{"id":1257,"date":"2019-06-28T09:00:13","date_gmt":"2019-06-28T09:00:13","guid":{"rendered":"https:\/\/altrainsurance.com\/?p=1257"},"modified":"2025-03-18T06:58:16","modified_gmt":"2025-03-18T06:58:16","slug":"what-are-the-requirements-for-auto-insurance-in-california","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/what-are-the-requirements-for-auto-insurance-in-california\/","title":{"rendered":"Requirements for Car Insurance in California [2020 UPDATED]"},"content":{"rendered":"

Cuando compre <\/span>seguro de auto San Diego<\/span><\/a> los conductores pueden confundirse f\u00e1cilmente con los diferentes nombres y t\u00e9rminos financieros. Mucha gente escucha el t\u00e9rmino "cobertura integral" y asume que este es un tipo de seguro que cubrir\u00e1 cualquier situaci\u00f3n y cumplir\u00e1 con todos los requisitos de seguro de California. Sin embargo, la realidad es un poco m\u00e1s compleja. Esto es lo que necesita saber sobre las leyes de California sobre el seguro integral de autom\u00f3viles.<\/span><\/p>\n

\u00bfC\u00f3mo funciona la cobertura integral?<\/h2>\n

Antes de profundizar en los detalles de las leyes de seguros de California, es \u00fatil comprender exactamente c\u00f3mo la cobertura integral protege su autom\u00f3vil. Este tipo de seguro a veces se denomina seguro "distinto de colisi\u00f3n". B\u00e1sicamente, cubre cualquier da\u00f1o que ocurra en situaciones adem\u00e1s de accidentes. Por lo general, esto incluye robo, vandalismo, incendio, da\u00f1os clim\u00e1ticos, ca\u00edda de \u00e1rboles, animales que corren hacia su autom\u00f3vil y escombros al costado de la carretera que son pateados y da\u00f1an su autom\u00f3vil.<\/span><\/p>\n

\u00bfCu\u00e1les son las opciones de cobertura de seguro m\u00ednimo de California?<\/h2>\n

There are four main types of automobile insurance California needs drivers to purchase. First is bodily injury liability coverage, which pays the cost of damages if you harm someone in a wreck. You need $30,000 of coverage per person for both basic bodily injury and uninsured motorist bodily injury liability and $60,000 in liability coverage for accidents with multiple people. You also need property damage insurance that covers the cost of you harming someone’s vehicle or other property. You need at least $15,000 in basic property damage liability insurance and $3,500 in coverage for uninsured motorist property damage. California also gives drivers the opportunity to waive insurance and instead make a deposit of $35,000 with the state DMV to get a self-insurance certificate.<\/span><\/p>\n

\u00bfEst\u00e1 obligado a tener una cobertura integral?<\/h2>\n

Todos los requisitos de California para el seguro de autom\u00f3vil tratan con un seguro que cubre los costos de cualquier da\u00f1o o da\u00f1o que enfrenta la otra parte en un accidente. El estado no legisla nada sobre seguros que sean para su propia seguridad. Por lo tanto, no est\u00e1 legalmente obligado a obtener una cobertura integral de su veh\u00edculo si su autom\u00f3vil est\u00e1 registrado en California. La \u00fanica raz\u00f3n por la que se le exigir\u00eda tener la cobertura es si su prestamista incluy\u00f3 el requisito de cobertura integral en su pr\u00e9stamo para autom\u00f3vil.<\/span><\/p>\n

\u00bfPuede satisfacer las leyes de California al obtener una cobertura integral?<\/h2>\n

Como puede ver, no tiene que obtener una cobertura integral, pero puede que se pregunte si puede seguir adelante y obtener una cobertura integral y cumplir con todos sus requisitos legales para el seguro de autom\u00f3vil en California. Resulta que esto no es cierto. Si lo \u00fanico que tiene es una cobertura integral, no tiene permiso legal para conducir en California. Dado que la cobertura integral es solo para el da\u00f1o personal que enfrenta mientras no est\u00e1 en un accidente, no es \u00fatil para cubrir el da\u00f1o que otra persona enfrenta en un accidente.<\/span><\/p>\n

California drivers who are looking for reliable, affordable auto insurance should reach out to the experienced professionals at Altra Insurance Services. In addition to car insurance, we offer a variety of coverage types, including motorcycle, homeowners, <\/span>renters and seguro de auto chula vista<\/span><\/a>. Local\u00a0Los residentes pueden llamar a uno de nuestros agentes amigables hoy al 619-474-6666 para obtener un presupuesto gratuito.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

When shopping for auto insurance San Diego drivers might easily get confused by all the different names and financial terms. A lot of people hear the term “comprehensive coverage” and assume this is a type of insurance that will cover any situation and meet all of California’s insurance requirements. However, the reality is a little … <\/p>\n

Continue reading “Requirements for Car Insurance in California [2020 UPDATED]”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":1267,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1257","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"\nRequirements for Car Insurance in California<\/title>\n<meta name=\"description\" content=\"Comprehensive car insurance covers damage that results from something besides an accident. Find out here if California requires this type of auto insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altrainsurance.com\/es\/what-are-the-requirements-for-auto-insurance-in-california\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Requirements for Car Insurance in California\" \/>\n<meta property=\"og:description\" content=\"Comprehensive car insurance covers damage that results from something besides an accident. Find out here if California requires this type of auto insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/altrainsurance.com\/es\/what-are-the-requirements-for-auto-insurance-in-california\/\" \/>\n<meta property=\"og:site_name\" content=\"ALTRA INSURANCE\" \/>\n<meta property=\"article:published_time\" content=\"2019-06-28T09:00:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-18T06:58:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/06\/Insurance-Policy.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"525\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Altra Insurance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Altra Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Requirements for Car Insurance in California","description":"Comprehensive car insurance covers damage that results from something besides an accident. Find out here if California requires this type of auto insurance.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/altrainsurance.com\/es\/what-are-the-requirements-for-auto-insurance-in-california\/","og_locale":"es_ES","og_type":"article","og_title":"Requirements for Car Insurance in California","og_description":"Comprehensive car insurance covers damage that results from something besides an accident. Find out here if California requires this type of auto insurance.","og_url":"https:\/\/altrainsurance.com\/es\/what-are-the-requirements-for-auto-insurance-in-california\/","og_site_name":"ALTRA INSURANCE","article_published_time":"2019-06-28T09:00:13+00:00","article_modified_time":"2025-03-18T06:58:16+00:00","og_image":[{"width":525,"height":350,"url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/06\/Insurance-Policy.jpeg","type":"image\/jpeg"}],"author":"Altra Insurance","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Altra Insurance","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/#article","isPartOf":{"@id":"https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/"},"author":{"name":"Altra Insurance","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"headline":"Requirements for Car Insurance in California [2020 UPDATED]","datePublished":"2019-06-28T09:00:13+00:00","dateModified":"2025-03-18T06:58:16+00:00","mainEntityOfPage":{"@id":"https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/"},"wordCount":539,"commentCount":0,"image":{"@id":"https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/06\/Insurance-Policy.jpeg","articleSection":["Auto Insurance"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/","url":"https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/","name":"Requirements for Car Insurance in California","isPartOf":{"@id":"https:\/\/altrainsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/#primaryimage"},"image":{"@id":"https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/#primaryimage"},"thumbnailUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/06\/Insurance-Policy.jpeg","datePublished":"2019-06-28T09:00:13+00:00","dateModified":"2025-03-18T06:58:16+00:00","author":{"@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1"},"description":"Comprehensive car insurance covers damage that results from something besides an accident. Find out here if California requires this type of auto insurance.","breadcrumb":{"@id":"https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/#primaryimage","url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/06\/Insurance-Policy.jpeg","contentUrl":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/06\/Insurance-Policy.jpeg","width":525,"height":350,"caption":"Comprehensive Car Insurance According to California Law in San Diego, CA"},{"@type":"BreadcrumbList","@id":"https:\/\/altrainsurance.com\/what-are-the-requirements-for-auto-insurance-in-california\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/altrainsurance.com\/"},{"@type":"ListItem","position":2,"name":"Requirements for Car Insurance in California [2020 UPDATED]"}]},{"@type":"WebSite","@id":"https:\/\/altrainsurance.com\/#website","url":"https:\/\/altrainsurance.com\/","name":"SEGURO ALTRA","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/altrainsurance.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/altrainsurance.com\/#\/schema\/person\/a1ba432385a8de6d0e2e8400baf982c1","name":"Altra Insurance","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cc471c9d455606a06cc6fe86d275ee89e67adf257105037ddd10a323ce75a96f?s=96&d=mm&r=g","caption":"Altra Insurance"},"sameAs":["http:\/\/blog578"],"url":"https:\/\/altrainsurance.com\/es\/author\/blog578-2\/"}]}},"jetpack_featured_media_url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2019\/06\/Insurance-Policy.jpeg","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/1257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/comments?post=1257"}],"version-history":[{"count":6,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/1257\/revisions"}],"predecessor-version":[{"id":13748,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/posts\/1257\/revisions\/13748"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media\/1267"}],"wp:attachment":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media?parent=1257"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/categories?post=1257"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/tags?post=1257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}