Opening a business brings many questions, and the very fact that you’re interested in learning more about insurance for your company demonstrates your responsibility as an entrepreneur. In most cases, you don’t need to have your business license yet to purchase insurance for your company, which means you can get started on this critical task …
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Working from the comfort of your home is one of the best aspects of today’s digital world. You can earn money and cut down on transportation costs as well. However, just like any other business, some risks are associated with it. Read on to know whether your homeowners insurance covers your business venture. The Coverage …
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Small business owners often become overwhelmed by the legal and financial responsibilities of running a business. Property costs, licenses, and taxes can quickly add up, leaving business owners with a small amount of profit. Because of these expenses, many small business owners opt out of liability insurance coverage. Getting liability coverage can protect small business …
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The many expenses of running a business may tempt some new business owners to ignore the need for business insurance. While you may hope you’ll never need to file a claim with an insurer, not being able to do so in a time of crisis may prove impossible for your business to recover from. If …
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When you decide to run a business, you must consider the welfare of the business, and you also assume responsibility for taking care of a range of people, including employees and customers. In the event of unforeseen perils, these stakeholders can be significantly affected in serious and costly ways. However, business insurance can cover you …
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The LLC is an increasingly popular type of business organizational structure that functions as a hybrid—it offers more protection than a sole proprietorship but is less complicated and cheaper to set up than a corporation. Once new business owners have set up their LLCs, they may be wondering what kind of insurance they need to …
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Insurance is one of the costs of running a business, and you may not appreciate its value until you really need it. In California, your company is required to follow laws established by the state and federal governments regarding the type and amount of insurance you must carry before you’re allowed to legally operate a …
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Entrepreneurs put a lot of time, money, and energy into their businesses, which is why they need to protect their investments. Almost every company experiences a financial loss at some point, but having commercial insurance can compensate business owners in most of these instances. Continue reading to learn how purchasing commercial insurance can potentially save …
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A professional security system is a necessity for every business because it not only prevents robberies and thefts but also saves money and time. No business owner wants his or her business to face unnecessary risk that can consume valuable resources. With security alarms in place, thieves are deterred, and if they decide to commit …
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As a California business owner or manager, you’re probably aware some costs are necessary for doing business. Working capital and money for inventory replenishment are obvious outlays, but another expense that needs consideration is money for workers’ compensation insurance. Here are four reasons that, in addition to commercial insurance, San Diego businesses should have workers’ …
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