{"id":107,"date":"2018-08-24T09:00:32","date_gmt":"2018-08-24T09:00:32","guid":{"rendered":"http:\/\/altrainsurance.com\/?p=107"},"modified":"2018-08-24T09:00:32","modified_gmt":"2018-08-24T09:00:32","slug":"how-to-save-money-on-teenage-car-insurance","status":"publish","type":"post","link":"https:\/\/altrainsurance.com\/es\/how-to-save-money-on-teenage-car-insurance\/","title":{"rendered":"\u00bfC\u00f3mo pueden los conductores adolescentes ahorrar dinero en seguros de autom\u00f3viles?"},"content":{"rendered":"

Si bien los padres a menudo est\u00e1n entusiasmados cuando sus hijos adolescentes finalmente pueden manejar, asegurarse de que un adolescente tambi\u00e9n puede ser costoso. Agregar incluso un adolescente a una pol\u00edtica existente puede aumentar la prima en un promedio de 78 por ciento. Las primas tienden a ser altas para los conductores adolescentes porque estad\u00edsticamente tienen m\u00e1s accidentes que los conductores mayores con experiencia. La buena noticia es que hay muchas maneras de ahorrar <\/span>Seguro de auto en San Diego<\/span><\/a> cobertura para un conductor adolescente.<\/span><\/p>\n

Reg\u00edstrese para la educaci\u00f3n del conductor<\/h2>\n

California requiere que los adolescentes de hasta 17.5 a\u00f1os completen un curso de educaci\u00f3n para conductores aprobado antes de obtener un permiso. Incluso cuando no se requiere educaci\u00f3n del conductor, todav\u00eda vale la pena. Las clases de educaci\u00f3n vial y seguridad vial se promueven como una forma de ense\u00f1ar a los conductores inexpertos las reglas de la carretera. Los estudios han encontrado que las clases de seguridad para conductores pueden reducir el riesgo de una colisi\u00f3n, y tambi\u00e9n pueden calificar a su hijo adolescente para un descuento de hasta el 15 por ciento.<\/span><\/p>\n

Sacar buenas notas<\/h2>\n

Muchas compa\u00f1\u00edas de seguros ofrecen descuentos considerables para los adolescentes que est\u00e1n inscritos a tiempo completo en la universidad, la escuela secundaria o un programa acad\u00e9mico de estudio en el hogar y obtienen buenas calificaciones. Este descuento puede valer hasta un 20 por ciento, pero los estudiantes generalmente deben alcanzar un promedio B o m\u00e1s alto para todas las materias combinadas para calificar o evaluar en el 20 por ciento superior en una prueba estandarizada.<\/span><\/p>\n

Elige el auto con cuidado<\/h2>\n

Para la mayor\u00eda de los adolescentes, su primer autom\u00f3vil suele ser un sed\u00e1n suavemente usado. Antes de comprar el primer autom\u00f3vil de su hijo adolescente, investigue y verifique las calificaciones de seguridad y robo, que podr\u00edan afectar la seguridad del adolescente y las primas de su seguro. Preg\u00fantele a su agente si un veh\u00edculo m\u00e1s nuevo o m\u00e1s antiguo probablemente tendr\u00e1 la mejor prima. Los autom\u00f3viles m\u00e1s antiguos generalmente tienen primas de seguro m\u00e1s bajas, pero los autom\u00f3viles m\u00e1s nuevos tienen ahorros incorporados en forma de dispositivos antirrobo y mejores clasificaciones de seguridad que pueden reducir las primas.<\/span><\/p>\n

Obtenga un descuento de conductor distante durante la universidad<\/h2>\n

Cuando su hijo vaya a la universidad, inf\u00f3rmele a su compa\u00f1\u00eda de seguros. La mayor\u00eda de las compa\u00f1\u00edas de seguros ofrecen un descuento de conductor distante para eliminar temporalmente a su hijo adolescente de su p\u00f3liza de seguro cuando \u00e9l o ella est\u00e1n en la universidad y han dejado el autom\u00f3vil. El adolescente generalmente necesita estar al menos a 100 millas de distancia de su hogar para calificar para el descuento. Una vez que un estudiante universitario alcanza la edad de 23-25 a\u00f1os, dependiendo de la compa\u00f1\u00eda de seguros, ya no ser\u00e1 elegible para un descuento para estudiantes distantes.<\/span><\/p>\n

Considere un dispositivo de monitoreo<\/h2>\n

Un n\u00famero creciente de compa\u00f1\u00edas de seguros ofrecen dispositivos telem\u00e1ticos para reducir potencialmente las primas. Estos dispositivos rastrean los h\u00e1bitos de manejo, incluidas las millas recorridas, la velocidad, las horas en la carretera y la frecuencia con la que se aplican los frenos con fuerza. Los conductores que cumplen con ciertos puntos de referencia y demuestran una conducci\u00f3n segura pueden ahorrar hasta un 30 por ciento. Algunas aseguradoras apuntan espec\u00edficamente a los conductores adolescentes con la conducci\u00f3n monitoreada por un dispositivo telem\u00e1tico. Adem\u00e1s de ahorrar dinero en primas de seguro, estos dispositivos pueden ser una buena forma de controlar los h\u00e1bitos de conducci\u00f3n de su hijo adolescente.<\/span><\/p>\n

Ya sea que necesite cobertura para un adolescente o para usted mismo, hay una variedad de formas de ahorrar en auto y <\/span>seguro de motos en San Diego<\/span><\/a>. Llame a Altra Insurance Services hoy al (800) 719-9972 para obtener una cotizaci\u00f3n complementaria.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Si bien los padres a menudo est\u00e1n entusiasmados cuando sus hijos adolescentes finalmente pueden manejar, asegurarse de que un adolescente tambi\u00e9n puede ser costoso. Agregar incluso un adolescente a una pol\u00edtica existente puede aumentar la prima en un promedio de 78 por ciento. Las primas tienden a ser altas para los conductores adolescentes porque estad\u00edsticamente tienen m\u00e1s accidentes que los conductores mayores con ... <\/p>\n

Continue reading “How Can Teenage Drivers Save Money on Auto Insurance?”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":143,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-107","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"yoast_head":"\nHow Can Teen Drivers Save on Car Insurance?<\/title>\n<meta name=\"description\" content=\"Teenagers are considered high-risk drivers, which means their car insurance may be costly. 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