{"id":1319,"date":"2019-08-05T09:00:34","date_gmt":"2019-08-05T09:00:34","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1319"},"modified":"2022-09-02T10:24:45","modified_gmt":"2022-09-02T10:24:45","slug":"necessary-insurance-for-small-businesses","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/","title":{"rendered":"\u00bfQu\u00e9 tipo de seguro necesita la peque\u00f1a empresa?"},"content":{"rendered":"

Existe una amplia gama de cobertura de seguro que todo propietario de una peque\u00f1a empresa debe considerar. La mayor\u00eda de las empresas requerir\u00e1n m\u00faltiples tipos de seguro, incluyendo responsabilidad civil general, compensaci\u00f3n laboral, propiedad, due\u00f1os de negocios, autom\u00f3viles comerciales y errores y omisiones. Cuando se trata de comprar <\/span>seguro de negocios en San Diego<\/span><\/a>, Los propietarios de peque\u00f1as empresas pueden estar seguros de la variedad de tipos de cobertura disponibles que pueden incorporarse f\u00e1cilmente en sus p\u00f3lizas de seguro generales.<\/span><\/p>\n

Responsabilidad general<\/h2>\n

Una peque\u00f1a empresa estar\u00e1 protegida de numerosas maneras con un seguro de responsabilidad civil general. Su empresa estar\u00e1 protegida contra reclamos por lesiones corporales, demandas y reclamos por da\u00f1os que pueden afectar negativamente su negocio. La cobertura de responsabilidad civil proteger\u00e1 a su peque\u00f1a empresa contra el riesgo de reclamos de terceros, que tambi\u00e9n incluye reclamos por da\u00f1os a la propiedad de otra persona. Es importante comprender que la responsabilidad general no proteger\u00e1 su propiedad comercial o personal. Este tipo de producto de seguro tambi\u00e9n se conoce como seguro de responsabilidad comercial general.<\/span><\/p>\n

Seguro de compensaci\u00f3n de trabajadores<\/h2>\n

Si emplea personas en su peque\u00f1a empresa, esa es una buena raz\u00f3n para incluir la cobertura de compensaci\u00f3n para trabajadores. Este es un tipo de seguro que brinda a sus empleados beneficios de reemplazo de salarios y beneficios m\u00e9dicos. Se aplica a un empleado que se lesiona en el curso del empleo. La cobertura protege a su empresa como empleador contra posibles reclamos de negligencia.<\/span><\/p>\n

Pol\u00edtica de propietarios de negocios (BOP)<\/h2>\n

Un BOP para peque\u00f1as empresas combina responsabilidad civil general y seguro de propiedad. Para los propietarios de peque\u00f1as empresas, una pol\u00edtica de responsabilidad general no est\u00e1 dise\u00f1ada para proteger su propia propiedad. Para proteger mejor las necesidades de su propiedad, puede considerar comprar una p\u00f3liza de seguro para propietarios de negocios.<\/span><\/p>\n

Seguro de errores y omisiones<\/h2>\n

Errores y omisiones es una oferta de seguro que com\u00fanmente utilizan las empresas de servicios profesionales. Es un seguro de responsabilidad civil que protege tanto al propietario como a los empleados del reclamo de negligencia de un cliente o el desempe\u00f1o inadecuado del trabajo, y puede ayudar a cubrir los costos judiciales y de liquidaci\u00f3n.<\/span><\/p>\n

Seguro de auto comercial<\/h2>\n

Cualquiera de sus veh\u00edculos comerciales que usted o sus empleados conduzcan se incluir\u00eda en una p\u00f3liza de seguro de autom\u00f3vil comercial. El seguro de veh\u00edculos comerciales puede cubrir autom\u00f3viles, camiones, camionetas, quitanieves y SUV. Est\u00e1 dise\u00f1ado para proteger a la peque\u00f1a empresa, el propietario y sus agentes y los empleados que conducen los veh\u00edculos.<\/span><\/p>\n

Seguro a medida<\/h2>\n

Los due\u00f1os y gerentes de negocios tienen muchas opciones cuando se trata de productos de seguros. Diferentes compa\u00f1\u00edas peque\u00f1as a menudo requieren paquetes de seguros \u00fanicos que abordan espec\u00edficamente sus l\u00edneas de negocios. Por ejemplo, un almac\u00e9n o instalaci\u00f3n de fabricaci\u00f3n donde se utilizan equipos grandes puede cubrirse por las p\u00e9rdidas sufridas debido a da\u00f1os y aver\u00edas del equipo, lo que puede ser devastador para una peque\u00f1a empresa debido a la p\u00e9rdida de ingresos resultante. Los programas de seguros dise\u00f1ados a medida pueden ahorrar dinero y mantener a las peque\u00f1as empresas funcionando sin problemas.<\/span><\/p>\n

Los propietarios de peque\u00f1as empresas deben asegurarse de proteger a sus empresas y empleados mediante la compra de la cobertura de seguro adecuada. Para un seguro comercial asequible y confiable, as\u00ed como para propietarios de viviendas, inquilinos, motocicletas y\u00a0<\/span>seguro de auto San Diego<\/span><\/a>,\u00a0los residentes recurren a los profesionales confiables de Altra Insurance Services. Comun\u00edquese con nosotros hoy al 619-474-6666 para saber c\u00f3mo podemos satisfacer todas sus necesidades de seguro.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

There\u2019s a broad range of insurance coverage every small business owner should consider. Most businesses will require multiple types of insurance, including general liability, workers’ compensation, property, business owners, commercial auto, and errors and omissions. When it comes to purchasing business insurance San Diego, small business owners can be reassured by the variety of coverage … <\/p>\n

Continue reading “Which Type of Insurance Small Business Needs?”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":1337,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5,12],"tags":[],"class_list":["post-1319","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-insurance","category-commercial-insurance"],"yoast_head":"\nWhat Type of Insurance Are Needed for Small Business?<\/title>\n<meta name=\"description\" content=\"Learn what type of insurance are needed for a small buiness. If are running a business in San Diego, CA, this is a must-read article for you.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Type of Insurance Are Needed for Small Business?\" \/>\n<meta property=\"og:description\" content=\"Learn what type of insurance are needed for a small buiness. If are running a business in San Diego, CA, this is a must-read article for you.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/\" \/>\n<meta property=\"og:site_name\" content=\"ALTRA INSURANCE\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-05T09:00:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-09-02T10:24:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/Types-of-Insurance.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"525\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Altra Insurance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Altra Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Type of Insurance Are Needed for Small Business?","description":"Learn what type of insurance are needed for a small buiness. If are running a business in San Diego, CA, this is a must-read article for you.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/","og_locale":"es_ES","og_type":"article","og_title":"What Type of Insurance Are Needed for Small Business?","og_description":"Learn what type of insurance are needed for a small buiness. If are running a business in San Diego, CA, this is a must-read article for you.","og_url":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/","og_site_name":"ALTRA INSURANCE","article_published_time":"2019-08-05T09:00:34+00:00","article_modified_time":"2022-09-02T10:24:45+00:00","og_image":[{"width":525,"height":350,"url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/Types-of-Insurance.jpeg","type":"image\/jpeg"}],"author":"Altra Insurance","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Altra Insurance","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/#article","isPartOf":{"@id":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/"},"author":{"name":"Altra Insurance","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"headline":"Which Type of Insurance Small Business Needs?","datePublished":"2019-08-05T09:00:34+00:00","dateModified":"2022-09-02T10:24:45+00:00","mainEntityOfPage":{"@id":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/"},"wordCount":526,"commentCount":0,"image":{"@id":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/Types-of-Insurance.jpeg","articleSection":["Business Insurance","Commercial Insurance"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/","url":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/","name":"What Type of Insurance Are Needed for Small Business?","isPartOf":{"@id":"https:\/\/altrainsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/#primaryimage"},"image":{"@id":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/Types-of-Insurance.jpeg","datePublished":"2019-08-05T09:00:34+00:00","dateModified":"2022-09-02T10:24:45+00:00","author":{"@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"description":"Learn what type of insurance are needed for a small buiness. If are running a business in San Diego, CA, this is a must-read article for you.","breadcrumb":{"@id":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/#primaryimage","url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/Types-of-Insurance.jpeg","contentUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/Types-of-Insurance.jpeg","width":525,"height":350,"caption":"Type of Insurance For Small Business"},{"@type":"BreadcrumbList","@id":"https:\/\/altrainsurance.com\/es\/necessary-insurance-for-small-businesses\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/altrainsurance.com\/"},{"@type":"ListItem","position":2,"name":"Which Type of Insurance Small Business Needs?"}]},{"@type":"WebSite","@id":"https:\/\/altrainsurance.com\/#website","url":"https:\/\/altrainsurance.com\/","name":"SEGURO ALTRA","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/altrainsurance.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1","name":"Altra Insurance","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","caption":"Altra Insurance"},"sameAs":["http:\/\/blog578"],"url":"https:\/\/altrainsurance.com\/es\/author\/blog578-2\/"}]}},"jetpack_featured_media_url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/08\/Types-of-Insurance.jpeg","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/1319","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/comments?post=1319"}],"version-history":[{"count":1,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/1319\/revisions"}],"predecessor-version":[{"id":5734,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/1319\/revisions\/5734"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media\/1337"}],"wp:attachment":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media?parent=1319"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/categories?post=1319"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/tags?post=1319"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}