{"id":1299,"date":"2019-07-22T09:00:21","date_gmt":"2019-07-22T09:00:21","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1299"},"modified":"2022-09-02T11:21:38","modified_gmt":"2022-09-02T11:21:38","slug":"what-is-comprehensive-car-insurance","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/what-is-comprehensive-car-insurance\/","title":{"rendered":"\u00bfQu\u00e9 es el seguro integral de autom\u00f3vil?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">El seguro de autom\u00f3vil integral es algo que tendr\u00e1 que comprar si ha financiado su veh\u00edculo. El acreedor del derecho de retenci\u00f3n querr\u00e1 asegurarse de que se cuide si algo le sucede al autom\u00f3vil. Si no financia su autom\u00f3vil, la cobertura integral sigue siendo una adici\u00f3n \u00fatil a su cobertura de responsabilidad civil. La siguiente es informaci\u00f3n sobre qu\u00e9 es un seguro integral y c\u00f3mo podr\u00eda ser una buena idea agregarlo a su seguro existente. <\/span><a href=\"https:\/\/altrainsurance.com\/auto-insurance-san-diego\/\"><span style=\"font-weight: 400;\">seguro de auto San Diego<\/span><\/a>,<span style=\"font-weight: 400;\"> Los propietarios de autom\u00f3viles deben considerar los siguientes datos cuando decidan si la cobertura integral es la opci\u00f3n correcta para sus necesidades.<\/span><\/p>\n<h2>\u00bfQu\u00e9 es la cobertura integral?<\/h2>\n<p><span style=\"font-weight: 400;\">La cobertura integral es un tipo especial de seguro que cubre su veh\u00edculo si ocurre algo m\u00e1s que un accidente automovil\u00edstico ordinario. Por ejemplo, es posible que pueda usar su cobertura integral si un \u00e1rbol cae sobre su capucha durante una tormenta y causa da\u00f1os m\u00e1s all\u00e1 de su control. Puede cubrirlo en caso de vandalismo si alguien escribe graffiti en su autom\u00f3vil o lo rasca con una llave para destruir su propiedad. Adem\u00e1s, la cobertura puede protegerlo en una situaci\u00f3n de robo si algo le sucede al veh\u00edculo despu\u00e9s de que alguien lo robe. Los desastres naturales como tornados y huracanes pueden causar grandes da\u00f1os a su autom\u00f3vil, y una pol\u00edtica integral podr\u00eda ayudarlo. El seguro integral del autom\u00f3vil puede pagar el da\u00f1o que ocurre cuando los animales tambi\u00e9n da\u00f1an su autom\u00f3vil. Adem\u00e1s, su autom\u00f3vil podr\u00eda estar protegido en caso de incendio. La cobertura tambi\u00e9n puede aplicarse en algunas otras situaciones.<\/span><\/p>\n<h2>Qu\u00e9 cubre el seguro integral<\/h2>\n<p><span style=\"font-weight: 400;\">El objetivo de la cobertura integral es hacer que su veh\u00edculo vuelva a estar en perfecto estado despu\u00e9s de que sufra da\u00f1os debido a situaciones como las mencionadas anteriormente. Por lo tanto, el proveedor pagar\u00e1 por trabajos de pintura, remoci\u00f3n de abolladuras, reemplazo de defensas y cualquier otra cosa que pueda estar bajo el paraguas de reparaciones. Es importante tener en cuenta que la cobertura de colisi\u00f3n es para accidentes automovil\u00edsticos regulares, y la compa\u00f1\u00eda de seguros negar\u00e1 cualquier reclamo por dicho accidente si intenta presentarlo bajo el paquete de cobertura integral.<\/span><\/p>\n<h2>C\u00f3mo funciona el seguro integral<\/h2>\n<p><span style=\"font-weight: 400;\">Cada paquete de seguro integral tiene una prima mensual que debe pagar para mantenerlo. Si ocurre un incidente, deber\u00e1 comunicarse con la compa\u00f1\u00eda de seguros y presentar un reclamo. Lo m\u00e1s probable es que su p\u00f3liza tenga un deducible, que puede variar de $250 a m\u00e1s de $1,500. Debe pagar ese deducible antes de que la compa\u00f1\u00eda de seguros asuma cualquiera de los pagos por las reparaciones del veh\u00edculo. Una vez que cumpla con su obligaci\u00f3n deducible, la compa\u00f1\u00eda de seguros emitir\u00e1 un cheque para que pueda contratar un centro de servicio acreditado para reparar su veh\u00edculo.<\/span><\/p>\n<h2>C\u00f3mo obtener una cobertura integral<\/h2>\n<p><span style=\"font-weight: 400;\">P\u00f3ngase en contacto con un agente de seguros para obtener una cobertura integral. Es aconsejable tenerlo en su p\u00f3liza, incluso si no est\u00e1 obligado a comprarlo. Elija un deducible que sea adecuado para usted para que sepa que puede manejarlo si algo sucede.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Los conductores que buscan un seguro de autom\u00f3vil confiable y asequible deben comunicarse con los profesionales experimentados de Altra Insurance Services. Adem\u00e1s de la cobertura de autom\u00f3viles, ofrecemos una variedad de productos de seguros, que incluyen motocicletas, propietarios de viviendas, negocios y <\/span><a href=\"https:\/\/altrainsurance.com\/renters-insurance-san-diego\/\"><span style=\"font-weight: 400;\">seguro para inquilinos San Diego<\/span><\/a>,<span style=\"font-weight: 400;\">\u00a0Los residentes deben llamar a uno de nuestros agentes amigables hoy al 619-474-6666 para obtener un presupuesto gratuito.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>El seguro de autom\u00f3vil integral es algo que tendr\u00e1 que comprar si ha financiado su veh\u00edculo. El acreedor del derecho de retenci\u00f3n querr\u00e1 asegurarse de que se cuide si algo le sucede al autom\u00f3vil. Si no financia su autom\u00f3vil, la cobertura integral sigue siendo una adici\u00f3n \u00fatil a su cobertura de responsabilidad civil. La siguiente es informaci\u00f3n sobre lo que abarca ... <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/altrainsurance.com\/es\/what-is-comprehensive-car-insurance\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;What Is Comprehensive Car Insurance?&#8221;<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":1305,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1299","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Comprehensive Car Insurance | Best Explained<\/title>\n<meta name=\"description\" content=\"Comprehensive car insurance typically covers damage that doesn&#039;t result from a collision. Read on to discover how comprehensive auto insurance is defined.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/what-is-comprehensive-car-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comprehensive Car Insurance | Best Explained\" \/>\n<meta property=\"og:description\" content=\"Comprehensive car insurance typically covers damage that doesn&#039;t result from a collision. 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