Although you might assume otherwise, flood insurance isn’t automatically obtained through purchasing homeowners insurance. San Diego homeowners should be aware that flood insurance isn’t mandatory to own in most cases. Since flood damage can happen to anyone, it’s important to understand the scope of this type of coverage. Many have found their homes flooded and …

Shopping around for homeowners insurance may seem like a chore you don’t feel like doing. However, doing your research can result in great rewards. Sometimes you might not realize the benefits you could enjoy because you decided to look around for different options. Here are four benefits of shopping around for homeowners insurance, brought to …

In recent years, the rainy season in San Diego has become increasingly unpredictable. It’s not unusual for rainfall levels to cause flooding and break records over a two-week period between November and March, yet overall precipitation levels may end up being lower for the season. Homeowners in San Diego shouldn’t take chances when the rains …

For many homeowners in Southern California, property insurance is a formality or a hard requirement to keeping a mortgaged roof above their heads. This misconception can be blamed on lenders’ handling of the loan process, which is focused on speed and rushing the parties to the closing table. Mortgage lending banks will mention homeowners insurance …