{"id":3114,"date":"2019-09-09T09:00:19","date_gmt":"2019-09-09T09:00:19","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1412"},"modified":"2022-08-31T11:30:43","modified_gmt":"2022-08-31T11:30:43","slug":"why-should-i-buy-business-interruption-insurance","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/why-should-i-buy-business-interruption-insurance\/","title":{"rendered":"Ventajas asombrosas del seguro de interrupci\u00f3n de negocios"},"content":{"rendered":"

El seguro de interrupci\u00f3n de negocios se har\u00e1 cargo de muchos gastos cuando ocurra un desastre o una interrupci\u00f3n importante que obligue a una empresa a retrasar la producci\u00f3n o cerrar por completo. Este tipo de <\/span>seguro comercial<\/span><\/a> generalmente se puede agregar a la pol\u00edtica del propietario del negocio. Si eres un emprendedor apasionado que se preocupa por tu negocio, deber\u00edas considerar comprar este tipo de cobertura. Aqu\u00ed hay cinco razones por las que debe aprovechar el seguro de interrupci\u00f3n de negocios.<\/span><\/p>\n

1. Se encarga de los impuestos<\/h2>\n

El seguro de interrupci\u00f3n comercial asegura que recibir\u00e1 el dinero que necesita para pagar los impuestos comerciales si no puede pagarlos con sus ingresos regulares debido a una interrupci\u00f3n en las operaciones. Los impuestos son una parte importante de la gesti\u00f3n de un negocio, y este tipo de cobertura le permitir\u00e1 evitar endeudarse y enfrentar acciones legales contra usted y su empresa.<\/span><\/p>\n

2. Reemplaza los ingresos perdidos<\/h2>\n

Si su negocio estaba en camino de obtener ganancias y ocurre un desastre o una interrupci\u00f3n, el seguro de interrupci\u00f3n de negocios puede cubrir la p\u00e9rdida de ganancias que habr\u00eda obtenido si el desastre no hubiera detenido su producci\u00f3n. Adem\u00e1s de reemplazar las ganancias perdidas, este seguro tambi\u00e9n puede hacerse cargo del dinero que pierden sus empleados, asegurando que obtendr\u00e1n sus cheques de pago si el desastre afecta su capacidad de trabajo. Tambi\u00e9n debe tener en cuenta que si bien el seguro puede cubrir los ingresos perdidos de los empleados, probablemente no cubrir\u00e1 ninguna lesi\u00f3n a los empleados. Debe comprar un seguro de compensaci\u00f3n para trabajadores para cubrir ese tipo de eventos.<\/span><\/p>\n

3. Paga los costos de reubicaci\u00f3n<\/h2>\n

Tambi\u00e9n puede aprovechar el seguro de interrupci\u00f3n comercial si desea reubicarse temporalmente en otro sitio mientras se repara su sitio original despu\u00e9s de un desastre. Esto podr\u00eda incluir cualquier cosa, desde el transporte hasta el pago por alquilar el nuevo sitio para sus operaciones comerciales.<\/span><\/p>\n

4. Paga los pr\u00e9stamos comerciales<\/h2>\n

Si pierde un pago de un pr\u00e9stamo comercial, probablemente tendr\u00e1 que pagar intereses o enfrentar otras consecuencias por falta de pago. Se pueden imponer multas y multas si no paga. El seguro de interrupci\u00f3n de negocios cubrir\u00e1 este gasto para que pueda mantenerse fuera del agua y ser coherente con los pagos de su pr\u00e9stamo.<\/span><\/p>\n

5. Maneja el arrendamiento y los pagos de hipoteca<\/h2>\n

El seguro de interrupci\u00f3n de negocios le permite continuar pagando sus pagos de arrendamiento y \/ o hipoteca. Es posible que el seguro de su arrendador no cubra a ning\u00fan ocupante, por lo que es mejor obtener su propio seguro para cubrirse a usted y su negocio.<\/span><\/p>\n

Ser propietario de una empresa implica asumir ciertos tipos de riesgo, pero operar sin un seguro de interrupci\u00f3n comercial es un riesgo que no debe asumir. Los motivos enumerados anteriormente son solo algunos de los factores que hacen que este tipo de cobertura sea una necesidad absoluta para muchas empresas. Para seguros comerciales y comerciales confiables y asequibles, as\u00ed como para propietarios de viviendas, inquilinos, motocicletas y\u00a0<\/span>seguro de auto<\/span>\u00a0San Diego<\/span><\/a>, residents can reach out to the experienced professionals from Altra Insurance Services. Call us today at 619-474-6666 to find out how we can meet all your insurance needs<\/p>","protected":false},"excerpt":{"rendered":"

El seguro de interrupci\u00f3n de negocios se har\u00e1 cargo de muchos gastos cuando ocurra un desastre o una interrupci\u00f3n importante que obligue a una empresa a retrasar la producci\u00f3n o cerrar por completo. Este tipo de seguro comercial generalmente se puede agregar a la p\u00f3liza del propietario del negocio. Si eres un emprendedor apasionado que se preocupa por tu negocio, debes buscar ... <\/p>\n

Continue reading “Amazing Advantages of Business Interruption Insurance”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":3238,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5,12],"tags":[],"class_list":["post-3114","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-insurance","category-commercial-insurance"],"yoast_head":"\n5 Reasons to Get Business Interruption Insurance in 2020<\/title>\n<meta name=\"description\" content=\"In the event of a disaster, your business could face a major interruption of service and income. 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