. 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