Homeowners insurance may not cover essential business files, equipment, or inventory for home-based business owners. To fully protect your business, a home-based business insurance policy is a smart choice for business owners working out of their homes. Home-based business insurance protects business owners from claims such as third-party liability, property damage, and other risks. The …

A home business offers savings on rent and other expenses that come with having a separate office or facility. However, it doesn’t insulate business owners from the risks of liability and loss for negligent performance of business services. For coverage of these potential losses, business owners can turn to errors and omissions insurance. What Are …

Business interruption insurance will take care of many expenses when a disaster or major interruption happens that forces a business to either delay production or shut down completely. This type of commercial insurance can usually be added to the business owner’s policy. If you’re a passionate entrepreneur who cares about your business, you should look …

There’s a broad range of insurance coverage every small business owner should consider. Most businesses will require multiple types of insurance, including general liability, workers’ compensation, property, business owners, commercial auto, and errors and omissions. When it comes to purchasing business insurance, San Diego small business owners can be reassured by the variety of coverage …

  Without exception, anyone who plans on doing business in California needs to be insured. Employees don’t have to purchase insurance because they are supposed to be covered by their bosses. Outside of this situation, self-employed individuals and companies that operate on a business-to-consumer or business-to-business basis should be protected against accidents, injuries, damages, liability …