{"id":1613,"date":"2019-11-15T09:00:28","date_gmt":"2019-11-15T09:00:28","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1613"},"modified":"2023-01-05T12:43:39","modified_gmt":"2023-01-05T12:43:39","slug":"how-to-save-money-on-insurance-for-my-home","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/how-to-save-money-on-insurance-for-my-home\/","title":{"rendered":"6 consejos para ahorrar dinero en seguros para propietarios de viviendas"},"content":{"rendered":"

En los \u00faltimos diez a\u00f1os, las tasas de seguros de viviendas han aumentado aproximadamente un 50 por ciento en todo el pa\u00eds. La raz\u00f3n de esto se debe en gran parte al aumento en el valor de la vivienda, lo que significa que cuesta m\u00e1s reemplazar o reparar una vivienda o propiedad. Cuando se tome el tiempo para hacer ajustes a su p\u00f3liza de seguro de hogar, podr\u00e1 mantener todos los costos relacionados bajo control y asegurarse de que se mantengan lo m\u00e1s bajo posible. Aqu\u00ed hay seis formas de reducir la tasa de seguro de su hogar, presentadas por los expertos de <\/span>Altra Insurance Services, un proveedor l\u00edder de\u00a0<\/span>seguro de vivienda San Diego<\/span><\/a> los residentes conf\u00edan en un servicio de alta calidad y cobertura asequible.<\/span><\/p>\n

1. Est\u00e9 atento a los descuentos<\/h2>\n

Este es quiz\u00e1s uno de los m\u00e9todos m\u00e1s comunes y populares para mantener bajas las tasas de seguro del hogar. T\u00f3mese el tiempo para hablar con su agente sobre todos los descuentos disponibles que pueda aprovechar. Por ejemplo, es posible que pueda utilizar un programa de fidelizaci\u00f3n o incluso agrupar varios tipos de pol\u00edticas como una forma de mantener su tasa lo m\u00e1s baja posible.<\/span><\/p>\n

2. Deshazte de las estructuras antiguas<\/h2>\n

Si tiene estructuras antiguas, como un cobertizo antiguo, en su propiedad, es m\u00e1s que probable que pague por ellas como parte de su p\u00f3liza de seguro de hogar. Considere eliminar este tipo de estructuras si ya no las usa, ya que esto puede ayudarlo a ahorrar dinero en sus primas.<\/span><\/p>\n

3. Mejore la seguridad de su hogar<\/h2>\n

Otra opci\u00f3n que puede ahorrarle dinero en la tarifa de su seguro de hogar es agregar alarmas antirrobo, cerrojos y detectores de humo cableados. Antes de dar este paso, hable con su agente de seguros para determinar si podr\u00e1 ahorrar dinero en su tarifa al hacerlo.<\/span><\/p>\n

4. Mejora tu puntaje de cr\u00e9dito<\/h2>\n

Una compa\u00f1\u00eda de seguros siempre revisar\u00e1 su puntaje de cr\u00e9dito, y si ven que su cr\u00e9dito es malo, tendr\u00e1 que pagar una prima m\u00e1s alta porque lo considerar\u00e1n un cliente de alto riesgo. Por otro lado, tener un buen puntaje de cr\u00e9dito puede hacer exactamente lo contrario. Puede mejorar su puntaje de cr\u00e9dito tomando medidas como pagar las facturas de su tarjeta de cr\u00e9dito y reducir su relaci\u00f3n general de deuda a ingresos.<\/span><\/p>\n

5. Pague su factura de seguro de vivienda en su totalidad<\/h2>\n

No es ning\u00fan secreto que muchas compa\u00f1\u00edas de seguros cobran tarifas por hacer pagos mensuales en las facturas de seguros de viviendas. Pagar su factura anual en su totalidad puede reducir su tasa y ahorrar dinero en su prima.<\/span><\/p>\n

6. Desh\u00e1gase del pincel y recorte todos los \u00e1rboles alrededor de su hogar<\/h2>\n

Realizar estas tareas es una de las mejores maneras de reducir el riesgo de da\u00f1os por un incendio forestal, y aumentar la cantidad de espacio defendible alrededor de su hogar a menudo resulta en pagos de seguro de hogar m\u00e1s bajos. Si tiene \u00e1rboles que est\u00e1n muriendo o ya est\u00e1n muertos, desh\u00e1gase de ellos lo antes posible para evitar que se caigan y causen da\u00f1os adicionales. Adem\u00e1s, t\u00f3mese el tiempo para deshacerse de cualquier cepillo alrededor de su hogar. <\/span>
\n<\/span>
\n<\/span>Seguir los consejos anteriores puede ayudarlo a ahorrar dinero en los costos de su seguro. Para un seguro de vivienda confiable y asequible, los propietarios de viviendas de San Diego saben que pueden confiar en Altra Insurance Services. Tambi\u00e9n proporcionamos inquilinos, comerciales, motocicletas y <\/span>seguro de auto chula vista<\/span><\/a>. Solicite una cotizaci\u00f3n gratis llamando hoy a uno de nuestros agentes amigables al 619-474-6666.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

En los \u00faltimos diez a\u00f1os, las tasas de seguros de viviendas han aumentado aproximadamente un 50 por ciento en todo el pa\u00eds. La raz\u00f3n de esto se debe en gran parte al aumento en el valor de la vivienda, lo que significa que cuesta m\u00e1s reemplazar o reparar una vivienda o propiedad. Cuando se toma el tiempo de hacer ajustes a su p\u00f3liza de seguro de hogar, ... <\/p>\n

Continue reading “6 Tips for Saving Money on Homeowners Insurance”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":3246,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1613","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-homeowners-insurance"],"yoast_head":"\n6 Ways to Lower Your Home Insurance Rate<\/title>\n<meta name=\"description\" content=\"As home values rise, so do the prices of homeowners insurance. 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