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While parents are often excited when their teens can finally drive themselves around, insuring a teenager can also be expensive. Adding even one teenager to an existing policy can increase the premium an average of 78 percent. Premiums tend to be high for teenage drivers because they statistically have more accidents than older drivers with …

Rain is considered the most dangerous weather-related driving hazard in most areas of the United States, especially California. Contrary to popular misconception, areas that see frequent rain are less prone to rain-related accidents than traditionally dry states. Rain is especially dangerous in cities that normally have dry weather for two reasons: driver experience with the …

  Without exception, anyone who plans on doing business in California needs to be insured. Employees don’t have to purchase insurance because they are supposed to be covered by their bosses. Outside of this situation, self-employed individuals and companies that operate on a business-to-consumer or business-to-business basis should be protected against accidents, injuries, damages, liability …

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