{"id":1296,"date":"2019-07-19T09:00:38","date_gmt":"2019-07-19T09:00:38","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1296"},"modified":"2026-05-12T11:38:42","modified_gmt":"2026-05-12T11:38:42","slug":"why-should-businesses-buy-workers-comp-insurance","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/why-should-businesses-buy-workers-comp-insurance\/","title":{"rendered":"4 beneficios para obtener la compensaci\u00f3n de los trabajadores para sus negocios"},"content":{"rendered":"

Como propietario o gerente de un negocio en California, probablemente sepa que algunos costos son necesarios para hacer negocios. El capital de trabajo y el dinero para la reposici\u00f3n del inventario son desembolsos obvios, pero otro gasto que debe considerarse es el dinero para el seguro de compensaci\u00f3n para trabajadores. Aqu\u00ed hay cuatro razones que, adem\u00e1s de <\/span>seguro comercial San Diego<\/span><\/a>, las empresas deben tener compensaci\u00f3n de trabajadores.<\/span><\/p>\n

1. Obedecer la ley de California<\/h2>\n

Debe estar familiarizado con las leyes del estado en el que opera su negocio, ya que los tribunales estatales tienen control sobre la administraci\u00f3n de compensaci\u00f3n de trabajadores. Las leyes de California influyen en los beneficios de compensaci\u00f3n para trabajadores, es decir, la cantidad de beneficios que recibe un empleado, las lesiones que est\u00e1n cubiertas, la evaluaci\u00f3n de las lesiones y c\u00f3mo se brindar\u00e1 la atenci\u00f3n. Adem\u00e1s, el estado decide si proporcionar\u00e1 el seguro o si una compa\u00f1\u00eda de seguros lo har\u00e1. California tambi\u00e9n determina c\u00f3mo se gestionan las reclamaciones y \/ o c\u00f3mo se manejan las disputas.<\/span><\/p>\n

2. Protege tu negocio<\/h2>\n

You could face litigation as a result of an employee\u2019s work-related injury. If the employee subsequently sues you for his or her pain and suffering, you could go to court and be required to provide compensation. The employee could also sue for pay because he or she is unable to work. If you then have to compensate the employee for medical expenses, your business may take a big financial hit, which could lead to the business declaring bankruptcy. On average, businesses pay $170 billion yearly for injury expenses, and this money comes straight out of profits. Workers\u2019 compensation insurance<\/a><\/strong> often prevents an employee from suing a company for negligence.<\/span><\/p>\n

3. Ayuda a los trabajadores lesionados a recuperarse<\/h2>\n

La compensaci\u00f3n para trabajadores tambi\u00e9n ayuda al empleado lesionado con cualquier capacitaci\u00f3n laboral adicional o rehabilitaci\u00f3n necesaria. Esta rehabilitaci\u00f3n es para que el empleado vuelva a su mismo trabajo. Sin embargo, si esto no es factible, la compensaci\u00f3n puede ayudar al empleado a capacitarse para otro empleo. Adem\u00e1s, cuando sus empleados saben que estar\u00e1 all\u00ed para ellos en caso de una lesi\u00f3n laboral, fomenta la confianza. Otros empleados tambi\u00e9n notar\u00e1n la forma en que se trata a los empleados lesionados, lo que puede construir el equipo a\u00fan m\u00e1s.<\/span><\/p>\n

4. Construir la moral de los empleados<\/h2>\n

No proporcionar beneficios de compensaci\u00f3n para trabajadores puede reducir la motivaci\u00f3n y la moral de los empleados. Estos beneficios son vitales para mantener la lealtad de sus empleados. Cuando proporciona una red de seguridad, le dice a sus empleados que su seguridad es importante y que har\u00e1 lo que sea necesario para cuidarlos. El seguro de compensaci\u00f3n para trabajadores cubre enfermedades ocupacionales adem\u00e1s de lesiones, sin importar qui\u00e9n tenga la culpa, lo que afecta la moral de los empleados de manera positiva.<\/span><\/p>\n

Los due\u00f1os de negocios necesitan compensaci\u00f3n de trabajadores porque operar un negocio significa asumir ciertos tipos de riesgo, incluida la posibilidad de lesiones a los empleados. Para un seguro comercial asequible y confiable, as\u00ed como para propietarios de viviendas, inquilinos, motocicletas y <\/span>seguro de auto San Diego<\/span><\/a>, los residentes recurren a los profesionales confiables de Altra Insurance Services. Comun\u00edquese con nosotros hoy al 619-474-6666 para saber c\u00f3mo podemos satisfacer todas sus necesidades de seguro.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

As a California business owner or manager, you\u2019re probably aware some costs are necessary for doing business. Working capital and money for inventory replenishment are obvious outlays, but another expense that needs consideration is money for workers\u2019 compensation insurance. Here are four reasons that, in addition to commercial insurance San Diego, businesses should have workers\u2019 … <\/p>\n

Continue reading “4 Benefits to Get Workers\u2019 Compensation for Your Businesses”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":1303,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-1296","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-commercial-insurance"],"yoast_head":"\n4 Reasons Why Your Business Needs Workers Compensation<\/title>\n<meta name=\"description\" content=\"One of the smartest investments your business can make is in workers' compensation. 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