{"id":27,"date":"2018-07-18T07:05:43","date_gmt":"2018-07-18T07:05:43","guid":{"rendered":"https:\/\/altrainsurance.com\/?page_id=27"},"modified":"2020-11-06T09:49:39","modified_gmt":"2020-11-06T09:49:39","slug":"health","status":"publish","type":"page","link":"https:\/\/altrainsurance.com\/es\/health\/","title":{"rendered":"HEALTH"},"content":{"rendered":"<style>\n.bullet-list{list-style:disc;}\n<\/style>\n<p><em><\/p>\n<h2 style=\"    font-size: 2.5rem;\">\u00bfPor qu\u00e9 seguro de salud?<\/h2>\n<p>El prop\u00f3sito principal del seguro de salud es ayudarlo con el costo de la atenci\u00f3n. Las mejoras constantes en los campos m\u00e9dico y farmac\u00e9utico han afectado el costo de la atenci\u00f3n y, en consecuencia, nuestro bolsillo.<\/p>\n<p>El seguro de salud lo ayuda con la atenci\u00f3n preventiva, como la vacunaci\u00f3n y los ex\u00e1menes de detecci\u00f3n.<\/p>\n<p>Puede estar sano ahora, pero cualquier enfermedad repentina o grave puede dejarlo con facturas m\u00e9dicas asombrosas.<\/p>\n<p>Entonces, lo m\u00e1s importante, la raz\u00f3n principal para tener un seguro de salud es el hecho de que no podemos predecir qu\u00e9 necesidades m\u00e9dicas podemos tener.<\/p>\n<h2>Tipos de seguro de salud<\/h2>\n<p>Hay diferentes tipos de planes de seguro de salud disponibles en la actualidad. Entre lo que ofrecen los gobiernos federal y local y los paquetes que suministran los proveedores privados, el campo se ha vuelto abarrotado y un poco confuso. En general, podemos clasificar los planes de seguro de salud en:<\/p>\n<p>&#8211; Health Maintenance Organizations (HMO)<\/p>\n<p>&#8211; Preferred Provider Organization (PPO)<\/p>\n<p>&#8211; Exclusive Provider Organization (EPO)<\/p>\n<p>&#8211; Point-of-Service Plan (POS)<\/p>\n<p>&#8211; High Deductible Health Plan (With or Without Health Saving Accounts)<\/p>\n<h2>\u00bfC\u00f3mo son diferentes estos planes?<\/h2>\n<p>Cada plan paga una parte fija de los costos para la persona inscrita promedio. Los detalles var\u00edan seg\u00fan los planes. Adem\u00e1s, los deducibles (el monto que paga antes de que su plan recoja 100% de sus costos de atenci\u00f3n m\u00e9dica) es diferente seg\u00fan cada plan. Por lo general, el plan m\u00e1s barato tiene el deducible m\u00e1s alto:<\/p>\n<ul>\n<li  class=\"bullet-list\">Platino: cubre 90% de sus gastos m\u00e9dicos, usted paga 10%<\/li>\n<li  class=\"bullet-list\">Oro: cubre 80% de sus gastos m\u00e9dicos, usted paga 20%<\/li>\n<li  class=\"bullet-list\">Plata: cubre 70% de sus gastos m\u00e9dicos, usted paga 30%<\/li>\n<li  class=\"bullet-list\">Bronce: cubre 60% de sus gastos m\u00e9dicos, usted paga 40%<\/li>\n<\/ul>\n<h2>C\u00f3mo podemos ayudar<\/h2>\n<p>Cuando se trata de comprar y decidir sobre un plan de salud, tiene opciones. Pero el aumento de los costos, la imprevisibilidad de la vida y el complicado mercado de los planes de salud no facilitan el proceso de selecci\u00f3n. Podemos ayudar:<\/p>\n<p>&#8211; We ensure the policy you buy provides adequate coverage for you and your family.<\/p>\n<p>&#8211; We help you compare plans, not just by their cost, but their features and benefits.<\/p>\n<p>&#8211; We will show you how the network of hospitals and medical facilities in your area work and how their rates affect your out of pocket share.<\/p>","protected":false},"excerpt":{"rendered":"<p>Why Health Insurance? The primary purpose of health insurance is to help you with the cost of care. Constant improvements in the medical and pharmaceutical fields have affected the cost of care and consequently our pocket. Health insurance helps you with preventive care such as vaccination and screenings. You may be healthy now, but any &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/altrainsurance.com\/es\/health\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;HEALTH&#8221;<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-27","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Health Insurance in San Diego, CA | Altra Insurance<\/title>\n<meta name=\"description\" content=\"Altra Insurance offers comprehensive and affordable health insurance plans in San Diego, CA. Call one of our agents to request a free insurance quote.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health Insurance in San Diego, CA | Altra Insurance\" \/>\n<meta property=\"og:description\" content=\"Altra Insurance offers comprehensive and affordable health insurance plans in San Diego, CA. Call one of our agents to request a free insurance quote.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/altrainsurance.com\/es\/health\/\" \/>\n<meta property=\"og:site_name\" content=\"ALTRA INSURANCE\" \/>\n<meta property=\"article:modified_time\" content=\"2020-11-06T09:49:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/altrainsurance.com\/wp-content\/uploads\/2018\/08\/Logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"794\" \/>\n\t<meta property=\"og:image:height\" content=\"204\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Health Insurance in San Diego, CA | Altra Insurance","description":"Altra Insurance offers comprehensive and affordable health insurance plans in San Diego, CA. Call one of our agents to request a free insurance quote.","robots":{"index":"noindex","follow":"follow"},"og_locale":"es_ES","og_type":"article","og_title":"Health Insurance in San Diego, CA | Altra Insurance","og_description":"Altra Insurance offers comprehensive and affordable health insurance plans in San Diego, CA. Call one of our agents to request a free insurance quote.","og_url":"https:\/\/altrainsurance.com\/es\/health\/","og_site_name":"ALTRA INSURANCE","article_modified_time":"2020-11-06T09:49:39+00:00","og_image":[{"width":794,"height":204,"url":"https:\/\/altrainsurance.com\/wp-content\/uploads\/2018\/08\/Logo.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/altrainsurance.com\/health\/","url":"https:\/\/altrainsurance.com\/health\/","name":"Health Insurance in San Diego, CA | Altra Insurance","isPartOf":{"@id":"https:\/\/altrainsurance.com\/#website"},"datePublished":"2018-07-18T07:05:43+00:00","dateModified":"2020-11-06T09:49:39+00:00","description":"Altra Insurance offers comprehensive and affordable health insurance plans in San Diego, CA. Call one of our agents to request a free insurance quote.","breadcrumb":{"@id":"https:\/\/altrainsurance.com\/health\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/altrainsurance.com\/health\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/altrainsurance.com\/health\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/altrainsurance.com\/"},{"@type":"ListItem","position":2,"name":"HEALTH"}]},{"@type":"WebSite","@id":"https:\/\/altrainsurance.com\/#website","url":"https:\/\/altrainsurance.com\/","name":"SEGURO ALTRA","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/altrainsurance.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"}]}},"jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/pages\/27","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/comments?post=27"}],"version-history":[{"count":6,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/pages\/27\/revisions"}],"predecessor-version":[{"id":3813,"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/pages\/27\/revisions\/3813"}],"wp:attachment":[{"href":"https:\/\/altrainsurance.com\/es\/wp-json\/wp\/v2\/media?parent=27"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}