{"id":157,"date":"2018-09-10T09:00:44","date_gmt":"2018-09-10T09:00:44","guid":{"rendered":"http:\/\/altrainsurance.com\/?p=157"},"modified":"2026-05-21T10:46:14","modified_gmt":"2026-05-21T10:46:14","slug":"avoiding-commercial-insurance-claims","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/avoiding-commercial-insurance-claims\/","title":{"rendered":"C\u00f3mo evitar enfrentar un reclamo de seguro comercial"},"content":{"rendered":"

Como propietario de una empresa, <\/span>seguro comercial<\/span> claims are likely at the very bottom of the list of things you hope to encounter while doing business. While it\u2019s nice to know you have coverage that protects you against certain losses, it\u2019s always better to avoid accidents and incidents that could result in insurance claims, particularly those related to business liability. Quite a few commercial insurance claims can be prevented or at least sharply reduced. Here are some recommendations you can follow to avoid having to file or face claims<\/span>, brought to you by the trusted provider of commercial insurance, National City business owners prefer.<\/p>\n

Mantener un lugar de trabajo seguro<\/h2>\n

Se necesita m\u00e1s que medidas de sentido com\u00fan para hacer que un establecimiento comercial sea un lugar seguro para los miembros del personal y los clientes por igual. La mejor manera de abordar la seguridad en el lugar de trabajo es hacerlo estrat\u00e9gicamente, lo que implica evaluar los riesgos, redactar un plan, implementarlo, transmitirlo a los gerentes y asegurarse de que todos est\u00e9n en la misma p\u00e1gina. Muchas compa\u00f1\u00edas nuevas adoptan su plan de negocios como un plan para las operaciones, pero dichos planes rara vez incluyen una secci\u00f3n sobre seguridad. Por esta raz\u00f3n, es imprescindible escribir un plan de seguridad por separado.<\/span><\/p>\n

Practique la etiqueta adecuada al manejar accidentes e incidentes<\/h2>\n

Los due\u00f1os y gerentes de negocios deben estar preparados para lidiar con las p\u00e9rdidas de manera discreta. Digamos que un empleado se lesiona en el trabajo. Intentar convencerlo de que no presente una reclamaci\u00f3n de compensaci\u00f3n para trabajadores o no ayudar con el proceso podr\u00eda empeorar las cosas y dar lugar a una queja civil. Si un cliente se resbala y cae en una tienda, la decisi\u00f3n de presentar un reclamo podr\u00eda depender de c\u00f3mo los miembros del personal y los gerentes lo tratan en el momento del accidente.<\/span><\/p>\n

Proporcionar un buen servicio al cliente<\/h2>\n

Business owners who have errors and omissions coverage can avoid claims by means of good communication and customer service. Reasonable clients understand that business doesn\u2019t always work out as desired. However, they will always expect at least some willingness to provide a resolution. If mistakes can be amended, clients may focus on moving forward instead of taking their chances on a civil complaint.<\/span><\/p>\n

Eliminar los peligros comunes<\/h2>\n

Obstacles, debris, liquid substances, and litter are among the most common factors in slip-and-fall accidents. Some examples in this regard include spills from refrigeration units, extension cords, overflowing trash containers, and dirty restrooms. If floors cannot be kept dry at all times, rubber mats are a sensible solution. Poor lighting is another safety factor many business owners often fail to address, even though it can be easily corrected.<\/span><\/p>\n

Reunir evidencias<\/h2>\n

Los testigos, los guardias de seguridad y las c\u00e1maras de vigilancia pueden recorrer un largo camino para evitar que los demandantes fr\u00edvolos presenten reclamos y demandas. Los abogados que manejan quejas de responsabilidad medir\u00e1n la posibilidad de obtener un resultado favorable para sus clientes con base en el descubrimiento. Si revisan im\u00e1genes de video o fotograf\u00edas que no respaldan las afirmaciones, pueden decidir no seguirlas.<\/span><\/p>\n

Si necesita un seguro comercial confiable en San Diego, comun\u00edquese con Altra Insurance Services. Tambi\u00e9n ofrecemos autom\u00f3viles, viviendas, inquilinos y seguro de fianzas San Diego<\/a><\/span>. Give us a call today at (800) 719-9972, and one of our friendly agents would be happy to provide a free quote.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Como propietario de una empresa, es probable que las reclamaciones de seguros comerciales est\u00e9n al final de la lista de cosas que espera encontrar al hacer negocios. Si bien es bueno saber que tiene cobertura que lo protege contra ciertas p\u00e9rdidas, siempre es mejor evitar accidentes e incidentes que podr\u00edan resultar en reclamos de seguro, ... <\/p>\n

Continue reading “How to Avoid Facing a Business Insurance Claim”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":159,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-157","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-commercial-insurance"],"yoast_head":"\nHow to Avoid Commercial Insurance Claims<\/title>\n<meta name=\"description\" content=\"With business comes liability, which may lead to claims on your insurance. 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